Comparison

First Bank Digital Banking vs Tip Protector

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Bank Digital Banking

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

Highlights
  • View real-time account balances
  • Transfer funds between accounts
  • Deposit checks via mobile
  • Track financial patterns
  • Add cards to mobile wallet
  • Biometric account security
Features
Read full description

First Bank Digital Banking Bank on the go The First Bank mobile banking app is your trusted place to bank anywhere, anytime securely from your Apple device. With the First Bank app, customers can view real-time account balances and recent transaction history, transfer funds, deposit checks into their First Bank accounts, and more. We have over 100 branches spreading across North Carolina and South Carolina, but with the First Bank mobile app, you can bank with us 24/7 and deposit checks on the go. Access your accounts securely and in a flash by using biometrics. So, go mobile and take care of your banking whenever and wherever you want! View a few capabilities you have when using the First Bank app: - Review account activity and balances by date and description through the mobile app or using an Apple Watch - Move funds between First Bank accounts and external accounts - Deposit checks with ease from your phone using our mobile deposit feature - Gain financial clarity with MyMoney, allowing you to view financial patterns, create custom categories for transaction history, and link accounts from other financial institutions - Add your cards to your Mobile Wallet for faster, more convenient payments - Enroll in Digital Banking directly through the mobile app - Find First Bank branches across the Carolinas and more. Secure your account with a fingerprint or face reader on supported devices. First Bank is the leading independent, full-service community bank in the Carolinas. From personal to business banking, our local team is here to help you. *Mobile connectivity and usage fees may apply. Contact your mobile phone provider for more information. Member FDIC.

About

Tip Protector

This app helps you calculate tips accurately and detect potential tip fraud. It allows you to scan receipts, split bills, and track your tipping history to ensure your transactions are correct.

Highlights
  • Accurate tip calculation
  • Tip fraud detection
  • Receipt scanning with OCR
  • Bill splitting
  • Tipping history tracking
  • Multi-language support
Features
Read full description

Tipping is a common custom at restaurants around the world. Unfortunately, that means you risk being a victim of tip fraud when you leave a tip. When you leave a tip, it is possible for someone to alter the tip amount so that you are charged for a larger tip than you had planned. Up until now, the only way to prevent this type of fraud is to save all your dining receipts and then check them against your credit card statement at the end of the month. How many of us do that? Very few. Tip Protector is an advanced tip calculator app that helps users calculate tips accurately and makes catching tip fraud much easier. Tip protector takes the percentage tip that you would like to leave (based upon the total bill before or after tax) and calculates tip options to make the last 4 digits of the final transaction repeat. At the end of the month, you can simply look through your credit card statement, and any transaction where the amount paid does not show this repeating pattern indicates that the tip may have been altered. No more having to look through every bill in order to prevent tip fraud. With Tip Protector on your phone, you can: - Calculate tips based on subtotal or total amounts with customizable tip percentages - Split bills fairly between multiple people (up to 20 maximum) - Scan receipts using the device camera and OCR technology to automatically pull out amounts, no manual entry needed - Save tip calculations with location, category, and bill images - Track tipping history and view statistics like spending trends and category breakdowns - Detect potential tip fraud by comparing calculated amounts with charged amounts - Available in 17 languages with beautiful light and dark themes Users can authenticate using email, Google, or Apple Sign In to sync their data across devices. The app requires camera permission for bill scanning functionality. No user data is shared with third parties. Download Tip Protector today and make it easy to protect the integrity of your tip. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

First Bank Digital Banking4 screens
Tip Protector4 screens

Verdict

The call

The clearest difference is in-app purchases: First Bank Digital Banking at none against Tip Protector's 2. First Bank Digital Banking also leads on ratings volume (6.3K vs 4). Tip Protector's advantage is update cadence (every 8 days vs every 3 months) and rating (5.0 vs 4.6). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Tip Protector sells 2 in-app purchases, starting at $1.99 per month. First Bank Digital Banking asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Tip Protector holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: First Bank Digital Banking has 6.3K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 86% of First Bank Digital Banking's written reviews are positive against 100% of Tip Protector's.

UpkeepUpdate frequency

First Bank Digital Banking ships an update every 3 months, Tip Protector every 8 days. The most recent releases landed on October 14, 2026 and October 5, 2026 respectively.

Scorecard5 real differences · 5 level
First Bank Digital Banking versus Tip Protector: the parameters behind the verdict, then further details
ParameterFirst Bank Digital BankingTip Protector
PriceFreeFree
Rating4.6 (6.3K ratings)5.0 (4 ratings) — better
Positive reviews85.9% of reviews100.0% of reviews — better
Number of ratings6.3K — better4
Update frequencyEvery 3 monthsEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.5 — better
Further details — not scored
Size130 MB129 MB
Age rating4+4+
DeveloperFIRST BANCORPELLIE OLITSKY

Customer experience

First Bank Digital Banking

All ratings6,339 ratings
Positive90.3%
Neutral2.9%
Negative6.8%
Written reviews665 reviews
Positive85.9%
Neutral4.1%
Negative10.1%

Tip Protector

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

First Bank Digital Banking

Reported bugs

3 issues
  • Mobile deposit issues
  • Inconsistent transaction posting
  • Frequent logouts

Requested features

5 requests
  • Ability to save password/login credentials
  • Improved bill pay functionality
  • Integrate credit card accounts
  • Add Zelle integration
  • Optimize for mobile use

Tip Protector

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Bank Digital Banking

No in-app purchases

2 purchases

Tip Protector

Subscriptions2
  • Plus (Monthly)$1.991 Month
  • Plus (Yearly)3 Days trial$15.991 Year

Questions

Is First Bank Digital Banking free?
First Bank Digital Banking is free to download, with no in-app purchases.
Is Tip Protector free?
Tip Protector is free to download, with in-app purchases available.
Which has better reviews, First Bank Digital Banking or Tip Protector?
Tip Protector is rated higher. First Bank Digital Banking averages 4.6 out of 5 from 6.3K ratings, while Tip Protector averages 5.0 from 4 ratings.
Do First Bank Digital Banking or Tip Protector have ads?
Neither First Bank Digital Banking nor Tip Protector shows ads.
Which is updated more often, First Bank Digital Banking or Tip Protector?
First Bank Digital Banking ships an update every 3 months, and Tip Protector every 8 days. Most recently, First Bank Digital Banking was updated on October 14, 2026 and Tip Protector on October 5, 2026.

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