Comparison

DBS Card+ HK vs 繳費靈手機服務 PPS on Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS Card+ HK

Manage your credit cards and apply for personal loans with this app. It offers quick navigation, instant credit card applications, bill payments, money transfers, and flexible purchase splitting. Enjoy exclusive rewards and manage your spending limits easily.

Highlights
  • Instant credit card applications
  • Scan & Pay for bills and transfers
  • Split purchases with Flexi Shopping
  • Exclusive rewards and offers
  • Manage credit and spending limits
  • Instant card replacement
Features
Read full description

DBS Card+ is a card & loans app personalised and designed just the way you want it. Take control of your credit cards, enjoy superb rewards and apply for personal loans, plus a lot more – anytime, anywhere. Here are some of the great benefits: [Access what you want in seconds] In just a few taps, experience quick, intuitive navigation so you can manage your credit cards and loans. [Apply for a new card in minutes] First-time-ever in Hong Kong! You can apply for a credit card through the app instantly and start shopping right away. [Scan & Pay Anytime, Anywhere] Whether you want to settle utility bills, pay a merchant, or transfer money to your friends and family, it can never be done more easily by DBS Credit Cards with the new Pay & Transfer function in DBS Card+ app! [Split your purchases with the new Flexi Shopping] Offers a more convenient split purchases experience for better budget planning. You can combine multiple credit card transactions into a single payment plan with 3 to 60-month instalments in 2 steps! [A wide range of exclusive offers] Choose your rewards with DBS$: InstaRedeem, iGO Rewards, instant conversion to mileage and hotel partners’ loyalty programme points (Asia Miles, Avios, ALL Accor Loyalty programme, Marriott Bonvoy® and more) – all on DBS Card+. [Manage your credit and spending limits] Spend wisely with an instant credit limit increase or manage your spending limits, depending on your needs. [Card replacement] Request for a replacement instantly in simple steps. DBS Card+ is for DBS customers in Hong Kong only. The products and services available are intended for Hong Kong residents. If you are located outside of Hong Kong, the app's functionality and availability may be limited, as DBS may not be authorised to offer the same services in other countries or places. The app is not intended for distribution or use where prohibited by law. Before using this app, please ensure you are a DBS customer in Hong Kong and your use complies with local laws. DBS is regulated and authorised for banking activities in Hong Kong but may lack authorisation elsewhere. Head Office branch address: G/F, The Center, 99 Queen's Road Central, Central, Hong Kong

About

繳費靈手機服務 PPS on Mobile

This app provides a simple and convenient platform for users in Hong Kong to pay over 900 different types of bills from their mobile devices. It allows for easy bill registration, payment, and access to transaction history, along with features to find nearby payment terminals and discover promotions.

Highlights
  • Pay bills from over 900 merchants
  • Register new bills across 30+ categories
  • View merchant lists by code, name, or category
  • Enquire payment history for the last 60 days
  • Discover latest promotions
  • Search for nearest PPS registration terminals
Features
Read full description

