ClearCheckbook vs Transact Bank Personal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ClearCheckbook
Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.
- View account balances and transaction history
- Add and edit transactions
- Organize accounts and categories
- Set budgets and reminders
- Track bill payments
- Project future balances
- Spending tracker
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ClearCheckbook is a powerful and easy-to-use financial management app that syncs seamlessly with your ClearCheckbook.com account. The app provides tools that help you manage your finances including: - Instantly view account balances and transaction history - Add and edit transactions on the go - Create and organize accounts and categories to fit your needs - Set budgets, reminders, and recurring transactions - Track your bill payments so you never miss paying a bill - Project future balances and use our spending tracker All your data is securely backed up and accessible across all of your devices via ClearCheckbook.com.
Transact Bank Personal
Manage your personal finances conveniently and securely from your mobile device. Review account activity, deposit checks by photo, and transfer funds between accounts. Get easy access to customer support for any banking needs.
- Manage checking and savings accounts
- View transaction history
- Transfer funds between accounts
- Mobile check deposit via photos
- Contact customer support easily
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Bank conveniently and securely with the Transact Bank Mobile Personal Banking app. Now you can manage your personal finances anytime, anywhere - from your mobile device. Manage Your Bank Accounts and Finances • Review activity and balances in checking and savings accounts • View recent transactions, including check images • Transfer money between your accounts at Transact Bank Mobile Check Deposit • Simply take photos of checks to deposit them • View deposit history in the app Contact Us Easily • Quickly reach a representative for help or questions with your accounts Review • Review transactions scheduled through our Business Online website, including fund transfers. Getting started is easy. Simply download the app and sign on with your Transact Bank Online user credentials. No additional fees apply. For more information about Transact Bank Personal Mobile services, please visit www.transactbank.com or call us at (720) 214-0770 or (855) 556-8240. Carrier’s data rates may apply.
Screenshots
Verdict
The clearest difference is rating: Transact Bank Personal at 5.0 against ClearCheckbook's 3.1. Transact Bank Personal also leads on in-app purchases (none vs 1). ClearCheckbook's advantage is update cadence (fortnightly vs every 4 months) and ratings volume (153 vs 3). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ClearCheckbook sells 1 one-off in-app purchase. Transact Bank Personal asks for nothing beyond the download.
Transact Bank Personal holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: ClearCheckbook has 153 ratings behind it against 3, so its average is the more settled of the two.
ClearCheckbook ships an update fortnightly, Transact Bank Personal every 4 months. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.
| Parameter | ClearCheckbook | Transact Bank Personal |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (153 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 37.5% of reviews | — |
| Number of ratings | 153 — better | 3 |
| Update frequency | Fortnightly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 105 MB | 131 MB |
| Age rating | 4+ | 4+ |
| Developer | SiliconTrance, LLC | Transact Bank |
Customer experience
ClearCheckbook
Transact Bank Personal
Bugs and requests
ClearCheckbook
Reported bugs
14 issues- Transactions fail to sync between devices
- Duplicate entries appearing in register
- Balance not updating after adding transactions
- App crashes when adding transactions
- Spinning loading wheel that never stops
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- Transactions randomly assigned to wrong accounts
- Decimal point input not functioning properly
- Missing transactions from months ago
- Reconciliation checkmark color change too subtle
- Categories not displaying on smaller screens
- Auto-sync not working, requires manual refresh
- Data disappearing from accounts
- App incompatibility with older iOS versions
- Account creation causing app crashes
Requested features
12 requests- Dark mode option
- Receipt photo attachment capability
- Envelope budgeting gadget on mobile app
- Auto-complete for payee descriptions
- Better category management and easier category addition
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- Note section for transactions
- Larger UI sections on web version
- Automatic bank account linking and sync
- Split screen compatibility for reconciliation
- Better reconciliation visual indicators (green highlighting)
- Improved search by date range
- Balance information display on transactions page
Transact Bank Personal
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ClearCheckbook
- Mobile Premium Upgrade$4.99
Transact Bank Personal
No in-app purchases
Questions
Is ClearCheckbook free?
Is Transact Bank Personal free?
Which has better reviews, ClearCheckbook or Transact Bank Personal?
Do ClearCheckbook or Transact Bank Personal have ads?
Which is updated more often, ClearCheckbook or Transact Bank Personal?
Other comparisons
