随手记Pro vs 挖财记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
随手记Pro
Effortlessly track personal, family, or business finances with a comprehensive accounting assistant. Features AI-powered input, detailed reports, and collaborative tools for clear financial oversight. Offers a wide range of templates for various life stages and professions.
- AI voice and image recognition for quick entry
- Customizable keyboard for professional accounting
- Homepage reports with charts and data cards
- Multi-user collaboration with role management
- Cloud sync and data recovery
- Extensive ledger templates for diverse needs
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多赚会花每一天,记账就要随手记!海量账本模板,个人、家庭、生意账随心选。 记账快捷又专业,轻松管理多人记账。多维度账单解读,全面了解你的财务状况。 【特色亮点】 1、AI记账新体验 - 语音记账,开口就能记 - 图片识别批量记账,发送截图、小票自动记 - 快捷指令自动记账,消费后一键入账 2、记账看账一目了然 - 自定义记账键盘,快捷又专业 - 首页即报表,数据卡片及图表清晰呈现 - 多维度查看收支流水,搭配流水日历轻松补账 - 多账户管理,全面了解你的账户余额 3、多人协同,分工明确 - 多人共用一本账,家庭、团队协作更高效 - 角色权限可管理,员工记账老板看,权限分配专业严谨 4、安全可靠,功能丰富省心易用 - 云端存储多端同步,数据安全不丢失 - 账本操作必留痕,误删流水可恢复,安全又可靠 - 更有票据识别、预算、借贷中心等更多专业记账功能,一应俱全 【海量账本模板,陪伴你的各个人生阶段】 to成长中的你: - 高中生、大学生账本:生活费聪明花,课外兼职也能记 - 班费账本:班委管钱大家看,班费收支更透明 to工作中的你: - 差旅报销流水账:设定预算不超支,流水详尽不漏报 - 网约司机、健身教练、装修队长:职业账本专属定制 to爱生活的你: - 合租、恋爱、生活账:日常生活随心记 - 旅游、宠物、爱好账:为自己所爱的事物,记录美好回忆 - 攒钱、健身、目标账:设定一个小目标,让账本陪你变成想要的样子 to创业中的你: - 奶茶、快餐、餐饮业:店铺经营实用工具,员工记账权限可控 - 服装、代购、零售业:成本营收全把控,赊销应付不遗漏 - 培训、酒店、服务业:各行各业全覆盖,首页报表指导经营 to顾家的你: - 人情账本、结婚账本:人情红包收入支出一览无余 - 儿童教育、宝宝账本:家人共享宝贝成长点滴 - 汽车、储蓄家庭账本:日常生活分类全,全家合记一本账 还有更多账本模板等你发现! ————献给热爱记账的你———— 生活需要一点仪式感。 有人每天早上一定要喝一杯咖啡, 有人每天睡前一定要写两句日记, 也有人每天都把挣到的和花过的每一分钱记录下来 在快节奏的时代,扫一扫就完成付款,动动手指就能解决三餐、完成购物。 移动支付把生活中的花销从实实在在的钱变成了一串变动的数字,很多时候我们对于花钱没有了概念,甚至,想不起来把钱花在了哪里。 这时,需要消费后的用心记账,提高自己对钱的敏感度。 希望热爱记账的你梳理财务状况的时候可以沉浸在随手记这个"工作台"! 【联系我们】 使用过程中如遇问题,欢迎联系我们,可爱的客服妹纸会认真处理你的每一个反馈哦。 - 在线客服:"我的"-"求助反馈"-"在线咨询" - 留言路径:"我的"-"求助反馈"-"意见反馈" - 随手记官网:www.sui.com - 随手记微信:suishoujicom - 神象云账本微信:shenxiang_cloud - 随手记服务条款:https://www.sui.com/help/agreement-mobile.html - 随手记隐私政策:https://www.sui.com/help/privacy.jsp 如果您喜欢随手记,请在应用商店留下您的星星和评论,您的支持是我们进步的动力!
挖财记账
Effortlessly manage your finances with AI-powered expense tracking. Import transactions from various sources, set budgets, and gain clear insights into your spending habits. Optimize savings and achieve your financial goals.
