臺企銀證券「e點成金」 vs SmileBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
臺企銀證券「e點成金」
This app provides real-time stock quotes, financial news, and trading capabilities for Taiwan Business Bank Securities clients. It offers a user-friendly interface for placing orders, checking account balances, and analyzing market data with technical indicators.
- Real-time stock, futures, and options quotes
- Financial news and market analysis
- Personalized watchlists
- Intuitive trading interface
- Account balance and order status inquiries
- Technical charting with indicators
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臺灣企銀證券提供iPhone/iPad平台專屬股票下單軟體【e點成金】;擁有簡易的操作流程、豐富的報價資訊以及便捷的下單介面,是您最佳的投資利器! 系統特色: -提供證、期、權、國際指數、外匯、美國個股、國際期貨即時報價資訊。 -提供完整財經新聞、大盤盤後資訊及個股盤後資訊。 -個人化專屬自選報價功能,提供五個群組,150檔商品設定功能。 -直覺式操作方式,一指查詢所有金融資訊。 -使用3G連線,報價速度與交易所同步。 -提供臺灣企銀證券下單、申購及帳務查詢功能。 系統功能: -交易帳務:提供臺灣企銀證券下單功能及帳務查詢如委託回報、成交回報、庫存查詢、對帳單查詢、即時維持率、投資試算、即時淨收付、損益試算。 -即時走勢:支援查價線及橫置顯示功能。 -五檔價量:提供最佳五檔及報價明細功能。 -分時明細:提供商品分時明細報價功能。 -分價量表:提供商品分價報價功能。 -技術線圖:支援5分鐘、60分鐘、日、周、月線圖,可觸控指標切換成交量、RSI、KD、MACD、PSY等技術指標,並切換橫置顯示。
SmileBudget
A minimalist app for tracking expenses and managing finances with ease. It offers quick entry, detailed analysis, and customizable categories to help users understand their spending habits and gain financial control.
- Quick expense entry
- Weekly/monthly/yearly expense analysis
- Multi-account management
- Customizable spending categories
- Privacy protection with app lock
- Export transactions to CSV
- Cross-device synchronization
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SmileBudget — a private, beautifully designed budgeting app that helps you track expenses, plan budgets, manage your money, and grow your net worth. Whether you're budgeting for everyday life, saving for a goal, or managing your family's finances, SmileBudget makes money management simple, mindful, and enjoyable. No ads. No accounts. No tracking. 「KEY FEATURES」 • Fast Expense Tracking Record expenses and income in seconds. Quick, simple, and designed for everyday use. • Budget Planning Create monthly budgets, track your spending, and stay in control before you overspend. See exactly where your money goes every month. • Asset & Net Worth Tracker Manage cash, bank accounts, credit cards, investments, and other assets in one place. Watch your net worth grow over time. • Recurring Bills Automatically record recurring expenses like rent, subscriptions, insurance, utilities, and more. Never miss a payment again. • AI Voice Entry Simply describe your transaction. SmileBudget automatically turns your voice into organized expense records. • Multiple Ledgers Create separate ledgers for personal finances, family budgets, travel, work, or any project. Keep every part of your financial life organized. • Spending Reports & Insights Discover spending patterns with beautiful charts and category analysis. Make smarter financial decisions with clear insights. • Private iCloud Sync Sync your data securely across your iPhone and iPad using iCloud. No account required. Your financial data stays yours. • Home Screen Widgets Add transactions instantly and view your financial overview right from your Home Screen. • Beautiful by Design Enjoy a clean, minimalist interface with thoughtfully crafted themes and delightful details. Budgeting should feel calm—not complicated. Why SmileBudget? Managing money doesn't have to be stressful. SmileBudget helps you build healthier financial habits, understand where your money goes, and make confident spending decisions every day. Track smarter. Spend mindfully. Grow steadily.
Screenshots
Verdict
The clearest difference is review sentiment: SmileBudget at 96% against 臺企銀證券「e點成金」's 12%. SmileBudget also leads on rating (5.0 vs 3.0) and update cadence (every 3 days vs every 5 months). 臺企銀證券「e點成金」's advantage is in-app purchases (none vs 2). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SmileBudget sells 2 one-off in-app purchases. 臺企銀證券「e點成金」 asks for nothing beyond the download.
SmileBudget holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: SmileBudget has 9 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 12% of 臺企銀證券「e點成金」's written reviews are positive against 96% of SmileBudget's.
臺企銀證券「e點成金」 ships an update every 5 months, SmileBudget every 3 days. The most recent releases landed on September 18, 2026 and September 24, 2026 respectively.
| Parameter | 臺企銀證券「e點成金」 | SmileBudget |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) | 5.0 (9 ratings) — better |
| Positive reviews | 12.0% of reviews | 95.6% of reviews — better |
| Number of ratings | 1 | 9 — better |
| Update frequency | Every 5 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 69 MB | 125 MB |
| Age rating | 4+ | 4+ |
| Developer | TAIWAN BUSINESS BANK Co., Ltd. | Koniio Co., Ltd. |
Customer experience
臺企銀證券「e點成金」
SmileBudget
In-app purchases
臺企銀證券「e點成金」
No in-app purchases
SmileBudget
- Annual$9.99
- Lifetime$14.99









