Comparison

PostFinance App vs SECANDA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PostFinance App

Manage your banking, investments, and payments securely from your mobile device. Track spending, pay bills, and access investment products with ease. Offers features like QR-bill scanning, mobile payments, and digital voucher purchases.

Highlights
  • Account balance and transaction tracking
  • QR-bill scanning and eBill payments
  • Send money to mobile numbers
  • Investment product management
  • Digital voucher and prepaid credit purchases
  • Card limit adjustments and blocking
  • Push notifications for transactions
Features
Read full description

Keep your finances under control at all times with the PostFinance App Carry out your banking transactions easily and securely whether you’re at home or on the go. With the PostFinance App, you can keep track of your accounts, payments and investments. Access is quick and easy with Face ID or Touch ID. All you need to know about your account at a glance • Check your account balance, keep track of income and expenditure, and analyse what you spend your money on. • Scan or upload QR-bills, pay eBills directly in the app and send money easily to mobile numbers. • Documents can also be displayed and shared easily as PDFs. • Apple Pay and PostFinance Pay are available for convenient payment. Settings and support directly in the app • Adjust card limits, block or unblock your cards or order a replacement. • Set up push notifications for credits, debits or eBill. • You can also change your address or reset your password directly in the app. • If you have any questions, the PostFinance chatbot will be happy to help you at any time. Investing and retirement planning made easy • Track stock market prices, access your custody account and manage your investment products from digital asset management to fund self-service and e-trading. Digital vouchers and prepaid credit • Buy or gift vouchers for iTunes, PaysafeCard and many other providers or top up prepaid credit for your mobile phone. Security is top priority Your data is optimally protected using modern encryption methods. For even greater security, we recommend keep-ing the operating system and all apps up to date. The app can be set up so that you can log out quickly by shaking your smartphone. More information: https://www.postfinance.ch/en/support/security/e-finance-security.html General information on security • Keeping your data secure is our top priority. A multi-stage encryption and identification process ensures that only you have access to your accounts. • Apple Store must be preinstalled on your device. Manual installation of the Store and installation of the Post-Finance App via this channel or downloading the PostFinance App via a third-party provider are not permitted. • PostFinance observes the provisions of Swiss data protection legislation when collecting and processing personal data. In all areas of its online product range, comprehensive technical tools and organizational measures are used to protect against unauthorized access, manipulations and data loss. • If you lose your mobile phone and/or your SIM card or if there is reason to suspect misuse, please contact our Customer Center immediately on +41 58 448 14 14. Important information For regulatory reasons, the app does not support onboarding or sign-up to new products and services for people who are not domiciled in Switzerland. For customers living abroad, the app acts as a login mechanism for their existing relationship with PostFinance. More information: postfinance.ch/app

About

SECANDA

Manage your digital identity and payments securely with this all-in-one wallet. Instantly check balances, transfer funds, and track expenses on the go, all while enjoying robust data protection and easy top-ups from various payment methods.

Highlights
  • Digital identity management
  • Contactless payments
  • Real-time fund transfers
  • Expense tracking
  • Easy top-ups
  • Family spending control
  • Enhanced security
Features
Read full description

SECANDA – Your All-in-One Digital ID & Wallet Simplify your life with SECANDA! Our secure, user-friendly app is designed to handle all your digital identification and payment needs with just one tap. Instantly check balances, transfer funds, and manage finances on the go—while enjoying total peace of mind. MAIN FEATURES - SECANDA ID: Protect your digital identity with secure access and robust authentication. - SECANDA PAY: Pay anytime, anywhere with lightning-fast transactions—no hassle, no stress. - Easy Top-Ups: Add funds from multiple payment methods (Visa, Mastercard, Twint, and more) anytime. - Real-Time Transfers: Send and receive money in seconds via email or QR code, perfect for friends and family. - Expense Tracking: Stay on top of your finances with clear insights and transaction overviews. - Quick Onboarding: Set up your account in minutes for seamless, immediate access to all features. - Reclaim Funds Anytime: Withdraw or retrieve your money easily whenever you need it. - Family Control: Manage and monitor your children’s spending, ensuring their funds are always safe. - Enhanced Security: Benefit from industry-leading encryption and robust data protection at every tap. ABOUT US For more than 30 years, SECANDA has specialized in cutting-edge RFID technology, delivering innovative identification and payment solutions across diverse sectors—industry, education, and healthcare. From secure ID management and contactless payments to advanced access control, our mission is to simplify your everyday tasks while maintaining the highest levels of security and reliability. Experience the future of digital identification and secure payments—download the SECANDA App today!

Screenshots

PostFinance App4 screens
SECANDA4 screens

Verdict

The call

The clearest difference is rating: SECANDA at 4.9 against PostFinance App's 4.0. SECANDA also leads on update cadence (fortnightly vs every 6 weeks) and ratings volume (47 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SECANDA holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: SECANDA has 47 ratings behind it against 7, so its average is the more settled of the two.

UpkeepUpdate frequency

PostFinance App ships an update every 6 weeks, SECANDA fortnightly. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 7 level
PostFinance App versus SECANDA: the parameters behind the verdict, then further details
ParameterPostFinance AppSECANDA
PriceFreeFree
Rating4.0 (7 ratings)4.9 (47 ratings) — better
Positive reviews—40.0% of reviews
Number of ratings747 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size549 MB61 MB
Age rating4+4+
DeveloperDie Schweizerische PostIntraKey technologies AG

Customer experience

PostFinance App

All ratings7 ratings
Positive71.4%
Neutral14.3%
Negative14.3%

SECANDA

All ratings47 ratings
Positive97.9%
Neutral2.1%
Negative0.0%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

PostFinance App

No in-app purchases

None

SECANDA

No in-app purchases

Questions

Is PostFinance App free?
PostFinance App is free to download, with no in-app purchases.
Is SECANDA free?
SECANDA is free to download, with no in-app purchases.
Which has better reviews, PostFinance App or SECANDA?
SECANDA is rated higher. PostFinance App averages 4.0 out of 5 from 7 ratings, while SECANDA averages 4.9 from 47 ratings.
Do PostFinance App or SECANDA have ads?
Neither PostFinance App nor SECANDA shows ads.
Which is updated more often, PostFinance App or SECANDA?
PostFinance App ships an update every 6 weeks, and SECANDA fortnightly. Most recently, PostFinance App was updated on October 6, 2026 and SECANDA on October 13, 2026.

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