DBS Card+ HK vs DBS digibank CN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DBS Card+ HK
Manage your credit cards and apply for personal loans with this app. It offers quick navigation, instant credit card applications, bill payments, money transfers, and flexible purchase splitting. Enjoy exclusive rewards and manage your spending limits easily.
- Instant credit card applications
- Scan & Pay for bills and transfers
- Split purchases with Flexi Shopping
- Exclusive rewards and offers
- Manage credit and spending limits
- Instant card replacement
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DBS Card+ is a card & loans app personalised and designed just the way you want it. Take control of your credit cards, enjoy superb rewards and apply for personal loans, plus a lot more – anytime, anywhere. Here are some of the great benefits: [Access what you want in seconds] In just a few taps, experience quick, intuitive navigation so you can manage your credit cards and loans. [Apply for a new card in minutes] First-time-ever in Hong Kong! You can apply for a credit card through the app instantly and start shopping right away. [Scan & Pay Anytime, Anywhere] Whether you want to settle utility bills, pay a merchant, or transfer money to your friends and family, it can never be done more easily by DBS Credit Cards with the new Pay & Transfer function in DBS Card+ app! [Split your purchases with the new Flexi Shopping] Offers a more convenient split purchases experience for better budget planning. You can combine multiple credit card transactions into a single payment plan with 3 to 60-month instalments in 2 steps! [A wide range of exclusive offers] Choose your rewards with DBS$: InstaRedeem, iGO Rewards, instant conversion to mileage and hotel partners’ loyalty programme points (Asia Miles, Avios, ALL Accor Loyalty programme, Marriott Bonvoy® and more) – all on DBS Card+. [Manage your credit and spending limits] Spend wisely with an instant credit limit increase or manage your spending limits, depending on your needs. [Card replacement] Request for a replacement instantly in simple steps. DBS Card+ is for DBS customers in Hong Kong only. The products and services available are intended for Hong Kong residents. If you are located outside of Hong Kong, the app's functionality and availability may be limited, as DBS may not be authorised to offer the same services in other countries or places. The app is not intended for distribution or use where prohibited by law. Before using this app, please ensure you are a DBS customer in Hong Kong and your use complies with local laws. DBS is regulated and authorised for banking activities in Hong Kong but may lack authorisation elsewhere. Head Office branch address: G/F, The Center, 99 Queen's Road Central, Central, Hong Kong
DBS digibank CN
This banking app offers a streamlined mobile experience for managing your finances and investments. It features intuitive navigation, clear asset overviews, and instant market insights for informed decision-making. Secure login options and easy transaction authentication are also provided.
- Intuitive navigation with bottom bar
- Clear asset and portfolio view
- Searchable transaction history
- Instant market insights
- Face/Touch ID login
- Transaction authentication
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Rethought and redesigned for you to enjoy the faster and more convenient way to bank on the go. At a Glance Intuitive Navigation - Immediate access to your banking and investment activities at a glance with our new bottom navigation bar - Quick links can direct you to pages required instantly Clearer Asset View - View your Asset, Portfolio, and Holding performance at a glance - Transaction records can be searched by customized period Instant Market Insights - Deep insights for sharper decisions - Latest market information coupled with fund for you to invest Easy Authentication - Transaction authentication at your fingertips - Simple log in with your Face/Touch ID Powerful URL Sharing - Your friends can be directed to the page shared by you
Screenshots
Verdict
The clearest difference is rating: DBS Card+ HK at 4.8 against DBS digibank CN's 2.2. DBS Card+ HK also leads on ratings volume (280 vs 10). DBS digibank CN's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DBS Card+ HK holds the better App Store score, 4.8 against 2.2. That said, the two scores are not equally well evidenced: DBS Card+ HK has 280 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 56% of DBS Card+ HK's written reviews are positive against 57% of DBS digibank CN's, so the app with the better star average is not the one people write more warmly about.
DBS Card+ HK ships an update every 6 weeks, DBS digibank CN every 2 months. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.
| Parameter | DBS Card+ HK | DBS digibank CN |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (280 ratings) — better | 2.2 (10 ratings) |
| Positive reviews | 55.6% of reviews | 57.1% of reviews — better |
| Number of ratings | 280 — better | 10 |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.8 | 15.0 — better |
| Further details — not scored | ||
| Size | 246 MB | 184 MB |
| Age rating | 4+ | 4+ |
| Developer | DBS Bank (Hong Kong) Limited | DBS Bank Ltd. |
Customer experience
DBS Card+ HK
DBS digibank CN
In-app purchases
DBS Card+ HK
No in-app purchases
DBS digibank CN
No in-app purchases
Questions
Is DBS Card+ HK free?
Is DBS digibank CN free?
Which has better reviews, DBS Card+ HK or DBS digibank CN?
Do DBS Card+ HK or DBS digibank CN have ads?
Which is updated more often, DBS Card+ HK or DBS digibank CN?
Other comparisons
