Comparison

ClearCheckbook vs The Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ClearCheckbook

Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.

Highlights
  • View account balances and transaction history
  • Add and edit transactions
  • Organize accounts and categories
  • Set budgets and reminders
  • Track bill payments
  • Project future balances
  • Spending tracker
Features
Read full description

ClearCheckbook is a powerful and easy-to-use financial management app that syncs seamlessly with your ClearCheckbook.com account. The app provides tools that help you manage your finances including: - Instantly view account balances and transaction history - Add and edit transactions on the go - Create and organize accounts and categories to fit your needs - Set budgets, reminders, and recurring transactions - Track your bill payments so you never miss paying a bill - Project future balances and use our spending tracker All your data is securely backed up and accessible across all of your devices via ClearCheckbook.com.

About

The Checkbook

Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.

Highlights
  • Real-time transaction tracking
  • Upcoming bill and deposit scheduling
  • Bank account reconciliation
  • Multiple account management
  • Customizable color themes
  • Transaction search and filtering
  • Recurring transaction setup
Features
Currently charting
Read full description

Finance At Your Fingertips Track your financial transactions on-the-go in real time. Enter upcoming bill payments and deposits to see how your account balance will change. Reconcile each transaction against your bank account to balance your checkbook and ensure accuracy to the penny. * No ads. * Quick entry screen for new transactions to keep up with spending while you're on the move. * Create a new transaction in seconds with type ahead feature for common transactions. * Manage transactions in multiple accounts. * Customize color theme for each account. * Search for transactions. * Toggle visibility of reconciled transactions to see what hasn't cleared your bank account yet. * Set up recurring transactions. * Transfer money between accounts. * Basic reporting to view spending or income by category and daily spending. * Export transactions to CSV file. * Enable Face ID / Touch ID to secure access to your financial data. * Turn on iCloud Drive data storage to sync transactions across multiple devices. * Share every new transaction with a joint account owner via email or Shared Storage (subscription required) to keep app in sync for different users. Privacy Note: The developer does not collect any data from this app for the default local device or iCloud storage options. The developer only securely stores data for the Shared Storage option (subscription required) for the purpose of sharing and syncing the data with your invited users. See Privacy Policy for more details.

Screenshots

ClearCheckbook4 screens
The Checkbook4 screens

Verdict

The call

The clearest difference is price: ClearCheckbook at Free against The Checkbook's $4.99. The Checkbook's advantage is rating (4.8 vs 3.1) and review sentiment (76% vs 38%). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

ClearCheckbook is free to download; The Checkbook costs $4.99 up front. ClearCheckbook sells 1 one-off in-app purchase and The Checkbook sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

The Checkbook holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: The Checkbook has 970 ratings behind it against 153, so its average is the more settled of the two. Written reviews point the same way: 38% of ClearCheckbook's written reviews are positive against 76% of The Checkbook's.

UpkeepUpdate frequency

ClearCheckbook ships an update every 2 weeks, The Checkbook fortnightly. The most recent releases landed on September 29, 2026 and September 30, 2026 respectively.

Scorecard6 real differences · 5 level
ClearCheckbook versus The Checkbook: the parameters behind the verdict, then further details
ParameterClearCheckbookThe Checkbook
PriceFree — better$4.99
Rating3.1 (153 ratings)4.8 (970 ratings) — better
Positive reviews37.5% of reviews76.1% of reviews — better
Number of ratings153970 — better
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
Best chart rank—#46 — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size100 MB61 MB
Age rating4+4+
DeveloperSiliconTrance, LLCFour One Four 213, LLC

Customer experience

ClearCheckbook

All ratings153 ratings
Positive45.8%
Neutral11.1%
Negative43.1%
Written reviews96 reviews
Positive37.5%
Neutral15.6%
Negative46.9%

The Checkbook

All ratings970 ratings
Positive95.3%
Neutral2.0%
Negative2.8%
Written reviews109 reviews
Positive76.1%
Neutral9.2%
Negative14.7%

User reviews

ClearCheckbook

From 153 App Store ratings

What we love

  • 👍 Simple and clean interface
  • 💰 Free version available with core features
  • 🔄 Syncs seamlessly across web and mobile devices
  • 📱 Available on both iOS and Android
  • ⚡ Responsive and helpful customer support

Room to improve

  • 🐛 Frequent syncing issues between devices
  • 🐛 Duplicate transaction entries
  • 🐛 Balance calculations incorrect or not updating
  • 🐛 App crashes and freezes regularly
  • 😕 Unintuitive interface in some areas

The Checkbook

From 970 App Store ratings

What we love

  • 💻 Easy to use
  • 🔍 Helps track finances
  • 📱 Convenient mobile app
  • 🧮 Simple check register
  • 🔒 Secure with Face ID

Room to improve

  • 🔢 Limited account name length
  • 🔍 Difficult to view past transactions
  • 🔢 No custom currency options
  • 🐛 Data loss issues
  • 🚫 No iPad-optimized layout

Bugs and requests

ClearCheckbook

Reported bugs

14 issues
  • Transactions fail to sync between devices
  • Duplicate entries appearing in register
  • Balance not updating after adding transactions
  • App crashes when adding transactions
  • Spinning loading wheel that never stops
Show 9 more
  • Transactions randomly assigned to wrong accounts
  • Decimal point input not functioning properly
  • Missing transactions from months ago
  • Reconciliation checkmark color change too subtle
  • Categories not displaying on smaller screens
  • Auto-sync not working, requires manual refresh
  • Data disappearing from accounts
  • App incompatibility with older iOS versions
  • Account creation causing app crashes

Requested features

12 requests
  • Dark mode option
  • Receipt photo attachment capability
  • Envelope budgeting gadget on mobile app
  • Auto-complete for payee descriptions
  • Better category management and easier category addition
Show 7 more
  • Note section for transactions
  • Larger UI sections on web version
  • Automatic bank account linking and sync
  • Split screen compatibility for reconciliation
  • Better reconciliation visual indicators (green highlighting)
  • Improved search by date range
  • Balance information display on transactions page

The Checkbook

Reported bugs

3 issues
  • Data loss and sync issues
  • Incorrect transaction display
  • Recurring transactions not working as expected

Requested features

6 requests
  • 📊 Spending reports and analytics
  • 🔁 More recurring transaction options
  • 🖨️ Check printing capability
  • 🔀 Ability to split transactions
  • 🔄 Easier transaction editing/deletion
Show 1 more
  • 🔒 Backup and restore options

In-app purchases

1 purchases

ClearCheckbook

One-time1
  • Mobile Premium Upgrade$4.99
2 purchases

The Checkbook

Subscriptions2
  • Shared Storage - Monthly$1.991 Month
  • Shared Storage - Annual7 Days trial$19.991 Year

Questions

Is ClearCheckbook free?
ClearCheckbook is free to download, with in-app purchases available.
Is The Checkbook free?
The Checkbook costs $4.99, and also offers in-app purchases.
Which has better reviews, ClearCheckbook or The Checkbook?
The Checkbook is rated higher. ClearCheckbook averages 3.1 out of 5 from 153 ratings, while The Checkbook averages 4.8 from 970 ratings.
Do ClearCheckbook or The Checkbook have ads?
Neither ClearCheckbook nor The Checkbook shows ads.
Which is updated more often, ClearCheckbook or The Checkbook?
ClearCheckbook ships an update every 2 weeks, and The Checkbook fortnightly. Most recently, ClearCheckbook was updated on September 29, 2026 and The Checkbook on September 30, 2026.

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