Comparison

DBS Card+ HK vs 積金局電子服務 (MPFA eService)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS Card+ HK

Manage your credit cards and apply for personal loans with this app. It offers quick navigation, instant credit card applications, bill payments, money transfers, and flexible purchase splitting. Enjoy exclusive rewards and manage your spending limits easily.

Highlights
  • Instant credit card applications
  • Scan & Pay for bills and transfers
  • Split purchases with Flexi Shopping
  • Exclusive rewards and offers
  • Manage credit and spending limits
  • Instant card replacement
Features
Read full description

DBS Card+ is a card & loans app personalised and designed just the way you want it. Take control of your credit cards, enjoy superb rewards and apply for personal loans, plus a lot more – anytime, anywhere. Here are some of the great benefits: [Access what you want in seconds] In just a few taps, experience quick, intuitive navigation so you can manage your credit cards and loans. [Apply for a new card in minutes] First-time-ever in Hong Kong! You can apply for a credit card through the app instantly and start shopping right away. [Scan & Pay Anytime, Anywhere] Whether you want to settle utility bills, pay a merchant, or transfer money to your friends and family, it can never be done more easily by DBS Credit Cards with the new Pay & Transfer function in DBS Card+ app! [Split your purchases with the new Flexi Shopping] Offers a more convenient split purchases experience for better budget planning. You can combine multiple credit card transactions into a single payment plan with 3 to 60-month instalments in 2 steps! [A wide range of exclusive offers] Choose your rewards with DBS$: InstaRedeem, iGO Rewards, instant conversion to mileage and hotel partners’ loyalty programme points (Asia Miles, Avios, ALL Accor Loyalty programme, Marriott Bonvoy® and more) – all on DBS Card+. [Manage your credit and spending limits] Spend wisely with an instant credit limit increase or manage your spending limits, depending on your needs. [Card replacement] Request for a replacement instantly in simple steps. DBS Card+ is for DBS customers in Hong Kong only. The products and services available are intended for Hong Kong residents. If you are located outside of Hong Kong, the app's functionality and availability may be limited, as DBS may not be authorised to offer the same services in other countries or places. The app is not intended for distribution or use where prohibited by law. Before using this app, please ensure you are a DBS customer in Hong Kong and your use complies with local laws. DBS is regulated and authorised for banking activities in Hong Kong but may lack authorisation elsewhere. Head Office branch address: G/F, The Center, 99 Queen's Road Central, Central, Hong Kong

About

積金局電子服務 (MPFA eService)

This app allows registered intermediaries to manage their registration details, submit annual returns, and pay fees. It also facilitates reporting changes and accessing important notices from the MPFA.

Highlights
  • View registration information
  • Submit annual returns
  • Pay application and annual fees
  • Report changes to particulars
  • Retrieve MPFA notices and circulars
Read full description

The “MPFA eService” app is an electronic system established by MPFA for registered subsidiary intermediaries (individual) to view their registration information, submit their annual returns, pay their application / annual fees, report changes of their particulars and retrieve important notices and circulars issued by MPFA. 「積金局電子服務」(MPFA eService)應用程式是積金局設立的電子系統,供註冊附屬中介人(個人)查閱其註冊資料、提交周年申報表、繳付申請費/年費、匯報資料更改,以及檢索積金局發出的重要通知和通函。

Screenshots

DBS Card+ HK4 screens

Verdict

The call

The clearest difference is review sentiment: DBS Card+ HK at 56% against 積金局電子服務 (MPFA eService)'s 0%. DBS Card+ HK also leads on update cadence (every 6 weeks vs every 6 months). 積金局電子服務 (MPFA eService)'s advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DBS Card+ HK ships an update every 6 weeks, 積金局電子服務 (MPFA eService) every 6 months. The most recent releases landed on September 23, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
DBS Card+ HK versus 積金局電子服務 (MPFA eService): the parameters behind the verdict, then further details
ParameterDBS Card+ HK積金局電子服務 (MPFA eService)
PriceFreeFree
Rating4.8 (265 ratings) — better—
Positive reviews56.5% of reviews — better0.0% of reviews
Number of ratings265 — better—
Update frequencyEvery 6 weeks — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.815.1 — better
Further details — not scored
Size244 MB24 MB
Age rating4+4+
DeveloperDBS Bank (Hong Kong) LimitedMPFA

Customer experience

DBS Card+ HK

All ratings265 ratings
Positive96.2%
Neutral1.5%
Negative2.3%
Written reviews62 reviews
Positive56.5%
Neutral4.8%
Negative38.7%

積金局電子服務 (MPFA eService)

Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

DBS Card+ HK

No in-app purchases

None

積金局電子服務 (MPFA eService)

No in-app purchases

Questions

Is DBS Card+ HK free?
DBS Card+ HK is free to download, with no in-app purchases.
Is 積金局電子服務 (MPFA eService) free?
積金局電子服務 (MPFA eService) is free to download, with no in-app purchases.
Do DBS Card+ HK or 積金局電子服務 (MPFA eService) have ads?
Neither DBS Card+ HK nor 積金局電子服務 (MPFA eService) shows ads.
Which is updated more often, DBS Card+ HK or 積金局電子服務 (MPFA eService)?
DBS Card+ HK ships an update every 6 weeks, and 積金局電子服務 (MPFA eService) every 6 months. Most recently, DBS Card+ HK was updated on September 23, 2026 and 積金局電子服務 (MPFA eService) on September 10, 2026.

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