Comparison

BluPeak vs Elements Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BluPeak

Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.

Highlights
  • Check account balances
  • Pay bills
  • Deposit checks
  • Transfer funds
  • Locate ATMs and branches
  • View transaction history
  • Activate cash back offers
Features
Read full description

BluPeak Mobile App Manage your accounts anytime, anywhere 24/7 with BluPeak’s Mobile Banking App. Optimized for your iOS device, BluPeak Mobile is fast, secure and always FREE.* - Securely check account balances and recent banking activity - Transfer money between BluPeak accounts and set up external accounts - Deposit checks - Send payments to trusted people via Zelle® - Report cards lost or stolen - Submit travel notices - Set up balance and activity alerts - Find 30,000+ Fee-FREE Co-Op ATMs - Monitor your Credit Score - Keep track of your finances via our money management tool. - Connect with us using Secure Chat or Secure Message - Pay monthly bills - Plus Much More! For more information on BluPeak’s mobile banking capabilities, privacy and security policies, visit www.blupeak.com. Insured NCUA. *No monthly charge from BluPeak. Mobile and data rates may apply when using mobile banking.

About

Elements Mobile Banking

Manage your finances conveniently and securely. This app allows you to easily pay bills, track transactions, and access all your account information anytime, anywhere. Enjoy peace of mind with robust security features designed to protect your personal data.

Highlights
  • Check balances and account history
  • View pending transactions
  • Pay bills
  • Deposit paper checks
  • Transfer funds
  • Secure messaging
Features
Read full description

Bank from wherever you are with Elements Mobile Banking. Check balances, view account details, and make or edit payments—all securely from your mobile device. As a member‑owned credit union, Elements is committed to making banking simple, secure, and accessible. Digital banking plays an important role in how we support our members by giving you the tools you need to manage your money with confidence—anytime, anywhere. Features include: Dashboard Manage all your Elements accounts in one easy‑to‑view dashboard. See available funds, track savings goals, review upcoming payments, view deposits, and access personalized insights—all in one clear, simple screen. Accounts View and manage your cash accounts digitally. Review recent transactions, check current balances, and search for specific payments or deposits with ease. Bill Pay Schedule or manually make bill payments through our easy‑to‑use bill pay system to stay organized and on track. Fund Transfers Send money to and from your connected accounts quickly and securely using our simple fund transfer tools.

Screenshots

BluPeak4 screens
Elements Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: BluPeak at 4.8 against Elements Mobile Banking's 4.4. BluPeak also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 4 months). Elements Mobile Banking's advantage is review sentiment (68% vs 57%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BluPeak holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 3.2K and 1.2K respectively. Written reviews complicate that: 57% of BluPeak's written reviews are positive against 68% of Elements Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BluPeak ships an update monthly, Elements Mobile Banking every 4 months. The most recent releases landed on September 25, 2026 and September 19, 2026 respectively.

Scorecard4 real differences · 6 level
BluPeak versus Elements Mobile Banking: the parameters behind the verdict, then further details
ParameterBluPeakElements Mobile Banking
PriceFreeFree
Rating4.8 (3.2K ratings) — better4.4 (1.2K ratings)
Positive reviews57.5% of reviews67.7% of reviews — better
Number of ratings3.2K — better1.2K
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS17.016.0 — better
Further details — not scored
Size162 MB41 MB
Age rating4+4+
DeveloperBluPeak Credit UnionElements Financial Federal Credit Union

Customer experience

BluPeak

All ratings3,192 ratings
Positive96.0%
Neutral1.4%
Negative2.6%
Written reviews80 reviews
Positive57.5%
Neutral8.8%
Negative33.8%

Elements Mobile Banking

All ratings1,169 ratings
Positive85.7%
Neutral4.1%
Negative10.2%
Written reviews93 reviews
Positive67.7%
Neutral10.8%
Negative21.5%

User reviews

BluPeak

From 3.2K App Store ratings

What we love

  • 👍 Helpful and friendly staff
  • 💡 Convenient mobile banking features
  • 🚀 Easy to use app
  • 💡 Secure and reliable banking
  • 👍 Great credit building options

Room to improve

  • 🐛 Unresponsive app and issues with Plaid integration
  • 🐛 Unreliable app updates causing loss of functionality
  • 🐛 Difficult to navigate and find needed features
  • 🐛 Inconsistent user experience across platforms
  • 🐛 Frequent app crashes and login issues

Elements Mobile Banking

From 1.2K App Store ratings

What we love

  • 🚀 Easy to use
  • 🚀 Convenient banking features
  • 🚀 Reliable app performance
  • 🚀 Seamless integration with website
  • 🔒 Secure banking experience

Room to improve

  • 🐛 Frequent crashes and errors
  • 🐛 Slow and unresponsive app
  • 🐛 Confusing bill pay functionality
  • 🐛 Inconsistent user interface
  • 🔋 High battery consumption

Bugs and requests

BluPeak

Reported bugs

4 issues
  • Transfers not always completing successfully
  • Mobile deposit issues with image capture
  • Frequent app crashes and login problems
  • Incompatibility with VPN usage while traveling

Requested features

5 requests
  • Bring back Face ID login
  • Improve ATM/branch locator functionality
  • Add widget option to display account balances
  • Enhance mobile check deposit experience
  • Provide better visibility of upcoming bills and transactions

Elements Mobile Banking

Reported bugs

4 issues
  • Login screen freezes
  • Mobile check deposit issues
  • Unexpected errors when opening the app
  • Inability to properly edit payee information

Requested features

5 requests
  • Improved bill pay experience
  • Ability to view account interest rates
  • Qualifying transactions counter for promotions
  • Option to remember device and avoid repeated authentication
  • Seamless integration with external accounts and cards

In-app purchases

None

BluPeak

No in-app purchases

None

Elements Mobile Banking

No in-app purchases

Questions

Is BluPeak free?
BluPeak is free to download, with no in-app purchases.
Is Elements Mobile Banking free?
Elements Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, BluPeak or Elements Mobile Banking?
BluPeak is rated higher. BluPeak averages 4.8 out of 5 from 3.2K ratings, while Elements Mobile Banking averages 4.4 from 1.2K ratings.
Do BluPeak or Elements Mobile Banking have ads?
Neither BluPeak nor Elements Mobile Banking shows ads.
Which is updated more often, BluPeak or Elements Mobile Banking?
BluPeak ships an update monthly, and Elements Mobile Banking every 4 months. Most recently, BluPeak was updated on September 25, 2026 and Elements Mobile Banking on September 19, 2026.

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