First Bank Digital Banking vs SpendTrack

First Bank Digital Banking Bank on the go The First Bank mobile banking app is your trusted place to bank anywhere, anytime securely from your Apple device. With the First Bank app, customers can view real-time account balances and recent transaction history, transfer funds, deposit checks into their First Bank accounts, and more. We have over 100 branches spreading across North Carolina and South Carolina, but with the First Bank mobile app, you can bank with us 24/7 and deposit checks on the go. Access your accounts securely and in a flash by using biometrics. So, go mobile and take care of your banking whenever and wherever you want! View a few capabilities you have when using the First Bank app: - Review account activity and balances by date and description through the mobile app or using an Apple Watch - Move funds between First Bank accounts and external accounts - Deposit checks with ease from your phone using our mobile deposit feature - Gain financial clarity with MyMoney, allowing you to view financial patterns, create custom categories for transaction history, and link accounts from other financial institutions - Add your cards to your Mobile Wallet for faster, more convenient payments - Enroll in Digital Banking directly through the mobile app - Find First Bank branches across the Carolinas and more. Secure your account with a fingerprint or face reader on supported devices. First Bank is the leading independent, full-service community bank in the Carolinas. From personal to business banking, our local team is here to help you. *Mobile connectivity and usage fees may apply. Contact your mobile phone provider for more information. Member FDIC.

This application is powered by Fiserv, Inc. but is activated through specific financial institutions and businesses. Check with your business administrator or financial institution to ensure they participate in SpendTrack prior to downloading. Exact functionality may vary by financial institution based on their subscription. _________________________________________ SPENDTRACK HELPS BUSINESSES EFFICIENTLY MANAGE THEIR CARD PROGRAM AND EXPENSES DIGITALLY SpendTrack is a scalable solution that is ideal for small and midsize businesses. It enables: -- Employees to make payments, view transactions, request a card and submit expense reports -- Small-business owners and managers to view employee accounts, open new accounts, manage credit lines, and view and approve expense reports ROBUST FUNCTIONALITY – ALL IN ONE APP -- Real-time card controls, including locking and unlocking a card, resetting PIN, reporting a lost/stolen card, establishing spending limits and enabling merchant category restrictions -- Customizable expense management workflows that streamline the administration and review process -- Intelligent receipt capture with card and transaction data auto-population, even before the transaction posts -- Expense report creation with receipt attachments and mileage claims -- Statement access and payment information -- Spend breakdowns, by cardholder, department, or pay account -- Comprehensive analytics that provide complete program visibility and drive better business decisions with insights into spend trends, merchant spend and credit line use