- AI intelligent expense tracking
- Automatic import from WeChat, Alipay, banks
- Voice and screen recognition for quick entry
- Multi-user shared ledgers
- Comprehensive financial reports
- Budget and savings goal setting
- Asset and debt management
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AI智能导入,快速开始管理账单,微信、支付宝、银行等一键导入,立即体验满血的账单管理服务。 快捷指令自动记账,消费后双击记账,简单又有趣! “钱花哪儿”一清二楚,省钱存钱从现在开始! 【功能特色】 1、AI智能记账 - 语音快捷指令:用Siri唤起“挖财语音记账”或者自定义唤出方式,智能语音记账 - 识屏快捷指令:微信、支付宝消费后,打开账单页,轻敲手机背后马上记账 - 批量智能导入:微信、支付宝、银行等excel账单,一键导入,智能分类 - 周期自动记账:水电煤、公积金等定期按时入账,不必担心漏记 2、手动记账 - 类型丰富:支出、收入、转账、借贷、报销、退款账单全面支持 - 智能学习,遵循操作习惯,越用越顺手 - 速记模板,提前预设记账模板,秒记无压力 3、多人共享账本,多端实时同步 - 适合个人、家庭记账、生意合伙、团队项目等多场景共享 - 免费云备份,多端实时同步,换手机登录同账号,自动同步,数据无忧 4、全面的账单管理 - 账单明细:12个统计维度,支出、收入、转账、借贷、报销、退款等多种账单一处管理 - 日历账单:4种账单日历,每日收支一目了然,漏记补账方便快捷 - 账单搜索:输入关键词,快速检索各类型账单,轻松定位 - 超多报表:29种报表,多维度的报表帮你追踪花销流水 5、资金计划管理 - 覆盖信用卡还款、房租、水电、借贷还款等多种待办事项 - 快速统计未来某段时间的固定开支总金额,帮助管好现金流 - 可靠的提醒服务,重要款项不错过 6、资产负债 - 资产管理:管理资产和负债,“钱在哪儿”一目了然 - 信用卡管理:管理免息期、信用额度等,“羊毛”要薅到就是赚到 - 账户账单页,逐条账单对账,信息清晰明了 7、预算目标 - 支出、收入、结余都可独立设置预算目标,存钱省钱都满足 - 全部、年、季、月、周、日多周期预算,想管多细有多细 - 类别、成员、标签、商家等可设置子预算 - 创建一次,下个周期自动延续,管理更简单 8、个性化设置 - 账本封面,首页日历、报表、预算等7大模块定制服务 - 自定义类别、账户图标、个性化标签服务 - 账单列表样式设置等 9、其他特色 - 多币种:出国旅游、生活、工作,方便外币记账 - 数据安全:支持Face ID/指纹解锁账本 - 特色小组件:多样特色小组件,添加到手机桌面美观好用 【会员服务】 1、非连续订阅会员服务: - 基础会员:年会员,永久会员 - 标准会员:月会员,年会员 - 超级会员:月会员,年会员 2、连续订阅会员自动续费服务: - 订阅周期:1个月或1年 - 订阅价格:标准会员连续包月、标准会员连续包年、超级会员连续包月、超级会员连续包年 - 您的iTunes账户会在购买确认后立即扣款 - 购买连续订阅会员的帐号,会在每个月到期前24小时,自动在 iTunes 账户扣费并延长1个月或1年会员有效期 - 取消订阅应当在会员服务到期前,提前至少 24 小时完成,否则此订阅将继续有效 - 如需取消订阅,请手动打开手机「设置」, 进入「Apple ID」,选择「订阅」,选择订阅商品取消订阅即可。 服务协议: 1)付费会员服务协议:https://www.yuancaiyun.com/ikebana/contract/1E82B02865773CB8FDB9A16BA1AF1D06 2)连续订阅会员服务协议:https://www.yuancaiyun.com/ikebana/contract/970407CDD20C17DFB287CA654E93F7C6 3)个人信息保护政策:https://www.yuancaiyun.com/ikebana/contract/5165EC0CF11AF32B0FE5FD93521BCB39 4)用户服务协议:https://www.yuancaiyun.com/ikebana/contract/44FADE5EE6670BC7B6528021400E6EF0 【联系我们】 - 意见反馈:可通过我的-关于-邮箱发送邮件和我们联系 - 如果您喜欢我们的服务,请留下您的好评,让更多人看到我们!您的支持是我们前进的动力!
