Account Balance Now Lite vs Basic Checkbook

Know your true current account balance. Balance Now is the easiest app for tracking all your account balances. Knowing your current account balance is very valuable and can help you avoid going over your limit or having to pay any overdraft fees. You can manage the balances of up to 12 separate accounts. You can track the balance of your cash, expenses, debit cards, credit cards, checking accounts, tax deductions, purchases, sales, project costs, trip costs, vacation cost or almost anything else. RECURRING TRANSACTIONS Managing your recurring transactions is easy. Simply specify the amount, next occurrence date, and frequency (daily, weekly, monthly, etc.) and the transaction will automatically gets placed into your account balance on the correct day. At any time, you can view all your recurring transactions and edit them as required. EASY TO USE This app has a large custom numeric keypad and you only need to enter the amount and tap “Add” or “Spend” for debit accounts or "spend" or "payment" for credit accounts. If you want to add a transaction description, just type it or select one from the description selection list. The optional pending flag makes it very easy to balance your checkbook. New items default to “Cleared” but you can mark them as “Pending”. When an item is pending it is not added or subtracted from the total. This makes it easy to balance your account. Just mark the items that have not cleared yet as “Pending” and the balance on your statement should match the Cleared Balance. The transaction date is automatically added for you. However you can edit the date and the item will be inserted in the correct chronological order. This also allows you to add an item that you forgot. Just add the item, edit the date and it will be inserted at the correct place in the list. SECURE With Balance Now, you don’t need to access any web site and all of your account files are stored locally. You can Lock any individual account and if you want, you can assign an optional password to the app. BACKUP AND RESTORE All your files are backed up automatically when you backup your app. Additionally you can backup up all of your account information including your recurring transactions to any email address with a single command. You can use the email with the attached account files to restore your account information. You can also transfer your account information to any other device that has the Balance Now App. FLEXIBLE DESCRIPTIONS With Balance Now you can just type a description or you can customize the description list by adding new descriptions and deleting existing ones. The new descriptions appear in your list of descriptions in alphabetical order. CUSTOM REPORTS Balance Now lets you generate custom reports by specifying a date range and optionally any transaction description or transaction amount. Reports shows the date, pending flag, description, amount, balance and cleared balance. You can optionally email the report to yourself or anyone else. FEATURES & BENEFITS SUMMARY • 12 account balances for all your needs • Debit (checking) or Credit account (credit cards) • Recurring transactions to simplify input • iPad support • Account names & colors for easy id • Account backup and restore • Large numeric keyboard for easy entry • Keyboard clicks for audible confirmation • Volume control for quiet locations • Mute mode when full silence is desired • Backspace key for ease of data entry • Date added to transaction automatically • Add and delete descriptions • Scrolling list to view all transactions • “See All” to get to any transaction quickly • Easy editing to correct any mistakes • Auto decimal point placement • Pending flag for easy reconciliation • Optional password for security • Optional individual Account Lock • Custom reports by data range • Custom reports by description or amount • Email report to yourself or anyone else

Your bank app shows what cleared. Basic Checkbook shows what's real. Most banking apps only show transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal register where you log every dollar as you spend it, across checking, savings, credit cards, and brokerage accounts, so your running balance is always accurate, up to date, and yours. No bank logins. No credentials on anyone's server. Just a fast, private register that works the way a checkbook always has, only better. WHAT YOU CAN DO • Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen • Watch your true running balance update with every entry • See every account's combined total at the top, with card debt subtracted • See any month at a glance, free: money in, money out, your net, and your biggest expense • Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due • See how much of a card's limit you are using, so you know when a balance is creeping up • Decide what interest costs you: your card shows a projected charge on its due day, and you accept, adjust, or skip it • Add a transaction from your home screen with the Quick Add widget • Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight • Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance a statement step by step • Void a canceled or torn-up check and keep it on the record while the money returns to your balance • Tag transactions with as many labels as you like, and reuse any tag with one tap • Filter by type or status and search your whole register by payee, amount, memo, or tag • Schedule bills and income every 1 to 4 weeks, twice a month, monthly by date or weekday, quarterly, or yearly, with reminders, and skip one • Set a low balance warning and get a notice two days before a scheduled bill takes the balance under it • Earn interest on savings: choose the day it posts each month, and see the total at a glance • Track a brokerage account, 401(k) or IRA by its value: type it, paste it, scan a screenshot, or ask Siri, and Checkbook writes the gain or loss, keeps what you put in separate, shows your return, and reminds you to update it • Scan a check or receipt to fill in the details automatically • Track a different currency per account • Keep every account in sync across your devices with iCloud, free • Back up your entire register to a file and restore it anytime • Lock the app with Face ID, Touch ID, or a passcode BASIC CHECKBOOK PREMIUM Two ways to upgrade: Lifetime Premium, a single purchase that never renews and never expires, or a yearly plan if you prefer it. Both unlock: • Unlimited accounts: keep checking, savings, credit cards, brokerage, and more in one place • Your accounts over time: tap the total and see how they have moved, month by month, with a tile for each one • Full Monthly Recap: the tags and payees you spent the most on, plus save any month as a PDF • Payoff plan: set a monthly payment on any credit card and see the payoff date and what the interest will cost • Projected balance: where your balance is headed from your scheduled and recurring activity • Receipt photos: attach a receipt to the transaction it belongs to • Spending analytics: charts, trends, budgets, and period comparisons • Monthly PDF statements: clean, bank-style statements for any date range • CSV import and export: bring your history in, or take it anywhere • Color themes and app icons: premium palettes and home-screen icons Basic Checkbook doesn't connect to your bank or your brokerage. It never reads your transactions or stores your credentials anywhere. It's your ledger: private, accurate, and completely yours. Privacy Policy: https://basicapps.tech/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/