DBS Card+ HK vs BOCI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DBS Card+ HK
Manage your credit cards and apply for personal loans with this app. It offers quick navigation, instant credit card applications, bill payments, money transfers, and flexible purchase splitting. Enjoy exclusive rewards and manage your spending limits easily.
- Instant credit card applications
- Scan & Pay for bills and transfers
- Split purchases with Flexi Shopping
- Exclusive rewards and offers
- Manage credit and spending limits
- Instant card replacement
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DBS Card+ is a card & loans app personalised and designed just the way you want it. Take control of your credit cards, enjoy superb rewards and apply for personal loans, plus a lot more – anytime, anywhere. Here are some of the great benefits: [Access what you want in seconds] In just a few taps, experience quick, intuitive navigation so you can manage your credit cards and loans. [Apply for a new card in minutes] First-time-ever in Hong Kong! You can apply for a credit card through the app instantly and start shopping right away. [Scan & Pay Anytime, Anywhere] Whether you want to settle utility bills, pay a merchant, or transfer money to your friends and family, it can never be done more easily by DBS Credit Cards with the new Pay & Transfer function in DBS Card+ app! [Split your purchases with the new Flexi Shopping] Offers a more convenient split purchases experience for better budget planning. You can combine multiple credit card transactions into a single payment plan with 3 to 60-month instalments in 2 steps! [A wide range of exclusive offers] Choose your rewards with DBS$: InstaRedeem, iGO Rewards, instant conversion to mileage and hotel partners’ loyalty programme points (Asia Miles, Avios, ALL Accor Loyalty programme, Marriott Bonvoy® and more) – all on DBS Card+. [Manage your credit and spending limits] Spend wisely with an instant credit limit increase or manage your spending limits, depending on your needs. [Card replacement] Request for a replacement instantly in simple steps. DBS Card+ is for DBS customers in Hong Kong only. The products and services available are intended for Hong Kong residents. If you are located outside of Hong Kong, the app's functionality and availability may be limited, as DBS may not be authorised to offer the same services in other countries or places. The app is not intended for distribution or use where prohibited by law. Before using this app, please ensure you are a DBS customer in Hong Kong and your use complies with local laws. DBS is regulated and authorised for banking activities in Hong Kong but may lack authorisation elsewhere. Head Office branch address: G/F, The Center, 99 Queen's Road Central, Central, Hong Kong
BOCI
Manage your MPF account with real-time fund prices and transaction history. Access value-added services like fund comparison, rate of return worksheets, and e-statements for informed financial planning.
- Account enquiry (balance, contribution history, transactions)
- Real-time fund prices
- Fund price comparison
- Rate of return worksheet
- e-statement access
- SMS alert for fund prices
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As the first MPF Account Management iPhone App, BOCI-Prudential MPF iPhone App provides up-to-date fund prices and other first-hand information for your better planning. As our valuable customer, you can log in the App to access various value-added services : 1. Account Enquiry : Fund Balance / Contribution History / Fund Transaction / Fund Choice 2. Fund Price : SMS Alert / Chart / 52-week High-low Price / Fund Price Comparison 3. Analytic Tool : Rate of Return Worksheet 4. e-statement
Screenshots
Verdict
The clearest difference is review sentiment: DBS Card+ HK at 56% against BOCI's 10%. BOCI's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.8). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DBS Card+ HK ships an update every 6 weeks, BOCI every 2 months. Both last shipped on November 1, 2026.
| Parameter | DBS Card+ HK | BOCI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (279 ratings) — better | — |
| Positive reviews | 55.6% of reviews — better | 10.0% of reviews |
| Number of ratings | 279 — better | — |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.8 | 13.0 — better |
| Further details — not scored | ||
| Size | 246 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | DBS Bank (Hong Kong) Limited | 中銀國際英國保誠信託有限公司 |
Customer experience
DBS Card+ HK
BOCI
In-app purchases
DBS Card+ HK
No in-app purchases
BOCI
No in-app purchases








