BluPeak vs Elements Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BluPeak
Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.
- Check account balances
- Pay bills
- Deposit checks
- Transfer funds
- Locate ATMs and branches
- View transaction history
- Activate cash back offers
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BluPeak Mobile App Manage your accounts anytime, anywhere 24/7 with BluPeak’s Mobile Banking App. Optimized for your iOS device, BluPeak Mobile is fast, secure and always FREE.* - Securely check account balances and recent banking activity - Transfer money between BluPeak accounts and set up external accounts - Deposit checks - Send payments to trusted people via Zelle® - Report cards lost or stolen - Submit travel notices - Set up balance and activity alerts - Find 30,000+ Fee-FREE Co-Op ATMs - Monitor your Credit Score - Keep track of your finances via our money management tool. - Connect with us using Secure Chat or Secure Message - Pay monthly bills - Plus Much More! For more information on BluPeak’s mobile banking capabilities, privacy and security policies, visit www.blupeak.com. Insured NCUA. *No monthly charge from BluPeak. Mobile and data rates may apply when using mobile banking.
Elements Mobile Banking
Manage your finances conveniently and securely. This app allows you to easily pay bills, track transactions, and access all your account information anytime, anywhere. Enjoy peace of mind with robust security features designed to protect your personal data.
- Check balances and account history
- View pending transactions
- Pay bills
- Deposit paper checks
- Transfer funds
- Secure messaging
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Bank from wherever you are with Elements Mobile Banking. Check balances, view account details, and make or edit payments—all securely from your mobile device. As a member‑owned credit union, Elements is committed to making banking simple, secure, and accessible. Digital banking plays an important role in how we support our members by giving you the tools you need to manage your money with confidence—anytime, anywhere. Features include: Dashboard Manage all your Elements accounts in one easy‑to‑view dashboard. See available funds, track savings goals, review upcoming payments, view deposits, and access personalized insights—all in one clear, simple screen. Accounts View and manage your cash accounts digitally. Review recent transactions, check current balances, and search for specific payments or deposits with ease. Bill Pay Schedule or manually make bill payments through our easy‑to‑use bill pay system to stay organized and on track. Fund Transfers Send money to and from your connected accounts quickly and securely using our simple fund transfer tools.
Screenshots
Verdict
The clearest difference is rating: BluPeak at 4.8 against Elements Mobile Banking's 4.4. BluPeak also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 4 months). Elements Mobile Banking's advantage is review sentiment (68% vs 57%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BluPeak holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 3.2K and 1.2K respectively. Written reviews complicate that: 57% of BluPeak's written reviews are positive against 68% of Elements Mobile Banking's, so the app with the better star average is not the one people write more warmly about.
BluPeak ships an update monthly, Elements Mobile Banking every 4 months. The most recent releases landed on September 25, 2026 and September 19, 2026 respectively.
| Parameter | BluPeak | Elements Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.2K ratings) — better | 4.4 (1.2K ratings) |
| Positive reviews | 57.5% of reviews | 67.7% of reviews — better |
| Number of ratings | 3.2K — better | 1.2K |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 162 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | BluPeak Credit Union | Elements Financial Federal Credit Union |
Customer experience
BluPeak
Elements Mobile Banking
User reviews
BluPeak
From 3.2K App Store ratingsWhat we love
- 👍 Helpful and friendly staff
- 💡 Convenient mobile banking features
- 🚀 Easy to use app
- 💡 Secure and reliable banking
- 👍 Great credit building options
Room to improve
- 🐛 Unresponsive app and issues with Plaid integration
- 🐛 Unreliable app updates causing loss of functionality
- 🐛 Difficult to navigate and find needed features
- 🐛 Inconsistent user experience across platforms
- 🐛 Frequent app crashes and login issues
Elements Mobile Banking
From 1.2K App Store ratingsWhat we love
- 🚀 Easy to use
- 🚀 Convenient banking features
- 🚀 Reliable app performance
- 🚀 Seamless integration with website
- 🔒 Secure banking experience
Room to improve
- 🐛 Frequent crashes and errors
- 🐛 Slow and unresponsive app
- 🐛 Confusing bill pay functionality
- 🐛 Inconsistent user interface
- 🔋 High battery consumption
Bugs and requests
BluPeak
Reported bugs
4 issues- Transfers not always completing successfully
- Mobile deposit issues with image capture
- Frequent app crashes and login problems
- Incompatibility with VPN usage while traveling
Requested features
5 requests- Bring back Face ID login
- Improve ATM/branch locator functionality
- Add widget option to display account balances
- Enhance mobile check deposit experience
- Provide better visibility of upcoming bills and transactions
Elements Mobile Banking
Reported bugs
4 issues- Login screen freezes
- Mobile check deposit issues
- Unexpected errors when opening the app
- Inability to properly edit payee information
Requested features
5 requests- Improved bill pay experience
- Ability to view account interest rates
- Qualifying transactions counter for promotions
- Option to remember device and avoid repeated authentication
- Seamless integration with external accounts and cards
In-app purchases
BluPeak
No in-app purchases
Elements Mobile Banking
No in-app purchases





