Desjardins mobile services vs SendRate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Desjardins mobile services
Manage your finances securely and conveniently with this mobile banking app. Perform everyday transactions, deposit checks, transfer funds, and manage loans and credit cards. Features a virtual assistant for financial insights and budgeting tools.
- Make everyday transactions
- Deposit cheques remotely
- Transfer money between accounts
- Manage cards, loans, and credit lines
- Temporarily lock lost cards
- Virtual assistant for financial insights
- Budgeting and goal tracking
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Make transactions and manage your money quickly and easily in a secure environment. Easily make everyday transactions on our user-friendly app. Our virtual assistant, Alvie, presents insights to help you manage your money and make informed decisions. At your fingertips, you can pay bills, deposit cheques, transfer money between accounts and make or receive Interac e-Transfers, in just a few seconds! You can also manage your cards, loans and lines of credit. If you’ve lost your credit or debit card, you can even temporarily lock your card while you look for it. We aim to meet your needs. Our app can help you keep track of your goals, manage your budget and give you an overview of your financial situation. You can even get a mortgage pre-approval in a few easy steps! Find out how the app can help you meet your business needs, like making mobile deposits and approving transactions. Log in through your smartphone or tablet with your password, Touch ID (digital fingerprint), or Face ID (facial recognition). Some features are also available on Apple Watch. Not a Desjardins member yet? Open an online account in just a few minutes. For more information about the applicable terms and conditions, please see the Terms of use and the legal notes section (desjardins.com). By downloading the Desjardins mobile services app, you consent to the installation of the application and updates, which can be automatically installed depending on the default settings of your device or operating system, or the settings you selected. You may withdraw your consent at any time by uninstalling this application. Personal information – Desjardins collects, uses and shares personal information provided in accordance with applicable laws and regulations, as well as the Desjardins Privacy Policy (Our Privacy Policy (desjardins.com). You may withdraw your consent at any time by uninstalling the Desjardins mobile app. ® Touch ID, Face ID and Apple Watch are registered trademarks of Apple Inc. Interac® and Interac e-Transfer® are registered trademarks of Interac Corp. Used under licence.
SendRate
This app facilitates international money transfers, adhering to Canadian financial regulations. It allows users to send funds globally while ensuring compliance with revenue and financial transaction monitoring authorities.
- International money transfers
- Canadian financial compliance
- Secure remittances
- Global fund sending
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Send Rate Inc. est une société de transfert de fonds de droit canadien enregistrée auprès de Revenu Québec sous le numéro 1178418738, nos permis CANAFE au numéro M23285002 et REVENU QUEBEC au numéro 163814. Les conditions générales qui suivent gouvernent et s'appliquent à votre utilisation ou recours aux plateformes maintenues par Send Rate Inc : En accédant au site ou en y naviguant, vous déclarez avoir lu et compris les conditions générales d'utilisation et déclarez être liés par ces conditions. Veuillez noter que nous pouvons modifier les conditions d'utilisation à tout moment et sans préavis si ces informations sont hors du contrôle de Send Rate Inc. le cas échéant un avis vous sera envoyé par mail vous notifiant de toute mise à jour. Votre utilisation continue du site sera considérée comme votre acceptation des conditions générales révisées.
Screenshots
Verdict
The clearest difference is review sentiment: SendRate at 60% against Desjardins mobile services's 40%. SendRate also leads on iOS requirement (13.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Desjardins mobile services ships an update fortnightly, SendRate every 10 days. The most recent releases landed on September 23, 2026 and September 9, 2026 respectively.
| Parameter | Desjardins mobile services | SendRate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (794 ratings) — better | — |
| Positive reviews | 39.8% of reviews | 60.0% of reviews — better |
| Number of ratings | 794 — better | — |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 128 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | Desjardins | Taux d'envoi Inc |
Customer experience
Desjardins mobile services
SendRate
Bugs and requests
Desjardins mobile services
Reported bugs
9 issues- Check deposit not working
- Interac transfers not working
- Login issues
- Frequent crashes
- Blank screens
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- Sync issues
- Compatibility problems with new devices/OS
- Inconsistent user interface
- Performance issues
Requested features
10 requests- Dark mode
- Ability to add notes to transactions
- Notifications for transactions
- Ability to customize home screen
- Improved budget management
Show 5 moreShow fewer
- Ability to disable AI assistant
- Faster check deposit
- Visa debit card
- Ability to save login credentials
- Improved Interac transfer experience
SendRate
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Desjardins mobile services
No in-app purchases
SendRate
No in-app purchases
Questions
Is Desjardins mobile services free?
Is SendRate free?
Do Desjardins mobile services or SendRate have ads?
Which is updated more often, Desjardins mobile services or SendRate?
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