ClearCheckbook vs Balance My Checkbook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ClearCheckbook
Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.
- View account balances and transaction history
- Add and edit transactions
- Organize accounts and categories
- Set budgets and reminders
- Track bill payments
- Project future balances
- Spending tracker
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ClearCheckbook is a powerful and easy-to-use financial management app that syncs seamlessly with your ClearCheckbook.com account. The app provides tools that help you manage your finances including: - Instantly view account balances and transaction history - Add and edit transactions on the go - Create and organize accounts and categories to fit your needs - Set budgets, reminders, and recurring transactions - Track your bill payments so you never miss paying a bill - Project future balances and use our spending tracker All your data is securely backed up and accessible across all of your devices via ClearCheckbook.com.
Balance My Checkbook
Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.
- Auto-complete transactions
- Schedule recurring transactions
- Sync data between users and devices
- Track cleared transactions
- Export data and balance
- Customizable transaction types
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Don’t let overdraft fees or pending transactions catch you by surprise - always know exactly what your account balance is with Balance My Checkbook! All you have to do is enter your expenses and income and let the app do the rest. Save Time: Auto complete transactions Powerful Search to find transactions instantly Easy scheduling for recurring transactions Stay Up To Date: Track which transactions have cleared Sync between other users and devices "Sync for 4 Users" is an auto-renewing monthly subscription more details below * Export your data and balance Easy to Use and Customizable: Get started in a minute Create your own transaction types Fast Support is just a tap away * The "Sync for 4 Users" subscription auto-renews monthly. The subscription includes a month of access to: • Data Sync • Store up to 10 years of transactions • Priority Support It also includes access to all premium features: • Unlimited Accounts • Recurring Transactions • Lock Screen • Transaction Search • Transaction Filter • Export Data • No Ads ** Terms and Conditions for Auto-renewing subscriptions • Payment will be charged to iTunes Account at confirmation of purchase • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable Terms and Conditions for App: http://lingsdesigns.com/balancecheck/terms.html *** This version is ad supported but ads can be removed with an in app purchase.
Screenshots
Verdict
The clearest difference is rating: Balance My Checkbook at 4.7 against ClearCheckbook's 3.1. Balance My Checkbook also leads on review sentiment (73% vs 38%) and ratings volume (5.1K vs 153). ClearCheckbook's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ClearCheckbook sells 1 one-off in-app purchase and Balance My Checkbook sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Balance My Checkbook holds the better App Store score, 4.7 against 3.1. That said, the two scores are not equally well evidenced: Balance My Checkbook has 5.1K ratings behind it against 153, so its average is the more settled of the two. Written reviews point the same way: 38% of ClearCheckbook's written reviews are positive against 73% of Balance My Checkbook's.
ClearCheckbook ships an update fortnightly, Balance My Checkbook every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | ClearCheckbook | Balance My Checkbook |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (153 ratings) | 4.7 (5.1K ratings) — better |
| Positive reviews | 37.5% of reviews | 72.8% of reviews — better |
| Number of ratings | 153 | 5.1K — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | — | #95 — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 105 MB | 23 MB |
| Age rating | 4+ | 17+ |
| Developer | SiliconTrance, LLC | LingsDesigns |
Customer experience
ClearCheckbook
Balance My Checkbook
User reviews
ClearCheckbook
From 153 App Store ratingsWhat we love
- 👍 Simple and clean interface
- 💰 Free version available with core features
- 🔄 Syncs seamlessly across web and mobile devices
- 📱 Available on both iOS and Android
- ⚡ Responsive and helpful customer support
Room to improve
- 🐛 Frequent syncing issues between devices
- 🐛 Duplicate transaction entries
- 🐛 Balance calculations incorrect or not updating
- 🐛 App crashes and freezes regularly
- 😕 Unintuitive interface in some areas
Balance My Checkbook
From 5.1K App Store ratingsWhat we love
- 👍 Simple and easy to use
- 💡 Helpful for tracking spending and preventing overdrafts
- 🚀 Efficient for quick entry of transactions
- 🔒 Secure way to manage finances
- 👍 Organized and clear design
Room to improve
- 🐛 Occasional math errors in balance calculations
- 🐛 Syncing issues between devices
- 🔒 Concerns about security and potential scams
- 💰 Subscription model too expensive for some users
- 🐛 Bugs and crashes after recent updates
Bugs and requests
ClearCheckbook
Reported bugs
14 issues- Transactions fail to sync between devices
- Duplicate entries appearing in register
- Balance not updating after adding transactions
- App crashes when adding transactions
- Spinning loading wheel that never stops
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- Transactions randomly assigned to wrong accounts
- Decimal point input not functioning properly
- Missing transactions from months ago
- Reconciliation checkmark color change too subtle
- Categories not displaying on smaller screens
- Auto-sync not working, requires manual refresh
- Data disappearing from accounts
- App incompatibility with older iOS versions
- Account creation causing app crashes
Requested features
12 requests- Dark mode option
- Receipt photo attachment capability
- Envelope budgeting gadget on mobile app
- Auto-complete for payee descriptions
- Better category management and easier category addition
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- Note section for transactions
- Larger UI sections on web version
- Automatic bank account linking and sync
- Split screen compatibility for reconciliation
- Better reconciliation visual indicators (green highlighting)
- Improved search by date range
- Balance information display on transactions page
Balance My Checkbook
Reported bugs
4 issues- Calendar not working properly after recent update
- Recurring transactions not updating correctly
- Incorrect balance displayed after deleting entries
- App crashing when entering new transactions
Requested features
5 requests- Ability to transfer funds between accounts in one step
- Automatic backup and data recovery options
- Landscape mode support for tablets
- More flexible recurring transaction scheduling
- Improved search and sorting functionality
In-app purchases
ClearCheckbook
- Mobile Premium Upgrade$4.99
Balance My Checkbook
- Premium, 1 device14 Days trial$0.991 Month
- Premium with Backup, 1 device14 Days trial$1.991 Month
- Premium with Sync, 4 devices14 Days trial$4.991 Month
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- Premium with Backup, 1 device14 Days trial$22.991 Year
- Premium with Sync, 4 devices14 Days trial$57.991 Year
Questions
Is ClearCheckbook free?
Is Balance My Checkbook free?
Which has better reviews, ClearCheckbook or Balance My Checkbook?
Do ClearCheckbook or Balance My Checkbook have ads?
Which is updated more often, ClearCheckbook or Balance My Checkbook?
Other comparisons
