Comparison

iLoan vs LendDirect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iLoan

This app helps you meticulously track personal loans, whether you're lending money to others or managing your own debts. It records loan details, payments, and balances, and includes an amortization calculator for financial planning. You can also send statements and receipts to borrowers.

Highlights
  • Track loans made to others or personal loans
  • Record loan details, interest rates, and dates
  • Log and edit payments
  • View loan status and payment history
  • Generate amortization schedules
  • Send loan statements and payment receipts
  • "What If" calculator for principal payments
Features
Currently charting
Read full description

Have you ever loaned someone money? Have you ever needed to keep track of partial payments on a personal loan? Have you ever had problems maintaining accurate records of payments or keeping track of the loan balance? Or maybe you're making micro-loans. For small personal loans or for becoming your own "personal bank", iLoan is the application for you. iLoan isn't just another financial calculator or amortization schedule. iLoan is an application designed to keep track of your loaned money. Keep track of loans you make to others or your own loans. It even works to keep track of bank loans! It is capable of recording multiple loans, payments on the loans, and the current payoff balance of each. A convenient amortization calculator is included to help you setup your loans. Features: - Enter new loans with origination balance, interest rate, and origination date. - View individual loan status, showing current balance and payment history. - Enter new payments as they're given to you. - Edit existing payments. - Send loan statements to the borrower. - Send payment receipts to the borrower. - Simple amortization calculator gives amortized payment based on entered data and shows the amortization table. - "What If" calculator shows affect of additional principle payments to loan cost. - Data is backed up with your regular iTunes backup. - For extra safety, export your iLoan data to a backup file. - Invite someone else to record payments and send payment receipts on their own device NOTE: iLoan is for personal use only. It cannot be used to facilitate loan or credit applications with any financial institution. **** Think I can do something better? Would a slightly different or new capability increase your rating or motivate you to give me a positive review? Please email me. I'm always open to suggestions! ****

About

LendDirect

Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.

Highlights
  • Push notifications for reminders
  • View current loan information
  • Manage your account
  • Make secure payments
  • Send secure messages to customer service
Features
Read full description

The LendDirect® app helps customers manage their existing payday loans, installment loans, and lines of credit (where available) from the convenience of their smart phone. Simply sign in with your existing username and password. Features include: - Get Push Notifications for important reminders - See current loan information and manage your account - Make secure payments - Send secure messages to Customer Service

Screenshots

iLoan3 screens
LendDirect4 screens

Verdict

The call

The clearest difference is review sentiment: LendDirect at 100% against iLoan's 34%. LendDirect also leads on price (Free vs $0.99) and update cadence (every 3 days vs every 3 months). iLoan's advantage is rating (4.3 vs 2.3) and chart position (#190 vs unranked). On ratings volume, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

LendDirect is free to download; iLoan costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

iLoan holds the better App Store score, 4.3 against 2.3. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews complicate that: 34% of iLoan's written reviews are positive against 100% of LendDirect's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

iLoan ships an update every 3 months, LendDirect every 3 days. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.

Scorecard6 real differences · 5 level
iLoan versus LendDirect: the parameters behind the verdict, then further details
ParameteriLoanLendDirect
Price$0.99Free — better
Rating4.3 (7 ratings) — better2.3 (3 ratings)
Positive reviews34.3% of reviews100.0% of reviews — better
Number of ratings7 — better3
Update frequencyEvery 3 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaidFree — better
Best chart rank#190 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size2 MB25 MB
Age rating4+4+
DeveloperVarietas Software, LLCCURO Management LLC

Customer experience

iLoan

All ratings7 ratings
Positive85.7%
Neutral14.3%
Negative0.0%
Written reviews35 reviews
Positive34.3%
Neutral28.6%
Negative37.1%

LendDirect

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

iLoan

No in-app purchases

None

LendDirect

No in-app purchases

Questions

Is iLoan free?
iLoan costs $0.99, with no in-app purchases.
Is LendDirect free?
LendDirect is free to download, with no in-app purchases.
Which has better reviews, iLoan or LendDirect?
iLoan is rated higher. iLoan averages 4.3 out of 5 from 7 ratings, while LendDirect averages 2.3 from 3 ratings.
Do iLoan or LendDirect have ads?
Neither iLoan nor LendDirect shows ads.
Which is updated more often, iLoan or LendDirect?
iLoan ships an update every 3 months, and LendDirect every 3 days. Most recently, iLoan was updated on October 17, 2026 and LendDirect on October 13, 2026.

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