Comparison

Checkbook vs The Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

The Checkbook

Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.

Highlights
  • Real-time transaction tracking
  • Upcoming bill and deposit scheduling
  • Bank account reconciliation
  • Multiple account management
  • Customizable color themes
  • Transaction search and filtering
  • Recurring transaction setup
Features
Currently charting
Read full description

Finance At Your Fingertips Track your financial transactions on-the-go in real time. Enter upcoming bill payments and deposits to see how your account balance will change. Reconcile each transaction against your bank account to balance your checkbook and ensure accuracy to the penny. * No ads. * Quick entry screen for new transactions to keep up with spending while you're on the move. * Create a new transaction in seconds with type ahead feature for common transactions. * Manage transactions in multiple accounts. * Customize color theme for each account. * Search for transactions. * Toggle visibility of reconciled transactions to see what hasn't cleared your bank account yet. * Set up recurring transactions. * Transfer money between accounts. * Basic reporting to view spending or income by category and daily spending. * Export transactions to CSV file. * Enable Face ID / Touch ID to secure access to your financial data. * Turn on iCloud Drive data storage to sync transactions across multiple devices. * Share every new transaction with a joint account owner via email or Shared Storage (subscription required) to keep app in sync for different users. Privacy Note: The developer does not collect any data from this app for the default local device or iCloud storage options. The developer only securely stores data for the Shared Storage option (subscription required) for the purpose of sharing and syncing the data with your invited users. See Privacy Policy for more details.

Screenshots

Checkbook4 screens
The Checkbook4 screens

Verdict

The call

The clearest difference is price: Checkbook at Free against The Checkbook's $4.99. Checkbook also leads on ratings volume (14K vs 970) and device support (3 vs 1). The Checkbook's advantage is rating (4.8 vs 4.3) and ads (none vs shown). On in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Checkbook is free to download; The Checkbook costs $4.99 up front. Checkbook sells 5 in-app purchases, starting at $0.99 per month and The Checkbook sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

The Checkbook holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 970, so its average is the more settled of the two. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 76% of The Checkbook's.

UpkeepUpdate frequency

Checkbook ships an update every 6 weeks, The Checkbook fortnightly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard10 real differences · 1 level
Checkbook versus The Checkbook: the parameters behind the verdict, then further details
ParameterCheckbookThe Checkbook
PriceFree — better$4.99
Rating4.3 (14K ratings)4.8 (970 ratings) — better
Positive reviews55.5% of reviews75.9% of reviews — better
Number of ratings14K — better970
Update frequencyEvery 6 weeksFortnightly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationSubscriptionFree — better
Best chart rank#158#38 — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.4
Further details — not scored
Size122 MB61 MB
Age rating4+4+
DeveloperBeesoft AppsFour One Four 213, LLC

Customer experience

Checkbook

All ratings14,252 ratings
Positive82.0%
Neutral6.3%
Negative11.7%
Written reviews760 reviews
Positive55.5%
Neutral9.3%
Negative35.1%

The Checkbook

All ratings970 ratings
Positive95.3%
Neutral2.0%
Negative2.8%
Written reviews108 reviews
Positive75.9%
Neutral9.3%
Negative14.8%

User reviews

Checkbook

From 14K App Store ratings

What we love

  • 💻 Easy to use
  • 📊 Helpful charts and reports
  • 🔄 Seamless sync across devices
  • 🧮 Convenient built-in calculator
  • 🗂️ Ability to manage multiple accounts

Room to improve

  • 🔍 Lacking advanced search/filtering
  • 🔁 Recurring transactions issues
  • 🔒 Concerns about data security
  • 💰 Subscription model too expensive
  • 📢 Intrusive ads in free version

The Checkbook

From 970 App Store ratings

What we love

  • 💻 Easy to use
  • 🔍 Helps track finances
  • 📱 Convenient mobile app
  • 🧮 Simple check register
  • 🔒 Secure with Face ID

Room to improve

  • 🔢 Limited account name length
  • 🔍 Difficult to view past transactions
  • 🔢 No custom currency options
  • 🐛 Data loss issues
  • 🚫 No iPad-optimized layout

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

The Checkbook

Reported bugs

3 issues
  • Data loss and sync issues
  • Incorrect transaction display
  • Recurring transactions not working as expected

Requested features

6 requests
  • 📊 Spending reports and analytics
  • 🔁 More recurring transaction options
  • 🖨️ Check printing capability
  • 🔀 Ability to split transactions
  • 🔄 Easier transaction editing/deletion
Show 1 more
  • 🔒 Backup and restore options

In-app purchases

5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99
2 purchases

The Checkbook

Subscriptions2
  • Shared Storage - Monthly$1.991 Month
  • Shared Storage - Annual7 Days trial$19.991 Year

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is The Checkbook free?
The Checkbook costs $4.99, and also offers in-app purchases.
Which has better reviews, Checkbook or The Checkbook?
The Checkbook is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while The Checkbook averages 4.8 from 970 ratings.
Do Checkbook or The Checkbook have ads?
Checkbook shows ads; The Checkbook does not.
Which is updated more often, Checkbook or The Checkbook?
Checkbook ships an update every 6 weeks, and The Checkbook fortnightly. Most recently, Checkbook was updated on September 23, 2026 and The Checkbook on September 24, 2026.
Which is more popular, Checkbook or The Checkbook?
Checkbook currently peaks at #158 in the App Store charts, and The Checkbook at #38. Chart position reflects recent download velocity rather than total install base.

Other comparisons