PostFinance App vs Prepaid TWINT & other banks

Keep your finances under control at all times with the PostFinance App Carry out your banking transactions easily and securely whether you’re at home or on the go. With the PostFinance App, you can keep track of your accounts, payments and investments. Access is quick and easy with Face ID or Touch ID. All you need to know about your account at a glance • Check your account balance, keep track of income and expenditure, and analyse what you spend your money on. • Scan or upload QR-bills, pay eBills directly in the app and send money easily to mobile numbers. • Documents can also be displayed and shared easily as PDFs. • Apple Pay and PostFinance Pay are available for convenient payment. Settings and support directly in the app • Adjust card limits, block or unblock your cards or order a replacement. • Set up push notifications for credits, debits or eBill. • You can also change your address or reset your password directly in the app. • If you have any questions, the PostFinance chatbot will be happy to help you at any time. Investing and retirement planning made easy • Track stock market prices, access your custody account and manage your investment products from digital asset management to fund self-service and e-trading. Digital vouchers and prepaid credit • Buy or gift vouchers for iTunes, PaysafeCard and many other providers or top up prepaid credit for your mobile phone. Security is top priority Your data is optimally protected using modern encryption methods. For even greater security, we recommend keep-ing the operating system and all apps up to date. The app can be set up so that you can log out quickly by shaking your smartphone. More information: https://www.postfinance.ch/en/support/security/e-finance-security.html General information on security • Keeping your data secure is our top priority. A multi-stage encryption and identification process ensures that only you have access to your accounts. • Apple Store must be preinstalled on your device. Manual installation of the Store and installation of the Post-Finance App via this channel or downloading the PostFinance App via a third-party provider are not permitted. • PostFinance observes the provisions of Swiss data protection legislation when collecting and processing personal data. In all areas of its online product range, comprehensive technical tools and organizational measures are used to protect against unauthorized access, manipulations and data loss. • If you lose your mobile phone and/or your SIM card or if there is reason to suspect misuse, please contact our Customer Center immediately on +41 58 448 14 14. Important information For regulatory reasons, the app does not support onboarding or sign-up to new products and services for people who are not domiciled in Switzerland. For customers living abroad, the app acts as a login mechanism for their existing relationship with PostFinance. More information: postfinance.ch/app

TWINT is Switzerland’s digital cash. With TWINT, you can make convenient and secure payments using your smartphone. All TWINT functions: - Send and request money - Make quick and secure payments in online shops - Buy digital vouchers, pay for your parking and make donations in TWINT+, directly in the app  - Make convenient and secure payments at cash registers, in farm shops and vending machines - Store customer loyalty cards and employee cards in the app - Benefit from discount coupons and digital stamp cards Switzerland’s biggest banks offer their own version of the TWINT app. Please search in the App Store for the name of your bank together with the term “TWINT”.  Top up credit: The TWINT prepaid solution can be used by everyone, regardless of at which bank your account is - Top up via your bank account (direct debit) - Top up via a deposit slip - Top up via a voucher code Security: TWINT is as secure as e-banking. All transactions take place in a secure environment. TWINT also does not disclose any personal data to third parties. The money is not stored directly on the smartphone. If your smartphone is lost or stolen, or if you suspect fraud, please follow the instructions at www.twint.ch/block.