Comparison

PortalPay vs MidFirst Bank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PortalPay

Manage your car payments conveniently from your iPhone. Access contract details, make one-time payments, and get payoff quotes securely. The app offers PCI/DSS compliance and SSL certification for protected transactions.

Highlights
  • Make one-time payments
  • Access contract information
  • Get payoff quotes
  • Retrieve PassTime or ON TIME® codes
  • Create an access PIN
  • PCI/DSS compliant
  • SSL certified transactions
Read full description

With the PortalPay iPhone app, making your car payments has never been more convenient! Using your PortalPay username and login, you can now access your contract information and make one-time payments with your iPhone. To set up your username and login, contact your dealer or finance company. Around the clock, seven days a week, the PortalPay iPhone App is ready when you are. With the PortalPay iPhone App, you can: • Make a one-time payment. PortalPay sends you an email confirmation for each payment. • Get a payoff quote. • Get your PassTime or ON TIME® code. • Make payments separately against all balances (side note, primary, pickup payment). • Create an easy access pin number for quick access to your account on your local application. The PortalPay iPhone App is a PCI/DSS compliant application. This means that it adheres to the strict technical guidelines designed to prevent credit card fraud, hacking, and other security threats. Another way we protect your data is through SSL (Secure Sockets Layer) certification. The Secure Socket Layer protocol is designed to ensure secure transactions between web servers and browsers. This means that all of your transactions conducted through the PortalPay app are secure and protected.

About

MidFirst Bank Mobile

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and control your cards. It also offers features like sending money via Zelle® and finding ATM locations.

Highlights
  • Check account balances and transactions
  • Transfer funds between accounts
  • Deposit checks remotely
  • Send money with Zelle®
  • Lock and unlock debit/credit cards
  • Pay bills and manage payees
  • Access digital statements and tax forms
Features
Read full description

Start banking wherever you are with MidFirst Bank Mobile Banking for iPhone®. Available to all online banking customers of MidFirst Bank, MidFirst Bank Mobile Banking allows you to check balances and recent transactions, lock your debit and credit cards, transfer funds, pay bills, deposit checks, find locations and send money through Zelle® , all from your smartphone. Member FDIC Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number Transfers - Easily transfer cash between your accounts Mobile Deposit - Deposit checks on the go to your MidFirst Bank account Zelle® - Send money to your friends and family with your mobile device Card Controls - Lock and unlock your MidFirst debit and credit cards - Receive convenient purchase notifications Bill Pay - Pay new bills, add new payees, revise bills scheduled to be paid, and review previously paid bills Digital Receipts - Manage and track all your paper and digital receipts Statements - Access your statements and tax forms electronically from your mobile phone Cardless Cash - Find nearby ATMs using the mobile device's built-in GPS and withdraw cash using your mobile device Schedule an Appointment - Find nearby banking centers using the mobile device's built-in GPS - Schedule an appointment to open a new account, apply for a loan, or meet with a MidFirst personal banker Zelle®, Statements, and Cardless Cash are not available when accessing the mobile app from your iPad®.

Screenshots

PortalPay3 screens
MidFirst Bank Mobile4 screens

Verdict

The call

The clearest difference is rating: MidFirst Bank Mobile at 4.8 against PortalPay's 2.5. MidFirst Bank Mobile also leads on ratings volume (46K vs 15) and review sentiment (39% vs 15%). PortalPay's advantage is iOS requirement (6.0 vs 11.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MidFirst Bank Mobile holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: MidFirst Bank Mobile has 46K ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 15% of PortalPay's written reviews are positive against 39% of MidFirst Bank Mobile's.

UpkeepUpdate frequency

PortalPay ships an update every 10 months, MidFirst Bank Mobile every 4 months. The most recent releases landed on October 23, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
PortalPay versus MidFirst Bank Mobile: the parameters behind the verdict, then further details
ParameterPortalPayMidFirst Bank Mobile
PriceFreeFree
Rating2.5 (15 ratings)4.8 (46K ratings) — better
Positive reviews15.4% of reviews39.4% of reviews — better
Number of ratings1546K — better
Update frequencyEvery 10 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS6.0 — better11.0
Further details — not scored
Size8 MB93 MB
Age rating4+4+
DeveloperDealerSocket inc.MidFirst Bank

Customer experience

PortalPay

All ratings15 ratings
Positive33.3%
Neutral6.7%
Negative60.0%
Written reviews26 reviews
Positive15.4%
Neutral7.7%
Negative76.9%

MidFirst Bank Mobile

All ratings45,754 ratings
Positive95.7%
Neutral1.9%
Negative2.4%
Written reviews155 reviews
Positive39.4%
Neutral9.7%
Negative51.0%

Bugs and requests

PortalPay

Not enough reviews yet to summarise bugs or requests.

MidFirst Bank Mobile

Reported bugs

4 issues
  • App randomly logs out users
  • Mobile deposit holds funds for too long
  • Zelle functionality not working
  • Incorrect account balance display

Requested features

4 requests
  • Add memo field for mobile deposits
  • Improve ATM/branch location accuracy
  • Streamline login process
  • Provide password reset option in-app

In-app purchases

None

PortalPay

No in-app purchases

None

MidFirst Bank Mobile

No in-app purchases

Questions

Is PortalPay free?
PortalPay is free to download, with no in-app purchases.
Is MidFirst Bank Mobile free?
MidFirst Bank Mobile is free to download, with no in-app purchases.
Which has better reviews, PortalPay or MidFirst Bank Mobile?
MidFirst Bank Mobile is rated higher. PortalPay averages 2.5 out of 5 from 15 ratings, while MidFirst Bank Mobile averages 4.8 from 46K ratings.
Do PortalPay or MidFirst Bank Mobile have ads?
Neither PortalPay nor MidFirst Bank Mobile shows ads.
Which is updated more often, PortalPay or MidFirst Bank Mobile?
PortalPay ships an update every 10 months, and MidFirst Bank Mobile every 4 months. Most recently, PortalPay was updated on October 23, 2026 and MidFirst Bank Mobile on October 31, 2026.

Other comparisons