Comparison

Checkbook vs Balance My Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

Balance My Checkbook

Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.

Highlights
  • Auto-complete transactions
  • Schedule recurring transactions
  • Sync data between users and devices
  • Track cleared transactions
  • Export data and balance
  • Customizable transaction types
Features
Currently charting
Read full description

Don’t let overdraft fees or pending transactions catch you by surprise - always know exactly what your account balance is with Balance My Checkbook! All you have to do is enter your expenses and income and let the app do the rest. Save Time: Auto complete transactions Powerful Search to find transactions instantly Easy scheduling for recurring transactions Stay Up To Date: Track which transactions have cleared Sync between other users and devices "Sync for 4 Users" is an auto-renewing monthly subscription more details below * Export your data and balance Easy to Use and Customizable: Get started in a minute Create your own transaction types Fast Support is just a tap away * The "Sync for 4 Users" subscription auto-renews monthly. The subscription includes a month of access to: • Data Sync • Store up to 10 years of transactions • Priority Support It also includes access to all premium features: • Unlimited Accounts • Recurring Transactions • Lock Screen • Transaction Search • Transaction Filter • Export Data • No Ads ** Terms and Conditions for Auto-renewing subscriptions • Payment will be charged to iTunes Account at confirmation of purchase • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable Terms and Conditions for App: http://lingsdesigns.com/balancecheck/terms.html *** This version is ad supported but ads can be removed with an in app purchase.

Screenshots

Checkbook4 screens
Balance My Checkbook4 screens

Verdict

The call

The clearest difference is monetization model: Balance My Checkbook at free with in-app purchases against Checkbook's subscription. Balance My Checkbook also leads on rating (4.7 vs 4.3) and review sentiment (73% vs 56%). Checkbook's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and Balance My Checkbook sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Balance My Checkbook holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 14K and 5.2K respectively. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 73% of Balance My Checkbook's.

UpkeepUpdate frequency

Checkbook ships an update every 6 weeks, Balance My Checkbook every 3 weeks. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 7 level
Checkbook versus Balance My Checkbook: the parameters behind the verdict, then further details
ParameterCheckbookBalance My Checkbook
PriceFreeFree
Rating4.3 (14K ratings)4.7 (5.2K ratings) — better
Positive reviews55.9% of reviews73.2% of reviews — better
Number of ratings14K — better5.2K
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsYesYes
In-app purchasesYesYes
MonetizationSubscriptionFree with in-app purchases — better
Best chart rank#140#116 — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size122 MB23 MB
Age rating4+17+
DeveloperBeesoft AppsLingsDesigns

Customer experience

Checkbook

All ratings14,252 ratings
Positive82.0%
Neutral6.3%
Negative11.7%
Written reviews782 reviews
Positive55.9%
Neutral9.3%
Negative34.8%

Balance My Checkbook

All ratings4,985 ratings
Positive92.5%
Neutral3.1%
Negative4.4%
Written reviews164 reviews
Positive73.2%
Neutral7.9%
Negative18.9%

User reviews

Checkbook

From 14K App Store ratings

What we love

  • 💻 Easy to use
  • 📊 Helpful charts and reports
  • 🔄 Seamless sync across devices
  • 🧮 Convenient built-in calculator
  • 🗂️ Ability to manage multiple accounts

Room to improve

  • 🔍 Lacking advanced search/filtering
  • 🔁 Recurring transactions issues
  • 🔒 Concerns about data security
  • 💰 Subscription model too expensive
  • 📢 Intrusive ads in free version

Balance My Checkbook

From 5.2K App Store ratings

What we love

  • 👍 Simple and easy to use
  • 💡 Helpful for tracking spending and preventing overdrafts
  • 🚀 Efficient for quick entry of transactions
  • 🔒 Secure way to manage finances
  • 👍 Organized and clear design

Room to improve

  • 🐛 Occasional math errors in balance calculations
  • 🐛 Syncing issues between devices
  • 🔒 Concerns about security and potential scams
  • 💰 Subscription model too expensive for some users
  • 🐛 Bugs and crashes after recent updates

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

Balance My Checkbook

Reported bugs

4 issues
  • Calendar not working properly after recent update
  • Recurring transactions not updating correctly
  • Incorrect balance displayed after deleting entries
  • App crashing when entering new transactions

Requested features

5 requests
  • Ability to transfer funds between accounts in one step
  • Automatic backup and data recovery options
  • Landscape mode support for tablets
  • More flexible recurring transaction scheduling
  • Improved search and sorting functionality

In-app purchases

5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99
5 purchases

Balance My Checkbook

Subscriptions5
  • Premium, 1 device14 Days trial$0.991 Month
  • Premium with Backup, 1 device14 Days trial$1.991 Month
  • Premium with Sync, 4 devices14 Days trial$4.991 Month
Show 2 more
  • Premium with Backup, 1 device14 Days trial$22.991 Year
  • Premium with Sync, 4 devices14 Days trial$57.991 Year

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Balance My Checkbook free?
Balance My Checkbook is free to download, with in-app purchases available.
Which has better reviews, Checkbook or Balance My Checkbook?
Balance My Checkbook is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Balance My Checkbook averages 4.7 from 5.2K ratings.
Do Checkbook or Balance My Checkbook have ads?
Both Checkbook and Balance My Checkbook show ads.
Which is updated more often, Checkbook or Balance My Checkbook?
Checkbook ships an update every 6 weeks, and Balance My Checkbook every 3 weeks. Most recently, Checkbook was updated on November 10, 2026 and Balance My Checkbook on November 6, 2026.
Which is more popular, Checkbook or Balance My Checkbook?
Checkbook currently peaks at #140 in the App Store charts, and Balance My Checkbook at #116. Chart position reflects recent download velocity rather than total install base.

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