Screenshots
Verdict
The clearest difference is price: 挖财记账 at Free against 随手记Pro's $0.99. 挖财记账 also leads on rating (4.6 vs 4.3). 随手记Pro's advantage is review sentiment (83% vs 58%) and chart position (#46 vs unranked). On ratings volume, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
挖财记账 is free to download; 随手记Pro costs $0.99 up front. 随手记Pro sells 26 in-app purchases, starting at $1.99 per month and 挖财记账 sells 20 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
挖财记账 holds the better App Store score, 4.6 against 4.3. Both are backed by a comparable volume of ratings — 356 and 253 respectively. Written reviews complicate that: 83% of 随手记Pro's written reviews are positive against 58% of 挖财记账's, so the app with the better star average is not the one people write more warmly about.
随手记Pro ships an update fortnightly, 挖财记账 every 2 weeks. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.
| Parameter | 随手记Pro | 挖财记账 |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 4.3 (356 ratings) | 4.6 (253 ratings) — better |
| Positive reviews | 82.9% of reviews — better | 58.2% of reviews |
| Number of ratings | 356 — better | 253 |
| Update frequency | Fortnightly — better | Every 2 weeks |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | #46 — better | — |
| Devices | iPhone, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 273 MB | 159 MB |
| Age rating | 4+ | 9+ |
| Developer | Kingdee | Hangzhou Yuancai Technology Co.,Ltd. |
Customer experience
随手记Pro
挖财记账
User reviews
随手记Pro
From 356 App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 📊 Powerful reporting and analytics
- 💰 Helpful for managing personal finances
- 🔄 Reliable data syncing across devices
- 🕰 Consistent use over many years
Room to improve
- 🐛 Crashes and bugs, especially after iOS updates
- 📢 Excessive ads and in-app purchases
- 🤔 Confusing or unintuitive UI changes
- 🔄 Unreliable data syncing and loss of historical data
- 💲 Paid version still has limitations
挖财记账
From 253 App Store ratingsWhat we love
- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses
Room to improve
- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates
Bugs and requests
随手记Pro
Reported bugs
5 issues- App crashes on launch after iOS 13 update
- Unable to add or edit certain expense categories
- Syncing issues leading to incomplete data display
- Incorrect calculations and rounding errors
- Slow performance and lagging on newer devices
Requested features
5 requests- Add support for more bank/credit card integrations
- Improve budgeting and forecasting tools
- Introduce dark mode and customization options
- Enhance reporting and data export capabilities
- Provide better customer support and communication
挖财记账
Reported bugs
73 issues- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects
Show 68 moreShow fewer
- Screen remains blank upon opening
- Input not displaying immediately after entry
- Recurring transaction bugs
- Login failures and timeouts
- Inability to receive verification codes
- Cash calculation errors after updates
- App not syncing data
- Issues with facial recognition unlocking
- Unable to edit repayment interest
- Periodic account connection issues
- Network instability causing data unavailability
- Opening screen freezes
- Payment interest cannot be changed
- Spending flow calculation errors
- App automatically redirects to other app stores
- Freezing on startup screen
- Screen is blank after entering
- New version not displaying input immediately
- Monthly spending totals are incorrect
- Daily spending totals are incorrect
- Automatic entries for recurring transactions are inconsistent
- App crashes frequently
- Data is lost after updates
- Calculations are incorrect
- App is slow and laggy
- Ads are intrusive
- UI changes are confusing
- Features that were previously free are now paid
- Customer support is unreachable
- Smart customer service is unhelpful
- App not supporting widgets
- Cannot record zero-value transactions
- Icons and colors are not customizable
- User interface is not intuitive
- Unable to edit transaction details easily
- Recurring transaction bugs
- Login failures and timeouts
