Comparison

Michigan First App vs Flagship CFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Michigan First App

Manage your finances conveniently with a mobile banking experience designed for ease and security. Access all the features of a large bank with personalized local service. Simplify your banking tasks on the go.

Highlights
  • View account balances
  • Check transaction history
  • Transfer funds
  • Pay bills and loans
  • Deposit checks
  • Find branches and ATMs
  • Secure messaging
  • Cardless ATM access
  • Zelle integration
Features
Read full description

At Michigan First Credit Union, we invest in technology so members have access to tools that simplify life, save time and make managing finances easy and convenient. That's why we work hard to create a world-class mobile banking experience. Our app provides the same capabilities as a big bank app, with the local focus on customer service you expect from a credit union. Features of Michigan First Mobile: -View balances -Check transaction history -Transfer funds between accounts -Pay bills -Make loan payments -Deposit checks -Find nearest branches and ATMs -Securely message our 24-hour call center -Cardless ATM Access -Zelle

About

Flagship CFCU

Manage your finances conveniently from your mobile device. This app lets you check account balances, review transaction history, and move funds between accounts. You can also make loan and bill payments securely on the go.

Highlights
  • Check balances
  • View transaction history
  • Transfer funds
  • Pay loans
  • Pay bills
Features
Read full description

Flagship CFCU Mobile Banking allows you to check balances, view transaction history, transfer funds and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Pay Bills

Screenshots

Michigan First App4 screens
Flagship CFCU4 screens

Verdict

The call

The clearest difference is update cadence: Michigan First App at every 6 weeks against Flagship CFCU's every 19 months. Michigan First App also leads on ratings volume (26K vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Flagship CFCU holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Michigan First App has 26K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Michigan First App ships an update every 6 weeks, Flagship CFCU every 19 months. The most recent releases landed on October 27, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
Michigan First App versus Flagship CFCU: the parameters behind the verdict, then further details
ParameterMichigan First AppFlagship CFCU
PriceFreeFree
Rating4.8 (26K ratings)5.0 (1 ratings) — better
Positive reviews94.0% of reviews—
Number of ratings26K — better1
Update frequencyEvery 6 weeks — betterEvery 19 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size142 MB87 MB
Age rating4+4+
DeveloperMichigan First Credit UnionFlagship Community Federal Credit Union

Customer experience

Michigan First App

All ratings26,159 ratings
Positive97.7%
Neutral1.6%
Negative0.7%
Written reviews368 reviews
Positive94.0%
Neutral3.0%
Negative3.0%

Flagship CFCU

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Michigan First App

Reported bugs

4 issues
  • App crashes and fails to load
  • Inconsistent syncing of transactions
  • Issues with auto-pay and recurring payments
  • Problems with mobile deposit and fund holds

Requested features

5 requests
  • Improved mobile check deposit process
  • Ability to manage multiple accounts easily
  • Enhanced budgeting and money management tools
  • Faster processing of transactions and payments
  • Integration with digital wallets (e.g., Apple Pay)

Flagship CFCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Michigan First App

No in-app purchases

None

Flagship CFCU

No in-app purchases

Questions

Is Michigan First App free?
Michigan First App is free to download, with no in-app purchases.
Is Flagship CFCU free?
Flagship CFCU is free to download, with no in-app purchases.
Which has better reviews, Michigan First App or Flagship CFCU?
Flagship CFCU is rated higher. Michigan First App averages 4.8 out of 5 from 26K ratings, while Flagship CFCU averages 5.0 from 1 ratings.
Do Michigan First App or Flagship CFCU have ads?
Neither Michigan First App nor Flagship CFCU shows ads.
Which is updated more often, Michigan First App or Flagship CFCU?
Michigan First App ships an update every 6 weeks, and Flagship CFCU every 19 months. Most recently, Michigan First App was updated on October 27, 2026 and Flagship CFCU on October 3, 2026.

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