Checkbook vs Balance My Checkbook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Checkbook
Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.
- Multiple account tracking
- Recurring transaction saving
- Fund transfers between accounts
- Export data in CSV, QIF, HTML
- Calendar view of transactions
- Reports and charts for expenses/income
- Passcode protection
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An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.
Balance My Checkbook
Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.
- Auto-complete transactions
- Schedule recurring transactions
- Sync data between users and devices
- Track cleared transactions
- Export data and balance
- Customizable transaction types
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Don’t let overdraft fees or pending transactions catch you by surprise - always know exactly what your account balance is with Balance My Checkbook! All you have to do is enter your expenses and income and let the app do the rest. Save Time: Auto complete transactions Powerful Search to find transactions instantly Easy scheduling for recurring transactions Stay Up To Date: Track which transactions have cleared Sync between other users and devices "Sync for 4 Users" is an auto-renewing monthly subscription more details below * Export your data and balance Easy to Use and Customizable: Get started in a minute Create your own transaction types Fast Support is just a tap away * The "Sync for 4 Users" subscription auto-renews monthly. The subscription includes a month of access to: • Data Sync • Store up to 10 years of transactions • Priority Support It also includes access to all premium features: • Unlimited Accounts • Recurring Transactions • Lock Screen • Transaction Search • Transaction Filter • Export Data • No Ads ** Terms and Conditions for Auto-renewing subscriptions • Payment will be charged to iTunes Account at confirmation of purchase • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable Terms and Conditions for App: http://lingsdesigns.com/balancecheck/terms.html *** This version is ad supported but ads can be removed with an in app purchase.
Screenshots
Verdict
The clearest difference is monetization model: Balance My Checkbook at free with in-app purchases against Checkbook's subscription. Balance My Checkbook also leads on rating (4.7 vs 4.3) and review sentiment (73% vs 56%). Checkbook's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and Balance My Checkbook sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Balance My Checkbook holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 14K and 5.2K respectively. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 73% of Balance My Checkbook's.
Checkbook ships an update every 6 weeks, Balance My Checkbook every 3 weeks. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.
| Parameter | Checkbook | Balance My Checkbook |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (14K ratings) | 4.7 (5.2K ratings) — better |
| Positive reviews | 55.9% of reviews | 73.2% of reviews — better |
| Number of ratings | 14K — better | 5.2K |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Free with in-app purchases — better |
| Best chart rank | #140 | #116 — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 122 MB | 23 MB |
| Age rating | 4+ | 17+ |
| Developer | Beesoft Apps | LingsDesigns |
Customer experience
Checkbook
Balance My Checkbook
User reviews
Checkbook
From 14K App Store ratingsWhat we love
- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts
Room to improve
- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version
Balance My Checkbook
From 5.2K App Store ratingsWhat we love
- 👍 Simple and easy to use
- 💡 Helpful for tracking spending and preventing overdrafts
- 🚀 Efficient for quick entry of transactions
- 🔒 Secure way to manage finances
- 👍 Organized and clear design
Room to improve
- 🐛 Occasional math errors in balance calculations
- 🐛 Syncing issues between devices
- 🔒 Concerns about security and potential scams
- 💰 Subscription model too expensive for some users
- 🐛 Bugs and crashes after recent updates
Bugs and requests
Checkbook
Reported bugs
4 issues- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates
Requested features
5 requests- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation
Balance My Checkbook
Reported bugs
4 issues- Calendar not working properly after recent update
- Recurring transactions not updating correctly
- Incorrect balance displayed after deleting entries
- App crashing when entering new transactions
Requested features
5 requests- Ability to transfer funds between accounts in one step
- Automatic backup and data recovery options
- Landscape mode support for tablets
- More flexible recurring transaction scheduling
- Improved search and sorting functionality
In-app purchases
Checkbook
- Premium - 1 Month$0.991 Month
- Premium - 1 Year7 Days trial$7.991 Year
- Premium - 1 Year7 Days trial$8.991 Year
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- Premium - 1 Year7 Days trial$9.991 Year
- Upgrade to Checkbook Pro$9.99
Balance My Checkbook
- Premium, 1 device14 Days trial$0.991 Month
- Premium with Backup, 1 device14 Days trial$1.991 Month
- Premium with Sync, 4 devices14 Days trial$4.991 Month
Show 2 moreShow fewer
- Premium with Backup, 1 device14 Days trial$22.991 Year
- Premium with Sync, 4 devices14 Days trial$57.991 Year
Questions
Is Checkbook free?
Is Balance My Checkbook free?
Which has better reviews, Checkbook or Balance My Checkbook?
Do Checkbook or Balance My Checkbook have ads?
Which is updated more often, Checkbook or Balance My Checkbook?
Which is more popular, Checkbook or Balance My Checkbook?
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