Comparison

PostFinance App vs BudgetDeck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PostFinance App

Manage your banking, investments, and payments securely from your mobile device. Track spending, pay bills, and access investment products with ease. Offers features like QR-bill scanning, mobile payments, and digital voucher purchases.

Highlights
  • Account balance and transaction tracking
  • QR-bill scanning and eBill payments
  • Send money to mobile numbers
  • Investment product management
  • Digital voucher and prepaid credit purchases
  • Card limit adjustments and blocking
  • Push notifications for transactions
Features
Read full description

Keep your finances under control at all times with the PostFinance App Carry out your banking transactions easily and securely whether you’re at home or on the go. With the PostFinance App, you can keep track of your accounts, payments and investments. Access is quick and easy with Face ID or Touch ID. All you need to know about your account at a glance • Check your account balance, keep track of income and expenditure, and analyse what you spend your money on. • Scan or upload QR-bills, pay eBills directly in the app and send money easily to mobile numbers. • Documents can also be displayed and shared easily as PDFs. • Apple Pay and PostFinance Pay are available for convenient payment. Settings and support directly in the app • Adjust card limits, block or unblock your cards or order a replacement. • Set up push notifications for credits, debits or eBill. • You can also change your address or reset your password directly in the app. • If you have any questions, the PostFinance chatbot will be happy to help you at any time. Investing and retirement planning made easy • Track stock market prices, access your custody account and manage your investment products from digital asset management to fund self-service and e-trading. Digital vouchers and prepaid credit • Buy or gift vouchers for iTunes, PaysafeCard and many other providers or top up prepaid credit for your mobile phone. Security is top priority Your data is optimally protected using modern encryption methods. For even greater security, we recommend keep-ing the operating system and all apps up to date. The app can be set up so that you can log out quickly by shaking your smartphone. More information: https://www.postfinance.ch/en/support/security/e-finance-security.html General information on security • Keeping your data secure is our top priority. A multi-stage encryption and identification process ensures that only you have access to your accounts. • Apple Store must be preinstalled on your device. Manual installation of the Store and installation of the Post-Finance App via this channel or downloading the PostFinance App via a third-party provider are not permitted. • PostFinance observes the provisions of Swiss data protection legislation when collecting and processing personal data. In all areas of its online product range, comprehensive technical tools and organizational measures are used to protect against unauthorized access, manipulations and data loss. • If you lose your mobile phone and/or your SIM card or if there is reason to suspect misuse, please contact our Customer Center immediately on +41 58 448 14 14. Important information For regulatory reasons, the app does not support onboarding or sign-up to new products and services for people who are not domiciled in Switzerland. For customers living abroad, the app acts as a login mechanism for their existing relationship with PostFinance. More information: postfinance.ch/app

About

BudgetDeck

Features
Read full description

BudgetDeck answers one question: how much can I spend today? The app automatically calculates your daily spending capacity and tells you in real time whether you're ahead or behind on your pay cycle. AI COACH: Savings projections, alerts and personalized advice based on your actual pace. SCENARIOS: Balanced, Prudent or Strict. Your daily target adjusts instantly. ANALYSIS: Category breakdown, full cycle statement exportable as PDF. QUICK ENTRY: Log an expense in 2 seconds. Multi-currency (CHF, EUR, USD, GBP). Download and take control today.

Screenshots

PostFinance App4 screens
BudgetDeck4 screens

Verdict

The call

PostFinance App and BudgetDeck are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 6, 2026 and October 1, 2026 respectively.

ScorecardNo meaningful differences
PostFinance App versus BudgetDeck: the parameters behind the verdict, then further details
ParameterPostFinance AppBudgetDeck
PriceFreeFree
Rating4.0 (7 ratings) — better—
Number of ratings7 — better—
Update frequencyEvery 6 weeksEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better16.6
Further details — not scored
Size549 MB10 MB
Age rating4+4+
DeveloperDie Schweizerische PostSid'Ahmed Khou

In-app purchases

None

PostFinance App

No in-app purchases

None

BudgetDeck

No in-app purchases

Questions

Is PostFinance App free?
PostFinance App is free to download, with no in-app purchases.
Is BudgetDeck free?
BudgetDeck is free to download, with no in-app purchases.
Do PostFinance App or BudgetDeck have ads?
Neither PostFinance App nor BudgetDeck shows ads.
Which is updated more often, PostFinance App or BudgetDeck?
PostFinance App ships an update every 6 weeks, and BudgetDeck every 6 weeks. Most recently, PostFinance App was updated on October 6, 2026 and BudgetDeck on October 1, 2026.

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