QwickPAY vs iTransact Mobile Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QwickPAY
Transform your iOS device into a secure point-of-sale system. Accept various payment types, including card-present and remote transactions, with features like invoicing and tap-to-pay. Streamline sales and reduce PCI scope by never handling sensitive cardholder data.
- Card-present and card-not-present payments
- Email invoicing for remote transactions
- Tap to Pay on iPhone
- Kiosk Mode
- SMS/email/print receipts
- Enhanced tip features
- In-app passcode lock
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QwickPAY is a complete payment solution allowing your iOS device (iPhone or iPad) to become a highly secure point of sale system for card-present and card-not-present payments. Whether you need to accept payments in-store, curbside, for delivery, takeout, or via email invoicing, QwickPAY is ready with point of sale devices that accept secure data entered over the phone with manual entry, or in-person with a swipe, tap, or dip of a card, or from tap and go mobile wallets. Streamline the payment process and create frictionless sales and invoices to facilitate in-person and remote, touchless transactions with QwickPAY. QwickPAY removes 100% of the sensitive cardholder data from the merchant while still giving them the necessary information to process Card-Present, credit and signature debit transactions. QwickPAY gives merchants a total solution that helps to reduce their PCI scope. With QwickPAY mobile, the merchant NEVER possesses, transmits or comes in contact with sensitive cardholder data. QwickPAY has been EMV Level 3 certified with several major POS processors. Merchant Account REQUIRED. If you don’t have one, we can help you there too. Contact support@qwickpay.com for details. KEY FEATURES Tap to Pay on iPhone Card-present transactions for magstripe, EMV contact, EMV contactless and NFC payments Invoicing to enable touch-free commerce Kiosk Mode Simplified Menu Receipts can be sent via SMS, e-mail and print Saved receipts can be re-sent via SMS, e-mail and print Tally screen for entering multiple line item amounts Enhanced tip features: prompt for tip; 3 suggested tip percentages; Custom Tip; No Tip options In-app passcode lock History filtering for transaction types TECHNICAL SUPPORT For assistance related to processing, transactions, applications, and settlement, please contact your QwickPAY Service Provider. Your QwickPAY Service Provider is the vendor that provided you with your Login credentials, or you can directly contact your processor (the entity that supplied your merchant account). They will be able to provide you with the best possible service. Most merchant account providers have 365/24/7 support. OTHER FEATURES QwickPAY provides unmatched security for cardholders and merchants. Dynamic Payment Card Data. Encryption within the read head – Decrypted data delivered only to a PCI-DSS certified payment processor or gateway. Tokenization of sensitive data. Authentication (Card, Cardholder data, Card Reading Device, Host, Session) Eliminates the costs and hassles related to the chargeback process by identifying counterfeit cards.
iTransact Mobile Merchant
Accept credit and debit card payments on the go with this mobile point-of-sale solution. Features include EMV chip processing, electronic receipts, and transaction history. Easily manage multiple accounts from a single application.
- Accept credit and debit card payments
- EMV chip card transactions
- Full point-of-sale features
- Electronic receipts
- Full transaction history
- Manage multiple accounts
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iTransact Mobile Merchant is the best way to accept credit card and debit card payments anytime, anywhere. You can even select between multiple accounts from one app! Accepting credit cards is easy with these features: • Swipe cards easily or simply type in the information. • Accept EMV (chip) card transactions • Payments are deposited into a bank account of your choice. • Full point-of-sale features such as payments, voids, refunds, electronic receipts, and full transaction history. • Connect and process using multiple accounts. Switch between them with one click. • Customer service and low cost that you'll want to tell your friends about. • As your business grows, we're here to help you transition to a traditional merchant account. Call today to order your Bluetooth EMV capable reader. Note: The card reader plugs into your microphone jack, so you'll need to enable microphone access when the app asks for your permission. Note: The EMV Bluetooth reader will need you to enable Bluetooth access when the app asks for your permission.
Screenshots
Verdict
QwickPAY and iTransact Mobile Merchant both sit at 4.8 stars, but that hides the real split: 95% of iTransact Mobile Merchant's written reviews are positive against 48% of QwickPAY's. iTransact Mobile Merchant also leads on ratings volume (122 vs 4) and iOS requirement (9.0 vs 17.6). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iTransact Mobile Merchant holds the better App Store score, 4.9 against 4.8. That said, the two scores are not equally well evidenced: iTransact Mobile Merchant has 122 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 48% of QwickPAY's written reviews are positive against 95% of iTransact Mobile Merchant's.
QwickPAY ships an update every 3 months, iTransact Mobile Merchant every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | QwickPAY | iTransact Mobile Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) | 4.9 (122 ratings) — better |
| Positive reviews | 48.0% of reviews | 94.9% of reviews — better |
| Number of ratings | 4 | 122 — better |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 9.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 19 MB |
| Age rating | 17+ | 4+ |
| Developer | MagTek, Inc. | Payroc, LLC |
Customer experience
QwickPAY
iTransact Mobile Merchant
Bugs and requests
QwickPAY
Not enough reviews yet to summarise bugs or requests.
iTransact Mobile Merchant
Reported bugs
2 issues- App interface needs growth
- Delay in adopting new technology
Requested features
5 requests- Allow texting receipts
- Add Touch ID login
- Implement 4-digit app lock
- Use camera to scan credit cards
- Add app refresh functionality
In-app purchases
QwickPAY
No in-app purchases
iTransact Mobile Merchant
No in-app purchases
Questions
Is QwickPAY free?
Is iTransact Mobile Merchant free?
Which has better reviews, QwickPAY or iTransact Mobile Merchant?
Do QwickPAY or iTransact Mobile Merchant have ads?
Which is updated more often, QwickPAY or iTransact Mobile Merchant?
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