Easy Mortgages vs SimplyPlus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Easy Mortgages
Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.
- Payment calculations
- Extra payment simulation
- Amortization schedule
- Save loans for comparison
- HTML/CSV file generation
- Passcode protection
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Wow! Amazing! What it saves with an affordable extra payment every month? This professional Mortgage Loan Calculator is a powerful, fast and easy-to-use iPhone App perfect for Home Buyers, Home owners, Brokers and Realtors. Make confident home-financing decisions with a fast, beautiful mortgage calculator built for iPhone and iPad. The core calculator is completely free — no ads, no tracking, no account. CALCULATE WITH CONFIDENCE • Monthly payment with principal & interest (PITI) • Property taxes, homeowners insurance, HOA/condo fees • Total interest and total cost over the life of the loan • Complete amortization schedule, month by month • See how extra payments cut years and interest VISUALIZE YOUR LOANS • Clean dashboard with interactive charts • Compare monthly payments and interest rates at a glance • Portfolio overview and financial insights • Price-per-square-foot tracking COMPARE SCENARIOS Save unlimited loans and compare down payments, rates, terms, and property values side by side to see which option saves the most. SYNC & PRIVACY • Optional iCloud sync across iPhone and iPad • Works fully offline • No login, no data collection, no ads • Your data stays on your device and in your personal iCloud NEW — AGENT PRO (for real-estate agents & loan officers) Everything in the free calculator stays free. Agent Pro adds the client-facing tools professionals use in front of clients: • Presentation Mode — hand the phone across the table; live sliders update the payment instantly • Branded PDF reports — your photo, name, brokerage, and license, with a "scan to save my contact" QR on every page • Payment Scenario one-pagers and Side-by-Side comparisons • Open House finance flyers with three financing options • Seller Net Sheets and Refinance analyses • Buyer Estimate Worksheets • Client Book — track clients, attach scenarios, set follow-up reminders • Pro calculators — Affordability, Rent vs Buy, Points, 2-1 / 3-2-1 Buydowns, Blended Rate, and loan-type payments (Conventional, FHA, VA, USDA, Jumbo) Every report is generated on your device. No accounts, no servers — your data never leaves your device except through your own iCloud. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy : https://www.mobileinnov.com/PrivacyPolicy.html
SimplyPlus
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Putting the Simple Back in Home Lending The home buying process should be exciting, not exhausting. Meet Simply+ by SimplyPMG. The app designed to take the stress, clutter, and guesswork out of your mortgage journey. Apply & Upload Anywhere: Securely snap and send your W2s, bank statements, or tax returns right from your phone. Zero Guesswork, Total Transparency: Wondering "what's next?" is the biggest source of borrower anxiety. Simply+ keeps you in the loop with real-time milestone alerts and automatic reminders so you always know exactly where you stand. Expert Help at Your Fingertips: Need a quick answer? Your loan officer’s contact info is always just a tap away. We’re reducing the friction and removing the worry so you can enjoy the path to homeownership. Simply+. The loan process made simple, from start to finish. Simpler process. Better Pricing. The SimplyPMG way.
Screenshots
Verdict
The clearest difference is in-app purchases: SimplyPlus at none against Easy Mortgages's 1. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Easy Mortgages sells 1 in-app purchase, starting at $9.99 per year. SimplyPlus asks for nothing beyond the download.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 18, 2026 and October 13, 2026 respectively.
| Parameter | Easy Mortgages | SimplyPlus |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (7 ratings) — better | — |
| Positive reviews | 56.9% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.6 | 18.0 — better |
| Further details — not scored | ||
| Size | 6 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | Mobile Innovations LLC | VENTA FINANCIAL GROUP, INC. |
Bugs and requests
Easy Mortgages
Reported bugs
10 issues- Amortization schedule crashes app consistently
- App crashes when clicking amortization button
- Data loss when updating app without warning
- Extra principal payment changes apply to all mortgages instead of individual ones
- Extra principal amounts reset to default values
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- Total payment amount doesn't update with extra principal changes
- App crashes on iOS 8 and newer versions
- App incompatible with iPhone 6+ and newer devices
- Random crashes unrelated to specific actions
- Incorrect keypad displayed for numeric input fields
Requested features
11 requests- Ability to enter loan terms in years instead of months only
- Reverse calculation (enter desired payment, calculate terms)
- Biweekly and weekly payment schedule options
- Down payment entry as percentage of purchase price
- Ability to rename saved mortgages
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- Single large extra payment option
- Start and end dates in amortization table
- Ability to compare multiple payment scenarios side-by-side
- iPad version of the app
- Customizable background colors/themes
- Combined view of total payments across multiple loans
SimplyPlus
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Easy Mortgages
- Agent Pro7 Days trial$9.991 Year
SimplyPlus
No in-app purchases
Questions
Is Easy Mortgages free?
Is SimplyPlus free?
Do Easy Mortgages or SimplyPlus have ads?
Which is updated more often, Easy Mortgages or SimplyPlus?
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