BluPeak vs UMe Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BluPeak
Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.
- Check account balances
- Pay bills
- Deposit checks
- Transfer funds
- Locate ATMs and branches
- View transaction history
- Activate cash back offers
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BluPeak Mobile App Manage your accounts anytime, anywhere 24/7 with BluPeak’s Mobile Banking App. Optimized for your iOS device, BluPeak Mobile is fast, secure and always FREE.* - Securely check account balances and recent banking activity - Transfer money between BluPeak accounts and set up external accounts - Deposit checks - Send payments to trusted people via Zelle® - Report cards lost or stolen - Submit travel notices - Set up balance and activity alerts - Find 30,000+ Fee-FREE Co-Op ATMs - Monitor your Credit Score - Keep track of your finances via our money management tool. - Connect with us using Secure Chat or Secure Message - Pay monthly bills - Plus Much More! For more information on BluPeak’s mobile banking capabilities, privacy and security policies, visit www.blupeak.com. Insured NCUA. *No monthly charge from BluPeak. Mobile and data rates may apply when using mobile banking.
UMe Mobile
Manage your UMe Federal Credit Union accounts securely on the go. Perform transactions like mobile check deposits, bill payments, and money transfers. Enhanced card controls allow real-time management of your cards, including enabling/disabling and setting spending limits.
- View account activity and balances
- Deposit checks remotely
- Enhanced card controls (enable/disable, limits, travel notifications)
- Pay bills and send money with Zelle®
- Transfer funds and make bank-to-bank transfers
- Locate branches and ATMs
- Contact member service
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With the UMe Mobile App, U can safely and securely access your UMe accounts anytime, anywhere. UMe Mobile is easy to navigate and allows you to: - View Account Activity & Check Balances - Deposit Checks - Enjoy enhanced Card Controls, such as enable and disable your card(s) in real time, set spending limits, create travel notifications and control where your cards can be used - Pay Bills - Send Money with Zelle® - Transfer Funds - Make Bank-to-Bank Transfers - View & Print eStatements - Locate our Branch or a Fee-Free ATM - Contact UMe Member Service via Phone or Secure Messaging - Share UMe Mobile with Friends & Family Security Here at UMe, we take your security very seriously, which is why mobile deposits with our app are just as safe as deposits at an ATM or in our branch. Your photos are transmitted immediately to UMe and never stored on your device. And your account info is secured by encryption. Contact Us Please contact us at (818) 238-2900 if you have any questions about the UMe Mobile App.
Screenshots
Verdict
BluPeak and UMe Mobile both sit at 4.8 stars, but that hides the real split: 57% of BluPeak's written reviews are positive against 31% of UMe Mobile's. BluPeak also leads on ratings volume (3.2K vs 589). UMe Mobile's advantage is update cadence (fortnightly vs monthly) and iOS requirement (15.1 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for BluPeak against 4.8 for UMe Mobile. That said, the two scores are not equally well evidenced: BluPeak has 3.2K ratings behind it against 589, so its average is the more settled of the two. Written reviews are what separate them: 57% of BluPeak's written reviews are positive against 31% of UMe Mobile's.
BluPeak ships an update monthly, UMe Mobile fortnightly. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.
| Parameter | BluPeak | UMe Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.2K ratings) | 4.8 (589 ratings) |
| Positive reviews | 57.5% of reviews — better | 30.8% of reviews |
| Number of ratings | 3.2K — better | 589 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 162 MB | 183 MB |
| Age rating | 4+ | 4+ |
| Developer | BluPeak Credit Union | UMe Federal Credit Union |
Customer experience
BluPeak
UMe Mobile
User reviews
BluPeak
From 3.2K App Store ratingsWhat we love
- 👍 Helpful and friendly staff
- 💡 Convenient mobile banking features
- 🚀 Easy to use app
- 💡 Secure and reliable banking
- 👍 Great credit building options
Room to improve
- 🐛 Unresponsive app and issues with Plaid integration
- 🐛 Unreliable app updates causing loss of functionality
- 🐛 Difficult to navigate and find needed features
- 🐛 Inconsistent user experience across platforms
- 🐛 Frequent app crashes and login issues
UMe Mobile
From 589 App Store ratingsWhat we love
- 🚀 Easy and convenient transaction completion
- 💰 Saves time and money on travel to physical branches
- 💡 New features make online banking easier
- 👍 Customizable dashboard and improved layout
- 🤝 Excellent customer service and hospitality
Room to improve
- 🔐 Excessive authentication requirements with verification codes
- 🐛 App frequently gets stuck on screens with unclickable buttons
- 😤 Confusing and poor user interface design
- 💸 Hidden monthly fees for statement delivery
- 🔄 Lost functionality from previous app version
Bugs and requests
BluPeak
Reported bugs
4 issues- Transfers not always completing successfully
- Mobile deposit issues with image capture
- Frequent app crashes and login problems
- Incompatibility with VPN usage while traveling
Requested features
5 requests- Bring back Face ID login
- Improve ATM/branch locator functionality
- Add widget option to display account balances
- Enhance mobile check deposit experience
- Provide better visibility of upcoming bills and transactions
UMe Mobile
Reported bugs
8 issues- App stuck on verification code screen with unclickable button
- Notifications and alerts stopped working
- Login lockouts after app updates
- Verification code required every app launch
- Zelle sending option not functioning properly
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- Missing printer functions
- Occasional crashes and freezes
- External bank account links lost after app migration
Requested features
4 requests- Return of Emu (alpaca) mascot character
- Improved pending transaction visibility
- Better integration with direct deposit display
- Simplified authentication process
In-app purchases
BluPeak
No in-app purchases
UMe Mobile
No in-app purchases
Questions
Is BluPeak free?
Is UMe Mobile free?
Which has better reviews, BluPeak or UMe Mobile?
Do BluPeak or UMe Mobile have ads?
Which is updated more often, BluPeak or UMe Mobile?
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