PPS (繳費靈) on Mobile是香港最簡單易用的繳費平台。透過PPS on Mobile您可隨時隨地登入PPS戶口,幾click就能繳付超過900個商戶之賬單。 • 繳付賬單 您可登記新賬單及繳付超過30個賬單類別,例如: ● 信用卡 ● 電話費 ● 管理費 ● 政府及法定機構賬單 ● 保險 ● 學校雜費等等 • 查看商戶名單 您可以商戶編號、名稱或類別搜尋您賬單的商戶名單。 • 查詢繳費紀錄 您可查看最近60天的繳費詳情。 • 發掘最新推廣 您可輕鬆探索最新的推廣。 • 搜尋最近的PPS終端機位置 您可透過全球定位系統(GPS) ,找出就近的PPS終端機。 PPS專為iPhone手機而設的醒目界面及功能有助繁忙的您處理賬單。Please Pay Smart! 想立即使用PPS on Mobile繳費?您只需以PPS戶口號碼/登入名稱和8個數字的網上密碼登入。還未開立PPS戶口?立刻帶同您的ATM卡到指定OK便利店、HKT專門店、AEON分行及部分主要銀行內的PPS終端機登記吧! 更多功能及詳情,請瀏覽https://www.ppshk.com PPS (繳費靈) on Mobile支援 iOS 11.0 或以上 立即下載PPS on Mobile! PPS on Mobile is a convenient and simple electronic bill payment platform in Hong Kong. Via PPS on Mobile, you can login your PPS account anytime and settle bills from over 900 merchants with just a few clicks. • Pay bills You can register new bills and pay your bills directly across over 30 categories, such as: ● Credit cards ● Telecommunications ● Property management fees ● Government and public utility bills, ● Insurance ● School fees etc. • View merchant lists You can search merchant lists by merchant codes, names or categories for your bills. • Enquire payment history You can check your payment history for last 60 days. • Discover the hottest offers You can easily explore all the up-to-date hottest offers on the app! • Search for the nearest PPS Registration Terminal You can search a nearby PPS Registration Terminal via GPS. Brilliant iPhone-oriented interface and functions can help you manage your bills with great ease. Please Pay Smart! Interested in using PPS on Mobile for payment? All you need are a PPS Account Number/Login Name and a 8-digit Internet Password. Haven’t got a PPS account? Please bring your ATM card to the PPS Registration Terminal located at designated Circle K Convenience Stores, HKT Shops, AEON branches and some major banks to register. For more details, please visit PPS’s website at https://www.ppshk.com PPS on Mobile supports iOS version 11.0 or above. Download PPS on Mobile now!

Screenshots

DBS Card+ HK4 screens
繳費靈手機服務 PPS on Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: DBS Card+ HK at 56% against 繳費靈手機服務 PPS on Mobile's 8%. 繳費靈手機服務 PPS on Mobile's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DBS Card+ HK ships an update every 6 weeks, 繳費靈手機服務 PPS on Mobile every 2 months. Both last shipped on November 1, 2026.

Scorecard2 real differences · 8 level
DBS Card+ HK versus 繳費靈手機服務 PPS on Mobile: the parameters behind the verdict, then further details
ParameterDBS Card+ HK繳費靈手機服務 PPS on Mobile
PriceFreeFree
Rating4.8 (279 ratings) — better—
Positive reviews55.6% of reviews — better7.7% of reviews
Number of ratings279 — better—
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.814.0 — better
Further details — not scored
Size246 MB32 MB
Age rating4+4+
DeveloperDBS Bank (Hong Kong) LimitedEPS Company (Hong Kong) Limited

Customer experience

DBS Card+ HK

All ratings278 ratings
Positive96.4%
Neutral1.4%
Negative2.2%
Written reviews63 reviews
Positive55.6%
Neutral4.8%
Negative39.7%

繳費靈手機服務 PPS on Mobile

Written reviews52 reviews
Positive7.7%
Neutral5.8%
Negative86.5%

Bugs and requests

DBS Card+ HK

Not enough reviews yet to summarise bugs or requests.

繳費靈手機服務 PPS on Mobile

Reported bugs

5 issues
  • Cannot log in
  • Keeps showing internet error
  • Cannot open after iOS16 update
  • Keeps loading, app doesn't work
  • Frequent crashes and reinstalls required

Requested features

5 requests
  • 💡 Face/finger print recognition
  • 💡 Biometric authorization
  • 💡 App name change to PPSHK or PPS Mobile
  • 💡 Improve screen resolution and functionality
  • 💡 Support Face ID/Touch ID for login

In-app purchases

None

DBS Card+ HK

No in-app purchases

None

繳費靈手機服務 PPS on Mobile

No in-app purchases

Questions

Is DBS Card+ HK free?
DBS Card+ HK is free to download, with no in-app purchases.
Is 繳費靈手機服務 PPS on Mobile free?
繳費靈手機服務 PPS on Mobile is free to download, with no in-app purchases.
Do DBS Card+ HK or 繳費靈手機服務 PPS on Mobile have ads?
Neither DBS Card+ HK nor 繳費靈手機服務 PPS on Mobile shows ads.
Which is updated more often, DBS Card+ HK or 繳費靈手機服務 PPS on Mobile?
DBS Card+ HK ships an update every 6 weeks, and 繳費靈手機服務 PPS on Mobile every 2 months. Most recently, DBS Card+ HK was updated on November 1, 2026 and 繳費靈手機服務 PPS on Mobile on November 1, 2026.

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