Desjardins mobile services vs Ticpay Pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Desjardins mobile services
Manage your finances securely and conveniently with this mobile banking app. Perform everyday transactions, deposit checks, transfer funds, and manage loans and credit cards. Features a virtual assistant for financial insights and budgeting tools.
- Make everyday transactions
- Deposit cheques remotely
- Transfer money between accounts
- Manage cards, loans, and credit lines
- Temporarily lock lost cards
- Virtual assistant for financial insights
- Budgeting and goal tracking
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Make transactions and manage your money quickly and easily in a secure environment. Easily make everyday transactions on our user-friendly app. Our virtual assistant, Alvie, presents insights to help you manage your money and make informed decisions. At your fingertips, you can pay bills, deposit cheques, transfer money between accounts and make or receive Interac e-Transfers, in just a few seconds! You can also manage your cards, loans and lines of credit. If you’ve lost your credit or debit card, you can even temporarily lock your card while you look for it. We aim to meet your needs. Our app can help you keep track of your goals, manage your budget and give you an overview of your financial situation. You can even get a mortgage pre-approval in a few easy steps! Find out how the app can help you meet your business needs, like making mobile deposits and approving transactions. Log in through your smartphone or tablet with your password, Touch ID (digital fingerprint), or Face ID (facial recognition). Some features are also available on Apple Watch. Not a Desjardins member yet? Open an online account in just a few minutes. For more information about the applicable terms and conditions, please see the Terms of use and the legal notes section (desjardins.com). By downloading the Desjardins mobile services app, you consent to the installation of the application and updates, which can be automatically installed depending on the default settings of your device or operating system, or the settings you selected. You may withdraw your consent at any time by uninstalling this application. Personal information – Desjardins collects, uses and shares personal information provided in accordance with applicable laws and regulations, as well as the Desjardins Privacy Policy (Our Privacy Policy (desjardins.com). You may withdraw your consent at any time by uninstalling the Desjardins mobile app. ® Touch ID, Face ID and Apple Watch are registered trademarks of Apple Inc. Interac® and Interac e-Transfer® are registered trademarks of Interac Corp. Used under licence.
Ticpay Pro
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Welcome to TicPay Pro 2.0 by Cires Technologies TicPay Pro 2.0, developed by Cires Technologies, is much more than a simple payment management application for partner customers. This cutting-edge mobile solution offers an optimal experience in managing payment operations, making the lives of restaurateurs simpler and more efficient. Main Features: 1- Intuitive Management: TicPay Pro 2.0 simplifies the daily management of payment operations for partners. An intuitive user interface allows easy access to all necessary features. 2- Fast Transactions: Make transactions quickly and securely. The application ensures a smooth experience for payments, improving the efficiency of the process. 3- Real-Time Tracking: Stay informed with real-time tracking of transactions. TicPay Pro 2.0 provides complete visibility into completed and pending payments. 4- Compatibility with Ticpay: Seamless integration with the Ticpay mobile application. Partners can easily scan QR Codes generated by customers using Ticpay, simplifying the payment process. How It Works 1- TicPay Pro Partner: Download the app and log in as a restaurant partner to access all exclusive features. 2- Scan QR Codes: Use the application to scan QR Codes generated by customers with the Ticpay application. Make the checkout process easy in seconds. 3- Reports and Analysis: Explore detailed reports and real-time analyzes of transactions carried out with your customers, as well as invoices generated.
Screenshots
Verdict
The clearest difference is update cadence: Desjardins mobile services at every 3 weeks against Ticpay Pro's every 9 months. Ticpay Pro's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Desjardins mobile services ships an update every 3 weeks, Ticpay Pro every 9 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | Desjardins mobile services | Ticpay Pro |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (806 ratings) — better | — |
| Positive reviews | 40.3% of reviews | — |
| Number of ratings | 806 — better | — |
| Update frequency | Every 3 weeks — better | Every 9 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 130 MB | 30 MB |
| Age rating | 4+ | 17+ |
| Developer | Federation des caisses Desjardins du Quebec | CIRES TECHNOLOGIES |
Bugs and requests
Desjardins mobile services
Reported bugs
9 issues- Check deposit not working
- Interac transfers not working
- Login issues
- Frequent crashes
- Blank screens
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- Sync issues
- Compatibility problems with new devices/OS
- Inconsistent user interface
- Performance issues
Requested features
10 requests- Dark mode
- Ability to add notes to transactions
- Notifications for transactions
- Ability to customize home screen
- Improved budget management
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- Ability to disable AI assistant
- Faster check deposit
- Visa debit card
- Ability to save login credentials
- Improved Interac transfer experience
Ticpay Pro
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Desjardins mobile services
No in-app purchases
Ticpay Pro
No in-app purchases
Questions
Is Desjardins mobile services free?
Is Ticpay Pro free?
Do Desjardins mobile services or Ticpay Pro have ads?
Which is updated more often, Desjardins mobile services or Ticpay Pro?
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