Comparison

SETCO ONE vs PCU Anywhere

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SETCO ONE

This app helps real estate professionals quickly generate seller net sheets and buyer estimates for clients. It offers preloaded calculations and closing costs specific to cities and counties, with a premium subscription for enhanced features.

Highlights
  • City/county specific closing costs
  • Seller net sheets generation
  • Buyer estimates creation
  • Preloaded calculations
  • 30-day free trial for premium
Features
Read full description

SETCO ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. SETCO ONE is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

About

PCU Anywhere

Manage your finances on the go with this mobile banking application. Check balances, make payments, transfer funds, deposit checks, and monitor your credit score. It also offers tools for financial management and locating branches and ATMs.

Highlights
  • Check account and loan balances
  • Make payments and transfer money
  • Deposit checks via mobile
  • Manage debit cards
  • Monitor credit score and report
  • Aggregate external financial accounts
  • Find branches and ATMs
Features
Read full description

In the Panhandle CU Anywhere app, you can: Check account and loan balances, View recent transactions, Make payments, whether you’re paying a company or a friend, Transfer money between your Panhandle CU accounts, Transfer funds to other Panhandle CU members, Deposit checks with Mobile Deposit, Keep your transactions organized by adding tags, notes, and photos of receipts and checks, Turn your debit card off and on, as needed, and reorder it if you have misplaced it, View and save your monthly statements, Open an additional account with PCU, Apply for a loan, Monitor your Credit Score, View your Credit Report, Aggregate your financial accounts from other financial institutions into one place for easy financial management, Get Financial Management Tips, and Find PCU branches and surcharge-free ATMs near you. Log in to the Panhandle CU Anywhere App with your Online Banking User ID and Password to get started. If you have any questions about the app, please call us at 850-769-3306 (800-737-0934, toll-free). Secure your account with a 4-digit passcode or biometric access on supported devices.

Screenshots

SETCO ONE4 screens
PCU Anywhere4 screens

Verdict

The call

The clearest difference is in-app purchases: PCU Anywhere at none against SETCO ONE's 2. PCU Anywhere also leads on ratings volume (1.3K vs 11) and update cadence (every 5 weeks vs every 4 months). SETCO ONE's advantage is review sentiment (100% vs 67%) and iOS requirement (16.0 vs 18.4). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SETCO ONE sells 2 in-app purchases, starting at $0.99 per month. PCU Anywhere asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for SETCO ONE against 4.8 for PCU Anywhere. That said, the two scores are not equally well evidenced: PCU Anywhere has 1.3K ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 100% of SETCO ONE's written reviews are positive against 67% of PCU Anywhere's.

UpkeepUpdate frequency

SETCO ONE ships an update every 4 months, PCU Anywhere every 5 weeks. The most recent releases landed on June 24, 2026 and September 30, 2026 respectively.

Scorecard6 real differences · 4 level
SETCO ONE versus PCU Anywhere: the parameters behind the verdict, then further details
ParameterSETCO ONEPCU Anywhere
PriceFreeFree
Rating4.8 (11 ratings) — better4.8 (1.3K ratings)
Positive reviews100.0% of reviews — better66.7% of reviews
Number of ratings111.3K — better
Update frequencyEvery 4 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size356 MB179 MB
Age rating9+4+
DeveloperSetco Services,L.L.C.Panhandle Credit Union

Customer experience

SETCO ONE

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

PCU Anywhere

All ratings1,254 ratings
Positive96.2%
Neutral1.2%
Negative2.6%
Written reviews12 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

2 purchases

SETCO ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

PCU Anywhere

No in-app purchases

Questions

Is SETCO ONE free?
SETCO ONE is free to download, with in-app purchases available.
Is PCU Anywhere free?
PCU Anywhere is free to download, with no in-app purchases.
Which has better reviews, SETCO ONE or PCU Anywhere?
SETCO ONE is rated higher. SETCO ONE averages 4.8 out of 5 from 11 ratings, while PCU Anywhere averages 4.8 from 1.3K ratings.
Do SETCO ONE or PCU Anywhere have ads?
Neither SETCO ONE nor PCU Anywhere shows ads.
Which is updated more often, SETCO ONE or PCU Anywhere?
SETCO ONE ships an update every 4 months, and PCU Anywhere every 5 weeks. Most recently, SETCO ONE was updated on June 24, 2026 and PCU Anywhere on September 30, 2026.

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