Comparison

iTransact Mobile Merchant vs Processa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iTransact Mobile Merchant

Accept credit and debit card payments on the go with this mobile point-of-sale solution. Features include EMV chip processing, electronic receipts, and transaction history. Easily manage multiple accounts from a single application.

Highlights
  • Accept credit and debit card payments
  • EMV chip card transactions
  • Full point-of-sale features
  • Electronic receipts
  • Full transaction history
  • Manage multiple accounts
Read full description

iTransact Mobile Merchant is the best way to accept credit card and debit card payments anytime, anywhere. You can even select between multiple accounts from one app! Accepting credit cards is easy with these features: • Swipe cards easily or simply type in the information. • Accept EMV (chip) card transactions • Payments are deposited into a bank account of your choice. • Full point-of-sale features such as payments, voids, refunds, electronic receipts, and full transaction history. • Connect and process using multiple accounts. Switch between them with one click. • Customer service and low cost that you'll want to tell your friends about. • As your business grows, we're here to help you transition to a traditional merchant account. Call today to order your Bluetooth EMV capable reader. Note: The card reader plugs into your microphone jack, so you'll need to enable microphone access when the app asks for your permission. Note: The EMV Bluetooth reader will need you to enable Bluetooth access when the app asks for your permission.

About

Processa

This cloud-based point-of-sale application simplifies credit card payment processing for businesses. It allows for product customization, customer data storage, and real-time analytics. Advanced features are available for iPad users, including table mode for restaurants.

Highlights
  • Process credit card payments
  • Customize products with details and images
  • Securely store customer payment information
  • Apply custom tips and discounts
  • View real-time payment analytics
  • Detailed transaction history
  • Split payment functionality
Features
Read full description

Processa is the cloud-based POS (Point-of-Sale) app that you and your business need. The simplest and quickest way to accept credit card payments on your device. Features: - Process payments right on your device or connect your card reader. - Customize your products with names, descriptions, unique taxes and images. - Use the Customer Vault to save your customer data and their payment information. - Add unique tips and discounts. - View real-time analytics about your payments. - See your detailed transaction history. - Enter manual amounts during the checkout process. - Split payment functionality. - Email your transactions to your customers. iPad features: - Advanced checkout system. - Have multiple open carts at the same time. - Table mode for restaurants and bars.

Screenshots

iTransact Mobile Merchant3 screens
Processa4 screens

Verdict

The call

The clearest difference is review sentiment: iTransact Mobile Merchant at 95% against Processa's 50%. iTransact Mobile Merchant also leads on rating (4.9 vs 4.0) and ratings volume (121 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

iTransact Mobile Merchant holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: iTransact Mobile Merchant has 121 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 95% of iTransact Mobile Merchant's written reviews are positive against 50% of Processa's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 20, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
iTransact Mobile Merchant versus Processa: the parameters behind the verdict, then further details
ParameteriTransact Mobile MerchantProcessa
PriceFreeFree
Rating4.9 (121 ratings) — better4.0 (10 ratings)
Positive reviews94.9% of reviews — better50.0% of reviews
Number of ratings121 — better10
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better15.0
Further details — not scored
Size19 MB122 MB
Age rating4+4+
DeveloperPayroc, LLCFluid Pay LLC

Customer experience

iTransact Mobile Merchant

All ratings116 ratings
Positive99.1%
Neutral0.0%
Negative0.9%
Written reviews39 reviews
Positive94.9%
Neutral0.0%
Negative5.1%

Processa

All ratings10 ratings
Positive70.0%
Neutral10.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

iTransact Mobile Merchant

Reported bugs

2 issues
  • App interface needs growth
  • Delay in adopting new technology

Requested features

5 requests
  • Allow texting receipts
  • Add Touch ID login
  • Implement 4-digit app lock
  • Use camera to scan credit cards
  • Add app refresh functionality

Processa

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

iTransact Mobile Merchant

No in-app purchases

None

Processa

No in-app purchases

Questions

Is iTransact Mobile Merchant free?
iTransact Mobile Merchant is free to download, with no in-app purchases.
Is Processa free?
Processa is free to download, with no in-app purchases.
Which has better reviews, iTransact Mobile Merchant or Processa?
iTransact Mobile Merchant is rated higher. iTransact Mobile Merchant averages 4.9 out of 5 from 121 ratings, while Processa averages 4.0 from 10 ratings.
Do iTransact Mobile Merchant or Processa have ads?
Neither iTransact Mobile Merchant nor Processa shows ads.
Which is updated more often, iTransact Mobile Merchant or Processa?
iTransact Mobile Merchant ships an update every 2 months, and Processa every 2 months. Most recently, iTransact Mobile Merchant was updated on October 20, 2026 and Processa on October 3, 2026.

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