Comparison

Desjardins mobile services vs SendRate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Desjardins mobile services

Manage your finances securely and conveniently with this mobile banking app. Perform everyday transactions, deposit checks, transfer funds, and manage loans and credit cards. Features a virtual assistant for financial insights and budgeting tools.

Highlights
  • Make everyday transactions
  • Deposit cheques remotely
  • Transfer money between accounts
  • Manage cards, loans, and credit lines
  • Temporarily lock lost cards
  • Virtual assistant for financial insights
  • Budgeting and goal tracking
Features
Read full description

Make transactions and manage your money quickly and easily in a secure environment. Easily make everyday transactions on our user-friendly app. Our virtual assistant, Alvie, presents insights to help you manage your money and make informed decisions. At your fingertips, you can pay bills, deposit cheques, transfer money between accounts and make or receive Interac e-Transfers, in just a few seconds! You can also manage your cards, loans and lines of credit. If you’ve lost your credit or debit card, you can even temporarily lock your card while you look for it. We aim to meet your needs. Our app can help you keep track of your goals, manage your budget and give you an overview of your financial situation. You can even get a mortgage pre-approval in a few easy steps! Find out how the app can help you meet your business needs, like making mobile deposits and approving transactions. Log in through your smartphone or tablet with your password, Touch ID (digital fingerprint), or Face ID (facial recognition). Some features are also available on Apple Watch. Not a Desjardins member yet? Open an online account in just a few minutes. For more information about the applicable terms and conditions, please see the Terms of use and the legal notes section (desjardins.com). By downloading the Desjardins mobile services app, you consent to the installation of the application and updates, which can be automatically installed depending on the default settings of your device or operating system, or the settings you selected. You may withdraw your consent at any time by uninstalling this application. Personal information – Desjardins collects, uses and shares personal information provided in accordance with applicable laws and regulations, as well as the Desjardins Privacy Policy (Our Privacy Policy (desjardins.com). You may withdraw your consent at any time by uninstalling the Desjardins mobile app. ® Touch ID, Face ID and Apple Watch are registered trademarks of Apple Inc. Interac® and Interac e-Transfer® are registered trademarks of Interac Corp. Used under licence.

About

SendRate

This app facilitates international money transfers, adhering to Canadian financial regulations. It allows users to send funds globally while ensuring compliance with revenue and financial transaction monitoring authorities.

Highlights
  • International money transfers
  • Canadian financial compliance
  • Secure remittances
  • Global fund sending
Features
Read full description

Send Rate Inc. est une société de transfert de fonds de droit canadien enregistrée auprès de Revenu Québec sous le numéro 1178418738, nos permis CANAFE au numéro M23285002 et REVENU QUEBEC au numéro 163814. Les conditions générales qui suivent gouvernent et s'appliquent à votre utilisation ou recours aux plateformes maintenues par Send Rate Inc : En accédant au site ou en y naviguant, vous déclarez avoir lu et compris les conditions générales d'utilisation et déclarez être liés par ces conditions. Veuillez noter que nous pouvons modifier les conditions d'utilisation à tout moment et sans préavis si ces informations sont hors du contrôle de Send Rate Inc. le cas échéant un avis vous sera envoyé par mail vous notifiant de toute mise à jour. Votre utilisation continue du site sera considérée comme votre acceptation des conditions générales révisées.

Screenshots

Desjardins mobile services4 screens
SendRate4 screens

Verdict

The call

The clearest difference is review sentiment: SendRate at 60% against Desjardins mobile services's 40%. SendRate also leads on iOS requirement (13.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Desjardins mobile services ships an update fortnightly, SendRate every 10 days. The most recent releases landed on September 23, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
Desjardins mobile services versus SendRate: the parameters behind the verdict, then further details
ParameterDesjardins mobile servicesSendRate
PriceFreeFree
Rating4.7 (794 ratings) — better—
Positive reviews39.8% of reviews60.0% of reviews — better
Number of ratings794 — better—
Update frequencyFortnightlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.413.0 — better
Further details — not scored
Size128 MB94 MB
Age rating4+4+
DeveloperDesjardinsTaux d'envoi Inc

Customer experience

Desjardins mobile services

All ratings794 ratings
Positive94.3%
Neutral2.0%
Negative3.7%
Written reviews513 reviews
Positive39.8%
Neutral11.3%
Negative48.9%

SendRate

Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

Bugs and requests

Desjardins mobile services

Reported bugs

9 issues
  • Check deposit not working
  • Interac transfers not working
  • Login issues
  • Frequent crashes
  • Blank screens
Show 4 more
  • Sync issues
  • Compatibility problems with new devices/OS
  • Inconsistent user interface
  • Performance issues

Requested features

10 requests
  • Dark mode
  • Ability to add notes to transactions
  • Notifications for transactions
  • Ability to customize home screen
  • Improved budget management
Show 5 more
  • Ability to disable AI assistant
  • Faster check deposit
  • Visa debit card
  • Ability to save login credentials
  • Improved Interac transfer experience

SendRate

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Desjardins mobile services

No in-app purchases

None

SendRate

No in-app purchases

Questions

Is Desjardins mobile services free?
Desjardins mobile services is free to download, with no in-app purchases.
Is SendRate free?
SendRate is free to download, with no in-app purchases.
Do Desjardins mobile services or SendRate have ads?
Neither Desjardins mobile services nor SendRate shows ads.
Which is updated more often, Desjardins mobile services or SendRate?
Desjardins mobile services ships an update fortnightly, and SendRate every 10 days. Most recently, Desjardins mobile services was updated on September 23, 2026 and SendRate on September 9, 2026.

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