Comparison

ClearCheckbook vs Money Saving Techniques

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ClearCheckbook

Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.

Highlights
  • View account balances and transaction history
  • Add and edit transactions
  • Organize accounts and categories
  • Set budgets and reminders
  • Track bill payments
  • Project future balances
  • Spending tracker
Features
Read full description

ClearCheckbook is a powerful and easy-to-use financial management app that syncs seamlessly with your ClearCheckbook.com account. The app provides tools that help you manage your finances including: - Instantly view account balances and transaction history - Add and edit transactions on the go - Create and organize accounts and categories to fit your needs - Set budgets, reminders, and recurring transactions - Track your bill payments so you never miss paying a bill - Project future balances and use our spending tracker All your data is securely backed up and accessible across all of your devices via ClearCheckbook.com.

About

Money Saving Techniques

Features
Read full description

Money Saving Techniques (MST) is your comprehensive financial companion, designed to help you build wealth, eliminate debt, and achieve financial stability. Whether you are just beginning your financial journey or looking to refine your money management skills, MST offers proven strategies and personalized coaching to guide you. Track Your Finances: Easily monitor your salary, expenses, savings, and debts with intuitive features. Debt Elimination: Learn step-by-step how to pay off debt while staying on top of your finances. Wealth Building: Develop a sustainable savings plan that fits your unique financial situation. Guided Tools: Easy-to-follow, expert-designed tools that turn complex financial topics into simple, practical actions. Monthly Subscription: Unlock full access to premium features with a monthly subscription. Transform your financial future with MST—whether you're saving for a rainy day or building a secure retirement. Download MST today and take control of your finances! By subscribing, you agree to our Privacy Policy (https://privacy.moneysavingtechniques.com/) and Terms(https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)

Screenshots

ClearCheckbook4 screens
Money Saving Techniques4 screens

Verdict

The call

The clearest difference is price: ClearCheckbook at Free against Money Saving Techniques's $9.99. Money Saving Techniques's advantage is update cadence (every 4 days vs fortnightly). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

ClearCheckbook is free to download; Money Saving Techniques costs $9.99 up front. ClearCheckbook sells 1 one-off in-app purchase and Money Saving Techniques sells 1 in-app purchase, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

ClearCheckbook ships an update fortnightly, Money Saving Techniques every 4 days. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
ClearCheckbook versus Money Saving Techniques: the parameters behind the verdict, then further details
ParameterClearCheckbookMoney Saving Techniques
PriceFree — better$9.99
Rating3.1 (153 ratings) — better—
Positive reviews37.5% of reviews—
Number of ratings153 — better—
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size108 MB35 MB
Age rating4+4+
DeveloperSiliconTrance, LLCMS Techniques

Bugs and requests

ClearCheckbook

Reported bugs

14 issues
  • Transactions fail to sync between devices
  • Duplicate entries appearing in register
  • Balance not updating after adding transactions
  • App crashes when adding transactions
  • Spinning loading wheel that never stops
Show 9 more
  • Transactions randomly assigned to wrong accounts
  • Decimal point input not functioning properly
  • Missing transactions from months ago
  • Reconciliation checkmark color change too subtle
  • Categories not displaying on smaller screens
  • Auto-sync not working, requires manual refresh
  • Data disappearing from accounts
  • App incompatibility with older iOS versions
  • Account creation causing app crashes

Requested features

12 requests
  • Dark mode option
  • Receipt photo attachment capability
  • Envelope budgeting gadget on mobile app
  • Auto-complete for payee descriptions
  • Better category management and easier category addition
Show 7 more
  • Note section for transactions
  • Larger UI sections on web version
  • Automatic bank account linking and sync
  • Split screen compatibility for reconciliation
  • Better reconciliation visual indicators (green highlighting)
  • Improved search by date range
  • Balance information display on transactions page

Money Saving Techniques

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

ClearCheckbook

One-time1
  • Mobile Premium Upgrade$4.99
1 purchases

Money Saving Techniques

Subscriptions1
  • Monthly Premium Access7 Days trial$9.991 Month

Questions

Is ClearCheckbook free?
ClearCheckbook is free to download, with in-app purchases available.
Is Money Saving Techniques free?
Money Saving Techniques costs $9.99, and also offers in-app purchases.
Do ClearCheckbook or Money Saving Techniques have ads?
Neither ClearCheckbook nor Money Saving Techniques shows ads.
Which is updated more often, ClearCheckbook or Money Saving Techniques?
ClearCheckbook ships an update fortnightly, and Money Saving Techniques every 4 days. Most recently, ClearCheckbook was updated on November 6, 2026 and Money Saving Techniques on November 5, 2026.

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