- Inability to receive verification codes
- Cash calculation errors after updates
- App not syncing data
- Issues with facial recognition unlocking
- Unable to edit repayment interest
- Periodic account connection issues
- Network instability causing data unavailability
- Opening screen freezes
- Payment interest cannot be changed
- Spending flow calculation errors
- App automatically redirects to other app stores
- Freezing on startup screen
- Screen is blank after entering
- New version not displaying input immediately
- Monthly spending totals are incorrect
- Daily spending totals are incorrect
- Automatic entries for recurring transactions are inconsistent
- App crashes frequently
- Data is lost after updates
- Calculations are incorrect
- App is slow and laggy
- Ads are intrusive
- UI changes are confusing
- Features that were previously free are now paid
- Customer support is unreachable
- Smart customer service is unhelpful
- App not supporting widgets
- Cannot record zero-value transactions
- Icons and colors are not customizable
- User interface is not intuitive
- Unable to edit transaction details easily
Requested features
45 requests- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization
Show 40 moreShow fewer
- Add number formatting with commas
- Add option to edit/customize icons and colors
- Restore monthly budget remaining calculation
- Add ability to edit transaction details more easily
- Improve recurring transaction management
- Add ability to merge/migrate accounts
- Add support for widgets
- Improve search functionality with date ranges
- Add ability to reorder accounts
- Add ability to set custom background colors
- Add facial recognition/password lock for app access
- Improve budget feature with category comparison
- Add ability to split reimbursements
- Add support for multiple currencies and automatic exchange rate updates
- Improve user interface for better clarity and efficiency
- Restore community features for user interaction
- Restore financial management sections
- Add automatic bank/SMS data import
- Add option for partial refunds
- Improve loan/borrowing tracking clarity
- Add ability to set default values for fields
- Add ability to customize transaction entry fields
- Improve handling of zero-value transactions
- Add automatic recommendation for tags/merchants
- Restore ability to search nearby merchants
- Add ability to set default account for new transactions
- Add option to customize transaction entry interface
- Add ability to view historical data by month/year easily
- Add ability to adjust account name length limits
- Add ability to manage recurring transactions in a central place
- Add ability to select currency for new accounts
- Add ability to view account details by currency
- Add ability to customize transaction entry fields
- Add ability to set default account for new transactions
- Add ability to customize transaction entry interface
- Add ability to view historical data by month/year easily
- Add ability to adjust account name length limits
- Add ability to manage recurring transactions in a central place
- Add ability to select currency for new accounts
- Add ability to view account details by currency
In-app purchases
随手记Pro
- 基础会员-连续包月$1.991 Month
- 连续包月$3.991 Month
- 连续包年$39.991 Year
- 6随手贝$0.99
- 6香蕉贝$0.99
- 免广告会员三个月$0.99
Show 20 moreShow fewer
- 同步账本高级功能月套餐$1.99
- 免广告会员十二个月$1.99
- 免广告会员十二个月15元$1.99
- 基础会员-1个月$2.99
- 30香蕉贝$3.99
- 通用型套餐-25元$3.99
- 专业会员·5人版-1个月$5.99
- 68香蕉贝$9.99
- 5G云盘空间$14.99
- 128香蕉贝$19.99
- 专业会员·无限版-1个月$19.99
- 30G云盘空间-活动版$22.99
- 通用型套餐-159元$22.99
- 基础会员2年(活动)$24.99
- 30G云盘空间$29.99
- 基础会员2年(活动)$29.99
- 233香蕉贝$34.99
- 365G云盘空间-活动版$49.99
- 通用型套餐-318元$49.99
- 328香蕉贝$49.99
挖财记账
- 标准会员连续包月$0.991 Month
- 超级会员连续包月$1.991 Month
- 标准VIP连续包月$1.991 Month
Show 6 moreShow fewer
- 超级VIP连续包月$3.991 Month
- 标准会员连续包年$6.991 Year
- 连续包年$7.991 Year
- 超级会员连续包年$14.991 Year
- 超级会员连续包年7 Days trial$14.991 Year
- 连续包年$17.991 Year
- 标准月会员$1.99
- 免广告年会员$1.99
- 18元会员$2.99
Show 8 moreShow fewer
- 基础永久会员$3.99
- 超级月会员$4.99
- 48元会员$6.99
- 标准两年会员$9.99
- 标准会员Plus$9.99
- 基础永久会员$9.99
- 超级两年会员$24.99
- 超级会员Plus$24.99








