SETCO ONE vs PCU Anywhere
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SETCO ONE
This app helps real estate professionals quickly generate seller net sheets and buyer estimates for clients. It offers preloaded calculations and closing costs specific to cities and counties, with a premium subscription for enhanced features.
- City/county specific closing costs
- Seller net sheets generation
- Buyer estimates creation
- Preloaded calculations
- 30-day free trial for premium
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SETCO ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. SETCO ONE is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com
PCU Anywhere
Manage your finances on the go with this mobile banking application. Check balances, make payments, transfer funds, deposit checks, and monitor your credit score. It also offers tools for financial management and locating branches and ATMs.
- Check account and loan balances
- Make payments and transfer money
- Deposit checks via mobile
- Manage debit cards
- Monitor credit score and report
- Aggregate external financial accounts
- Find branches and ATMs
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In the Panhandle CU Anywhere app, you can: Check account and loan balances, View recent transactions, Make payments, whether you’re paying a company or a friend, Transfer money between your Panhandle CU accounts, Transfer funds to other Panhandle CU members, Deposit checks with Mobile Deposit, Keep your transactions organized by adding tags, notes, and photos of receipts and checks, Turn your debit card off and on, as needed, and reorder it if you have misplaced it, View and save your monthly statements, Open an additional account with PCU, Apply for a loan, Monitor your Credit Score, View your Credit Report, Aggregate your financial accounts from other financial institutions into one place for easy financial management, Get Financial Management Tips, and Find PCU branches and surcharge-free ATMs near you. Log in to the Panhandle CU Anywhere App with your Online Banking User ID and Password to get started. If you have any questions about the app, please call us at 850-769-3306 (800-737-0934, toll-free). Secure your account with a 4-digit passcode or biometric access on supported devices.
Screenshots
Verdict
The clearest difference is in-app purchases: PCU Anywhere at none against SETCO ONE's 2. PCU Anywhere also leads on ratings volume (1.3K vs 11) and update cadence (every 5 weeks vs every 4 months). SETCO ONE's advantage is review sentiment (100% vs 67%) and iOS requirement (16.0 vs 18.4). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SETCO ONE sells 2 in-app purchases, starting at $0.99 per month. PCU Anywhere asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.8 for SETCO ONE against 4.8 for PCU Anywhere. That said, the two scores are not equally well evidenced: PCU Anywhere has 1.3K ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 100% of SETCO ONE's written reviews are positive against 67% of PCU Anywhere's.
SETCO ONE ships an update every 4 months, PCU Anywhere every 5 weeks. The most recent releases landed on June 24, 2026 and September 30, 2026 respectively.
| Parameter | SETCO ONE | PCU Anywhere |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (11 ratings) — better | 4.8 (1.3K ratings) |
| Positive reviews | 100.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 11 | 1.3K — better |
| Update frequency | Every 4 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 356 MB | 179 MB |
| Age rating | 9+ | 4+ |
| Developer | Setco Services,L.L.C. | Panhandle Credit Union |
Customer experience
SETCO ONE
PCU Anywhere
In-app purchases
SETCO ONE
- Monthly1 Month trial$0.991 Month
- Yearly1 Month trial$9.991 Year
PCU Anywhere
No in-app purchases
Questions
Is SETCO ONE free?
Is PCU Anywhere free?
Which has better reviews, SETCO ONE or PCU Anywhere?
Do SETCO ONE or PCU Anywhere have ads?
Which is updated more often, SETCO ONE or PCU Anywhere?
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