Elements Mobile Banking vs Element
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Elements Mobile Banking
Manage your finances conveniently and securely. This app allows you to easily pay bills, track transactions, and access all your account information anytime, anywhere. Enjoy peace of mind with robust security features designed to protect your personal data.
- Check balances and account history
- View pending transactions
- Pay bills
- Deposit paper checks
- Transfer funds
- Secure messaging
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Bank from wherever you are with Elements Mobile Banking. Check balances, view account details, and make or edit payments—all securely from your mobile device. As a member‑owned credit union, Elements is committed to making banking simple, secure, and accessible. Digital banking plays an important role in how we support our members by giving you the tools you need to manage your money with confidence—anytime, anywhere. Features include: Dashboard Manage all your Elements accounts in one easy‑to‑view dashboard. See available funds, track savings goals, review upcoming payments, view deposits, and access personalized insights—all in one clear, simple screen. Accounts View and manage your cash accounts digitally. Review recent transactions, check current balances, and search for specific payments or deposits with ease. Bill Pay Schedule or manually make bill payments through our easy‑to‑use bill pay system to stay organized and on track. Fund Transfers Send money to and from your connected accounts quickly and securely using our simple fund transfer tools.
Element
Access your accounts conveniently with mobile check deposit, branch information, and contact details. Manage your finances on the go with secure mobile banking features.
- Mobile check deposit
- Account access
- Branch information
- Contact details
- Secure mobile banking
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Element Federal Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.
Screenshots
Verdict
The clearest difference is review sentiment: Elements Mobile Banking at 67% against Element's 0%. Elements Mobile Banking also leads on ratings volume (1.2K vs 9) and rating (4.4 vs 4.1). Element's advantage is update cadence (every 3 weeks vs every 4 months) and monetization model (ad-supported vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Elements Mobile Banking holds the better App Store score, 4.4 against 4.1. That said, the two scores are not equally well evidenced: Elements Mobile Banking has 1.2K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 67% of Elements Mobile Banking's written reviews are positive against 0% of Element's.
Elements Mobile Banking ships an update every 4 months, Element every 3 weeks. The most recent releases landed on October 14, 2026 and October 2, 2026 respectively.
| Parameter | Elements Mobile Banking | Element |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.2K ratings) — better | 4.1 (9 ratings) |
| Positive reviews | 67.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.2K — better | 9 |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 41 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Elements Financial Federal Credit Union | Element FCU - Biz Banking |
Customer experience
Elements Mobile Banking
Element
Bugs and requests
Elements Mobile Banking
Reported bugs
4 issues- Login screen freezes
- Mobile check deposit issues
- Unexpected errors when opening the app
- Inability to properly edit payee information
Requested features
5 requests- Improved bill pay experience
- Ability to view account interest rates
- Qualifying transactions counter for promotions
- Option to remember device and avoid repeated authentication
- Seamless integration with external accounts and cards
Element
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Elements Mobile Banking
No in-app purchases
Element
No in-app purchases
Questions
Is Elements Mobile Banking free?
Is Element free?
Which has better reviews, Elements Mobile Banking or Element?
Do Elements Mobile Banking or Element have ads?
Which is updated more often, Elements Mobile Banking or Element?
Other comparisons
