Element vs WVFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Element
Access your accounts conveniently with mobile check deposit, branch information, and contact details. Manage your finances on the go with secure mobile banking features.
- Mobile check deposit
- Account access
- Branch information
- Contact details
- Secure mobile banking
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Element Federal Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.
WVFCU
Manage your finances conveniently with this mobile banking app. Check balances, view transaction history, transfer funds, pay bills, and deposit checks from your device. Find ATM locations and set account alerts for better financial management.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Pay bills and loans
- Deposit checks remotely
- Find ATM locations
- Set account alerts
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West Virginia FCU's Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - View Statements - View Cleared Check Images - Transfer Funds - Pay Bills - Deposit Checks - Pay Loans - Find ATM Locations - Set Account Alerts
Screenshots
Verdict
The clearest difference is rating: WVFCU at 4.5 against Element's 4.1. WVFCU also leads on review sentiment (13% vs 0%) and monetization model (free vs ad-supported). Element's advantage is update cadence (every 3 weeks vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
WVFCU holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 9 and 4 respectively. Written reviews point the same way: 0% of Element's written reviews are positive against 13% of WVFCU's.
Element ships an update every 3 weeks, WVFCU every 4 months. The most recent releases landed on September 14, 2026 and September 20, 2026 respectively.
| Parameter | Element | WVFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (9 ratings) | 4.5 (4 ratings) — better |
| Positive reviews | 0.0% of reviews | 12.5% of reviews — better |
| Number of ratings | 9 — better | 4 |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 61 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Element FCU - Biz Banking | West Virginia Federal Credit Union |
Customer experience
Element
WVFCU
In-app purchases
Element
No in-app purchases
WVFCU
No in-app purchases
