ClearCheckbook vs Money Saving Techniques
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ClearCheckbook
Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.
- View account balances and transaction history
- Add and edit transactions
- Organize accounts and categories
- Set budgets and reminders
- Track bill payments
- Project future balances
- Spending tracker
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ClearCheckbook is a powerful and easy-to-use financial management app that syncs seamlessly with your ClearCheckbook.com account. The app provides tools that help you manage your finances including: - Instantly view account balances and transaction history - Add and edit transactions on the go - Create and organize accounts and categories to fit your needs - Set budgets, reminders, and recurring transactions - Track your bill payments so you never miss paying a bill - Project future balances and use our spending tracker All your data is securely backed up and accessible across all of your devices via ClearCheckbook.com.
Money Saving Techniques
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Money Saving Techniques (MST) is your comprehensive financial companion, designed to help you build wealth, eliminate debt, and achieve financial stability. Whether you are just beginning your financial journey or looking to refine your money management skills, MST offers proven strategies and personalized coaching to guide you. Track Your Finances: Easily monitor your salary, expenses, savings, and debts with intuitive features. Debt Elimination: Learn step-by-step how to pay off debt while staying on top of your finances. Wealth Building: Develop a sustainable savings plan that fits your unique financial situation. Guided Tools: Easy-to-follow, expert-designed tools that turn complex financial topics into simple, practical actions. Monthly Subscription: Unlock full access to premium features with a monthly subscription. Transform your financial future with MST—whether you're saving for a rainy day or building a secure retirement. Download MST today and take control of your finances! By subscribing, you agree to our Privacy Policy (https://privacy.moneysavingtechniques.com/) and Terms(https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)
Screenshots
Verdict
The clearest difference is price: ClearCheckbook at Free against Money Saving Techniques's $9.99. Money Saving Techniques's advantage is update cadence (every 4 days vs fortnightly). On ads, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
ClearCheckbook is free to download; Money Saving Techniques costs $9.99 up front. ClearCheckbook sells 1 one-off in-app purchase and Money Saving Techniques sells 1 in-app purchase, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
ClearCheckbook ships an update fortnightly, Money Saving Techniques every 4 days. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.
| Parameter | ClearCheckbook | Money Saving Techniques |
|---|---|---|
| Price | Free — better | $9.99 |
| Rating | 3.1 (153 ratings) — better | — |
| Positive reviews | 37.5% of reviews | — |
| Number of ratings | 153 — better | — |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 108 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | SiliconTrance, LLC | MS Techniques |
Bugs and requests
ClearCheckbook
Reported bugs
14 issues- Transactions fail to sync between devices
- Duplicate entries appearing in register
- Balance not updating after adding transactions
- App crashes when adding transactions
- Spinning loading wheel that never stops
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- Transactions randomly assigned to wrong accounts
- Decimal point input not functioning properly
- Missing transactions from months ago
- Reconciliation checkmark color change too subtle
- Categories not displaying on smaller screens
- Auto-sync not working, requires manual refresh
- Data disappearing from accounts
- App incompatibility with older iOS versions
- Account creation causing app crashes
Requested features
12 requests- Dark mode option
- Receipt photo attachment capability
- Envelope budgeting gadget on mobile app
- Auto-complete for payee descriptions
- Better category management and easier category addition
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- Note section for transactions
- Larger UI sections on web version
- Automatic bank account linking and sync
- Split screen compatibility for reconciliation
- Better reconciliation visual indicators (green highlighting)
- Improved search by date range
- Balance information display on transactions page
Money Saving Techniques
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ClearCheckbook
- Mobile Premium Upgrade$4.99
Money Saving Techniques
- Monthly Premium Access7 Days trial$9.991 Month
Questions
Is ClearCheckbook free?
Is Money Saving Techniques free?
Do ClearCheckbook or Money Saving Techniques have ads?
Which is updated more often, ClearCheckbook or Money Saving Techniques?
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