Comparison

Moneydance vs Spese Flash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneydance

Manage your personal finances on the go with this mobile companion app. It allows for quick transaction entry and account balance updates, syncing securely to your desktop software. Keep your financial data protected with robust encryption.

Highlights
  • Mobile account balance updates
  • Portable transaction entry
  • End-to-end encrypted syncing
  • Dropbox and iCloud sync options
  • AES encryption for data protection
Read full description

Moneydance helps you take your finances mobile by making account balance updates and transaction entry portable. Moneydance is designed to enable quick and painless entry of receipts and transactions while you are out and about, with immediate, end-to-end encrypted syncing (via Dropbox or iCloud) to Moneydance on your Mac or PC. The desktop version of Moneydance is required to use this app, which can be downloaded for Mac, Windows, or Linux from moneydance.com Moneydance uses strong AES encryption in addition to Dropbox and iCloud's built-in security to ensure your finances are heavily protected while syncing.

About

Spese Flash

Features
Read full description

Spese Flash is built around one goal: letting you log an expense as fast as humanly possible, so you actually do it, every single day. LOG IT 3 WAYS - By voice — tap, say "25 euros groceries", confirm. Done. - Photo of the receipt — the camera reads the amount and date for you. - Screenshot of the payment — import a screenshot from Apple Pay or your banking app, the total is recognized automatically. Every entry always shows a confirmation screen first: correct it if needed, then save. Never a blind save. HOME SCREEN WIDGET Add the Spese Flash widget to your phone's Home Screen: one tap and the app opens already to voice-record an expense, with no menu in between. CHOOSE YOUR START SCREEN Decide what you see the moment you open the app: the Main Menu, or straight into the Income/Expenses register to save a tap every time. ANALYZE YOUR SPENDING Charts by category, income/expense trends (with a color-coded balance — red or green at a glance), comparisons by day, week, month, quarter, half-year or year, and a History view with a month-by-month summary. Import or export your expenses to CSV, or export to PDF, whenever you want. BUDGETS AND REMINDERS Set a monthly budget for each category and get alerted when you go over it. Turn on a daily reminder so you never forget to log your expenses. 100% OFFLINE AND PRIVATE No account, no server, no ads. All your data stays on your iPhone only. AVAILABLE IN 5 LANGUAGES Italian, English, French, Spanish, German — switch anytime from Settings, independent of your phone's system language.

Screenshots

Moneydance4 screens
Spese Flash4 screens

Verdict

The call

The clearest difference is price: Moneydance at Free against Spese Flash's $2.99. Moneydance also leads on device support (3 vs 1) and iOS requirement (12.4 vs 17.0). Spese Flash's advantage is update cadence (every 3 weeks vs every 6 weeks). On ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Moneydance is free to download; Spese Flash costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Moneydance ships an update every 6 weeks, Spese Flash every 3 weeks. The most recent releases landed on October 23, 2026 and October 10, 2026 respectively.

Scorecard4 real differences · 6 level
Moneydance versus Spese Flash: the parameters behind the verdict, then further details
ParameterMoneydanceSpese Flash
PriceFree — better$2.99
Rating4.7 (977 ratings) — better—
Positive reviews54.1% of reviews—
Number of ratings977 — better—
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaid—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.4 — better17.0
Further details — not scored
Size21 MB2 MB
Age rating4+4+
DeveloperThe Infinite Kind LimitedFilippo Martini

Bugs and requests

Moneydance

Reported bugs

3 issues
  • Transactions sometimes get corrupted during sync
  • App crashes when entering certain transaction details
  • Inconsistent behavior when dealing with split transactions

Requested features

5 requests
  • Add tags/categories support
  • Improve transaction entry experience
  • Implement manual sync option
  • Display account balances and future transactions
  • Integrate with mobile banking/financial services

Spese Flash

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Moneydance

No in-app purchases

None

Spese Flash

No in-app purchases

Questions

Is Moneydance free?
Moneydance is free to download, with no in-app purchases.
Is Spese Flash free?
Spese Flash costs $2.99, with no in-app purchases.
Do Moneydance or Spese Flash have ads?
Neither Moneydance nor Spese Flash shows ads.
Which is updated more often, Moneydance or Spese Flash?
Moneydance ships an update every 6 weeks, and Spese Flash every 3 weeks. Most recently, Moneydance was updated on October 23, 2026 and Spese Flash on October 10, 2026.

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