Comparison

Easy Mortgages vs SimplyPlus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Easy Mortgages

Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.

Highlights
  • Payment calculations
  • Extra payment simulation
  • Amortization schedule
  • Save loans for comparison
  • HTML/CSV file generation
  • Passcode protection
Features
Read full description

Wow! Amazing! What it saves with an affordable extra payment every month? This professional Mortgage Loan Calculator is a powerful, fast and easy-to-use iPhone App perfect for Home Buyers, Home owners, Brokers and Realtors. Make confident home-financing decisions with a fast, beautiful mortgage calculator built for iPhone and iPad. The core calculator is completely free — no ads, no tracking, no account. CALCULATE WITH CONFIDENCE • Monthly payment with principal & interest (PITI) • Property taxes, homeowners insurance, HOA/condo fees • Total interest and total cost over the life of the loan • Complete amortization schedule, month by month • See how extra payments cut years and interest VISUALIZE YOUR LOANS • Clean dashboard with interactive charts • Compare monthly payments and interest rates at a glance • Portfolio overview and financial insights • Price-per-square-foot tracking COMPARE SCENARIOS Save unlimited loans and compare down payments, rates, terms, and property values side by side to see which option saves the most. SYNC & PRIVACY • Optional iCloud sync across iPhone and iPad • Works fully offline • No login, no data collection, no ads • Your data stays on your device and in your personal iCloud NEW — AGENT PRO (for real-estate agents & loan officers) Everything in the free calculator stays free. Agent Pro adds the client-facing tools professionals use in front of clients: • Presentation Mode — hand the phone across the table; live sliders update the payment instantly • Branded PDF reports — your photo, name, brokerage, and license, with a "scan to save my contact" QR on every page • Payment Scenario one-pagers and Side-by-Side comparisons • Open House finance flyers with three financing options • Seller Net Sheets and Refinance analyses • Buyer Estimate Worksheets • Client Book — track clients, attach scenarios, set follow-up reminders • Pro calculators — Affordability, Rent vs Buy, Points, 2-1 / 3-2-1 Buydowns, Blended Rate, and loan-type payments (Conventional, FHA, VA, USDA, Jumbo) Every report is generated on your device. No accounts, no servers — your data never leaves your device except through your own iCloud. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy : https://www​.mobileinnov​.com​/​Privacy​Policy​.html

About

SimplyPlus

Features
Read full description

Putting the Simple Back in Home Lending The home buying process should be exciting, not exhausting. Meet Simply+ by SimplyPMG. The app designed to take the stress, clutter, and guesswork out of your mortgage journey. Apply & Upload Anywhere: Securely snap and send your W2s, bank statements, or tax returns right from your phone. Zero Guesswork, Total Transparency: Wondering "what's next?" is the biggest source of borrower anxiety. Simply+ keeps you in the loop with real-time milestone alerts and automatic reminders so you always know exactly where you stand. Expert Help at Your Fingertips: Need a quick answer? Your loan officer’s contact info is always just a tap away. We’re reducing the friction and removing the worry so you can enjoy the path to homeownership. Simply+. The loan process made simple, from start to finish. Simpler process. Better Pricing. The SimplyPMG way.

Screenshots

Easy Mortgages4 screens
SimplyPlus4 screens

Verdict

The call

The clearest difference is in-app purchases: SimplyPlus at none against Easy Mortgages's 1. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Easy Mortgages sells 1 in-app purchase, starting at $9.99 per year. SimplyPlus asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 18, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 9 level
Easy Mortgages versus SimplyPlus: the parameters behind the verdict, then further details
ParameterEasy MortgagesSimplyPlus
PriceFreeFree
Rating3.4 (7 ratings) — better—
Positive reviews56.9% of reviews—
Number of ratings7 — better—
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.618.0 — better
Further details — not scored
Size6 MB102 MB
Age rating4+4+
DeveloperMobile Innovations LLCVENTA FINANCIAL GROUP, INC.

Bugs and requests

Easy Mortgages

Reported bugs

10 issues
  • Amortization schedule crashes app consistently
  • App crashes when clicking amortization button
  • Data loss when updating app without warning
  • Extra principal payment changes apply to all mortgages instead of individual ones
  • Extra principal amounts reset to default values
Show 5 more
  • Total payment amount doesn't update with extra principal changes
  • App crashes on iOS 8 and newer versions
  • App incompatible with iPhone 6+ and newer devices
  • Random crashes unrelated to specific actions
  • Incorrect keypad displayed for numeric input fields

Requested features

11 requests
  • Ability to enter loan terms in years instead of months only
  • Reverse calculation (enter desired payment, calculate terms)
  • Biweekly and weekly payment schedule options
  • Down payment entry as percentage of purchase price
  • Ability to rename saved mortgages
Show 6 more
  • Single large extra payment option
  • Start and end dates in amortization table
  • Ability to compare multiple payment scenarios side-by-side
  • iPad version of the app
  • Customizable background colors/themes
  • Combined view of total payments across multiple loans

SimplyPlus

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Easy Mortgages

Subscriptions1
  • Agent Pro7 Days trial$9.991 Year
None

SimplyPlus

No in-app purchases

Questions

Is Easy Mortgages free?
Easy Mortgages is free to download, with in-app purchases available.
Is SimplyPlus free?
SimplyPlus is free to download, with no in-app purchases.
Do Easy Mortgages or SimplyPlus have ads?
Neither Easy Mortgages nor SimplyPlus shows ads.
Which is updated more often, Easy Mortgages or SimplyPlus?
Easy Mortgages ships an update monthly, and SimplyPlus monthly. Most recently, Easy Mortgages was updated on October 18, 2026 and SimplyPlus on October 13, 2026.

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