Comparison

DBS Card+ HK vs BOCI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS Card+ HK

Manage your credit cards and apply for personal loans with this app. It offers quick navigation, instant credit card applications, bill payments, money transfers, and flexible purchase splitting. Enjoy exclusive rewards and manage your spending limits easily.

Highlights
  • Instant credit card applications
  • Scan & Pay for bills and transfers
  • Split purchases with Flexi Shopping
  • Exclusive rewards and offers
  • Manage credit and spending limits
  • Instant card replacement
Features
Read full description

DBS Card+ is a card & loans app personalised and designed just the way you want it. Take control of your credit cards, enjoy superb rewards and apply for personal loans, plus a lot more – anytime, anywhere. Here are some of the great benefits: [Access what you want in seconds] In just a few taps, experience quick, intuitive navigation so you can manage your credit cards and loans. [Apply for a new card in minutes] First-time-ever in Hong Kong! You can apply for a credit card through the app instantly and start shopping right away. [Scan & Pay Anytime, Anywhere] Whether you want to settle utility bills, pay a merchant, or transfer money to your friends and family, it can never be done more easily by DBS Credit Cards with the new Pay & Transfer function in DBS Card+ app! [Split your purchases with the new Flexi Shopping] Offers a more convenient split purchases experience for better budget planning. You can combine multiple credit card transactions into a single payment plan with 3 to 60-month instalments in 2 steps! [A wide range of exclusive offers] Choose your rewards with DBS$: InstaRedeem, iGO Rewards, instant conversion to mileage and hotel partners’ loyalty programme points (Asia Miles, Avios, ALL Accor Loyalty programme, Marriott Bonvoy® and more) – all on DBS Card+. [Manage your credit and spending limits] Spend wisely with an instant credit limit increase or manage your spending limits, depending on your needs. [Card replacement] Request for a replacement instantly in simple steps. DBS Card+ is for DBS customers in Hong Kong only. The products and services available are intended for Hong Kong residents. If you are located outside of Hong Kong, the app's functionality and availability may be limited, as DBS may not be authorised to offer the same services in other countries or places. The app is not intended for distribution or use where prohibited by law. Before using this app, please ensure you are a DBS customer in Hong Kong and your use complies with local laws. DBS is regulated and authorised for banking activities in Hong Kong but may lack authorisation elsewhere. Head Office branch address: G/F, The Center, 99 Queen's Road Central, Central, Hong Kong

About

BOCI

Manage your MPF account with real-time fund prices and transaction history. Access value-added services like fund comparison, rate of return worksheets, and e-statements for informed financial planning.

Highlights
  • Account enquiry (balance, contribution history, transactions)
  • Real-time fund prices
  • Fund price comparison
  • Rate of return worksheet
  • e-statement access
  • SMS alert for fund prices
Features
Read full description

As the first MPF Account Management iPhone App, BOCI-Prudential MPF iPhone App provides up-to-date fund prices and other first-hand information for your better planning. As our valuable customer, you can log in the App to access various value-added services : 1. Account Enquiry : Fund Balance / Contribution History / Fund Transaction / Fund Choice 2. Fund Price : SMS Alert / Chart / 52-week High-low Price / Fund Price Comparison 3. Analytic Tool : Rate of Return Worksheet 4. e-statement

Screenshots

DBS Card+ HK4 screens
BOCI4 screens

Verdict

The call

The clearest difference is review sentiment: DBS Card+ HK at 56% against BOCI's 10%. BOCI's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DBS Card+ HK ships an update every 6 weeks, BOCI every 2 months. Both last shipped on November 1, 2026.

Scorecard3 real differences · 7 level
DBS Card+ HK versus BOCI: the parameters behind the verdict, then further details
ParameterDBS Card+ HKBOCI
PriceFreeFree
Rating4.8 (279 ratings) — better—
Positive reviews55.6% of reviews — better10.0% of reviews
Number of ratings279 — better—
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.813.0 — better
Further details — not scored
Size246 MB1 MB
Age rating4+4+
DeveloperDBS Bank (Hong Kong) Limited中銀國際英國保誠信託有限公司

Customer experience

DBS Card+ HK

All ratings278 ratings
Positive96.4%
Neutral1.4%
Negative2.2%
Written reviews63 reviews
Positive55.6%
Neutral4.8%
Negative39.7%

BOCI

Written reviews50 reviews
Positive10.0%
Neutral4.0%
Negative86.0%

In-app purchases

None

DBS Card+ HK

No in-app purchases

None

BOCI

No in-app purchases

Questions

Is DBS Card+ HK free?
DBS Card+ HK is free to download, with no in-app purchases.
Is BOCI free?
BOCI is free to download, with no in-app purchases.
Do DBS Card+ HK or BOCI have ads?
Neither DBS Card+ HK nor BOCI shows ads.
Which is updated more often, DBS Card+ HK or BOCI?
DBS Card+ HK ships an update every 6 weeks, and BOCI every 2 months. Most recently, DBS Card+ HK was updated on November 1, 2026 and BOCI on November 1, 2026.

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