iLoan vs PayPriority
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iLoan
This app helps you meticulously track personal loans, whether you're lending money to others or managing your own debts. It records loan details, payments, and balances, and includes an amortization calculator for financial planning. You can also send statements and receipts to borrowers.
- Track loans made to others or personal loans
- Record loan details, interest rates, and dates
- Log and edit payments
- View loan status and payment history
- Generate amortization schedules
- Send loan statements and payment receipts
- "What If" calculator for principal payments
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Have you ever loaned someone money? Have you ever needed to keep track of partial payments on a personal loan? Have you ever had problems maintaining accurate records of payments or keeping track of the loan balance? Or maybe you're making micro-loans. For small personal loans or for becoming your own "personal bank", iLoan is the application for you. iLoan isn't just another financial calculator or amortization schedule. iLoan is an application designed to keep track of your loaned money. Keep track of loans you make to others or your own loans. It even works to keep track of bank loans! It is capable of recording multiple loans, payments on the loans, and the current payoff balance of each. A convenient amortization calculator is included to help you setup your loans. Features: - Enter new loans with origination balance, interest rate, and origination date. - View individual loan status, showing current balance and payment history. - Enter new payments as they're given to you. - Edit existing payments. - Send loan statements to the borrower. - Send payment receipts to the borrower. - Simple amortization calculator gives amortized payment based on entered data and shows the amortization table. - "What If" calculator shows affect of additional principle payments to loan cost. - Data is backed up with your regular iTunes backup. - For extra safety, export your iLoan data to a backup file. - Invite someone else to record payments and send payment receipts on their own device NOTE: iLoan is for personal use only. It cannot be used to facilitate loan or credit applications with any financial institution. **** Think I can do something better? Would a slightly different or new capability increase your rating or motivate you to give me a positive review? Please email me. I'm always open to suggestions! ****
PayPriority
This app helps you create a personalized plan to become debt-free. It provides daily payment recommendations, tracks your progress, and helps you save on interest by choosing a payoff strategy. All your data is stored locally for privacy.
- Personalized debt payoff plan
- Daily payment recommendations
- Interest savings calculation
- Avalanche and Snowball methods
- Home screen widgets
- Progress tracking
- Local data storage
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Take control of your debt and see exactly when you'll be debt-free. PayPriority creates a personalized payoff plan, shows you what to pay each day, and helps you save thousands in interest. FREE TO START - Track your first 3 debts completely free. Upgrade to Premium for unlimited debts. SEE YOUR EXACT DEBT-FREE DATE No more guessing. PayPriority calculates exactly when you'll be debt-free based on your budget, debts, and chosen strategy. Watch your debt-free date get closer with every payment. SAVE THOUSANDS IN INTEREST Choose between the Avalanche method (highest interest first) or Snowball method (smallest balance first). See exactly how much interest you're saving compared to making minimum payments. Most users save over $3,000. NEVER MISS A PAYMENT Get daily recommendations showing exactly what to pay and when. PayPriority prioritizes your debts, checks your available cash, and warns you about upcoming due dates. No more late fees or penalties. CHOOSE YOUR STRATEGY - Avalanche: Pay off highest interest debts first (saves the most money) - Snowball: Pay off smallest debts first (builds motivation with quick wins) - Custom: Set your own priority order HOME SCREEN WIDGETS Stay motivated with beautiful widgets showing your debt payoff progress, total debt remaining, next payment due, and days until debt-free. TRACK YOUR PROGRESS - See how much you've paid off with visual progress rings - Record payments with automatic interest calculations - View detailed payment breakdowns (principal vs. interest) - Track payment history for every debt MANAGE ALL YOUR DEBTS Track everything in one place: credit cards, student loans, auto loans, personal loans, medical bills, and any debt with interest. YOUR DATA IS PRIVATE Everything is stored locally on your device. No account required. No data sharing. No ads. FREE VS PREMIUM FREE TIER: - Track 1 debt - All calculation features - Home screen widgets - Payment tracking - No time limit PREMIUM: - Unlimited debts - Track credit cards, loans, and bills - Optimize your complete debt portfolio - Advanced analytics - Everything in Free tier HOW IT WORKS 1. Add Your Debts: Enter your credit cards, loans, or any debt with interest 2. Set Your Budget: Tell us how much you can pay toward debt each month 3. Choose Your Strategy: Avalanche (save more) or Snowball (quick wins) 4. Follow Your Plan: We tell you what to pay each day 5. Become Debt-Free: Watch your progress and celebrate milestones PERFECT FOR - Credit card debt payoff - Student loan management - Multiple debt coordination - Budget-conscious families - Anyone tired of feeling overwhelmed by debt SUBSCRIPTION INFORMATION PayPriority offers optional Premium subscriptions: Monthly (billed monthly, cancel anytime), Annual (best value, billed yearly), and Lifetime (one-time purchase, pay once and use forever). Payment will be charged to your iTunes account at confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal in your Account Settings after purchase. Privacy Policy: https://paypriority.app/privacy/ Terms of Use: https://paypriority.app/terms/ Start your debt-free journey today. Download PayPriority now.
Screenshots
Verdict
The clearest difference is price: PayPriority at Free against iLoan's $0.99. PayPriority also leads on rating (5.0 vs 4.3) and update cadence (monthly vs every 3 months). iLoan's advantage is chart position (#179 vs unranked) and ratings volume (7 vs 1). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
PayPriority is free to download; iLoan costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
PayPriority holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: iLoan has 7 ratings behind it against 1, so its average is the more settled of the two.
iLoan ships an update every 3 months, PayPriority monthly. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.
| Parameter | iLoan | PayPriority |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 4.3 (7 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 34.3% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Freemium — better |
| Best chart rank | #179 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 26.2 |
| Further details — not scored | ||
| Size | 2 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Varietas Software, LLC | Ben Read |
In-app purchases
iLoan
No in-app purchases
PayPriority
No in-app purchases









