Comparison

BluPeak vs On Tap® Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BluPeak

Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.

Highlights
  • Check account balances
  • Pay bills
  • Deposit checks
  • Transfer funds
  • Locate ATMs and branches
  • View transaction history
  • Activate cash back offers
Features
Read full description

BluPeak Mobile App Manage your accounts anytime, anywhere 24/7 with BluPeak’s Mobile Banking App. Optimized for your iOS device, BluPeak Mobile is fast, secure and always FREE.* - Securely check account balances and recent banking activity - Transfer money between BluPeak accounts and set up external accounts - Deposit checks - Send payments to trusted people via Zelle® - Report cards lost or stolen - Submit travel notices - Set up balance and activity alerts - Find 30,000+ Fee-FREE Co-Op ATMs - Monitor your Credit Score - Keep track of your finances via our money management tool. - Connect with us using Secure Chat or Secure Message - Pay monthly bills - Plus Much More! For more information on BluPeak’s mobile banking capabilities, privacy and security policies, visit www.blupeak.com. Insured NCUA. *No monthly charge from BluPeak. Mobile and data rates may apply when using mobile banking.

About

On Tap® Banking

Manage your finances conveniently from your mobile device. Check balances, view transaction history, deposit checks, transfer funds, and pay bills securely. You can also manage your debit and credit cards.

Highlights
  • Pay bills
  • Deposit checks
  • Transfer funds
  • Check account balances and history
  • Manage debit and credit cards
  • Send secure messages
Features
Read full description

Coors Credit Union On Tap® Banking allows you to check balances, view transaction history, make check deposits, transfer funds and pay bills on the go! Features: - Pay bills - Deposit checks - Transfer funds - Check balances, pending transactions and account history - Send and view secure messages - Manage your debit and credit cards with Lock It Card Control™ - Use the same user name and password as your online banking account

Screenshots

BluPeak4 screens
On Tap® Banking3 screens

Verdict

The call

The clearest difference is review sentiment: On Tap® Banking at 80% against BluPeak's 57%. BluPeak's advantage is update cadence (monthly vs every 4 months) and rating (4.8 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BluPeak holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: BluPeak has 3.2K ratings behind it against 539, so its average is the more settled of the two. Written reviews complicate that: 57% of BluPeak's written reviews are positive against 80% of On Tap® Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BluPeak ships an update monthly, On Tap® Banking every 4 months. Both last shipped on September 25, 2026.

Scorecard4 real differences · 6 level
BluPeak versus On Tap® Banking: the parameters behind the verdict, then further details
ParameterBluPeakOn Tap® Banking
PriceFreeFree
Rating4.8 (3.2K ratings) — better4.6 (539 ratings)
Positive reviews57.5% of reviews80.0% of reviews — better
Number of ratings3.2K — better539
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size162 MB30 MB
Age rating4+4+
DeveloperBluPeak Credit UnionOn Tap Credit Union

Customer experience

BluPeak

All ratings3,192 ratings
Positive96.0%
Neutral1.4%
Negative2.6%
Written reviews80 reviews
Positive57.5%
Neutral8.8%
Negative33.8%

On Tap® Banking

All ratings539 ratings
Positive89.8%
Neutral4.3%
Negative5.9%
Written reviews140 reviews
Positive80.0%
Neutral7.1%
Negative12.9%

User reviews

BluPeak

From 3.2K App Store ratings

What we love

  • 👍 Helpful and friendly staff
  • 💡 Convenient mobile banking features
  • 🚀 Easy to use app
  • 💡 Secure and reliable banking
  • 👍 Great credit building options

Room to improve

  • 🐛 Unresponsive app and issues with Plaid integration
  • 🐛 Unreliable app updates causing loss of functionality
  • 🐛 Difficult to navigate and find needed features
  • 🐛 Inconsistent user experience across platforms
  • 🐛 Frequent app crashes and login issues

On Tap® Banking

From 539 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 🔒 Secure banking
  • 💡 Convenient features
  • 🤝 Great customer service

Room to improve

  • 🐛 Occasional crashes and bugs
  • 🔍 Outdated or lacking features
  • 🤔 Confusing navigation
  • 🔋 High battery consumption

Bugs and requests

BluPeak

Reported bugs

4 issues
  • Transfers not always completing successfully
  • Mobile deposit issues with image capture
  • Frequent app crashes and login problems
  • Incompatibility with VPN usage while traveling

Requested features

5 requests
  • Bring back Face ID login
  • Improve ATM/branch locator functionality
  • Add widget option to display account balances
  • Enhance mobile check deposit experience
  • Provide better visibility of upcoming bills and transactions

On Tap® Banking

Reported bugs

4 issues
  • Login screen freezes
  • Mobile deposit issues
  • Inconsistent app performance
  • Trouble with face/fingerprint recognition

Requested features

4 requests
  • Dark mode option
  • Advanced analytics dashboard
  • Improved accessibility for vision-impaired users
  • Seamless member-to-member transfers

In-app purchases

None

BluPeak

No in-app purchases

None

On Tap® Banking

No in-app purchases

Questions

Is BluPeak free?
BluPeak is free to download, with no in-app purchases.
Is On Tap® Banking free?
On Tap® Banking is free to download, with no in-app purchases.
Which has better reviews, BluPeak or On Tap® Banking?
BluPeak is rated higher. BluPeak averages 4.8 out of 5 from 3.2K ratings, while On Tap® Banking averages 4.6 from 539 ratings.
Do BluPeak or On Tap® Banking have ads?
Neither BluPeak nor On Tap® Banking shows ads.
Which is updated more often, BluPeak or On Tap® Banking?
BluPeak ships an update monthly, and On Tap® Banking every 4 months. Most recently, BluPeak was updated on September 25, 2026 and On Tap® Banking on September 25, 2026.

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