Michigan First App vs Flagship CFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Michigan First App
Manage your finances conveniently with a mobile banking experience designed for ease and security. Access all the features of a large bank with personalized local service. Simplify your banking tasks on the go.
- View account balances
- Check transaction history
- Transfer funds
- Pay bills and loans
- Deposit checks
- Find branches and ATMs
- Secure messaging
- Cardless ATM access
- Zelle integration
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At Michigan First Credit Union, we invest in technology so members have access to tools that simplify life, save time and make managing finances easy and convenient. That's why we work hard to create a world-class mobile banking experience. Our app provides the same capabilities as a big bank app, with the local focus on customer service you expect from a credit union. Features of Michigan First Mobile: -View balances -Check transaction history -Transfer funds between accounts -Pay bills -Make loan payments -Deposit checks -Find nearest branches and ATMs -Securely message our 24-hour call center -Cardless ATM Access -Zelle
Flagship CFCU
Manage your finances conveniently from your mobile device. This app lets you check account balances, review transaction history, and move funds between accounts. You can also make loan and bill payments securely on the go.
- Check balances
- View transaction history
- Transfer funds
- Pay loans
- Pay bills
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Flagship CFCU Mobile Banking allows you to check balances, view transaction history, transfer funds and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Pay Bills
Screenshots
Verdict
The clearest difference is update cadence: Michigan First App at every 6 weeks against Flagship CFCU's every 19 months. Michigan First App also leads on ratings volume (26K vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Flagship CFCU holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Michigan First App has 26K ratings behind it against 1, so its average is the more settled of the two.
Michigan First App ships an update every 6 weeks, Flagship CFCU every 19 months. The most recent releases landed on October 27, 2026 and October 3, 2026 respectively.
| Parameter | Michigan First App | Flagship CFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (26K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 94.0% of reviews | — |
| Number of ratings | 26K — better | 1 |
| Update frequency | Every 6 weeks — better | Every 19 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 142 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | Michigan First Credit Union | Flagship Community Federal Credit Union |
Customer experience
Michigan First App
Flagship CFCU
Bugs and requests
Michigan First App
Reported bugs
4 issues- App crashes and fails to load
- Inconsistent syncing of transactions
- Issues with auto-pay and recurring payments
- Problems with mobile deposit and fund holds
Requested features
5 requests- Improved mobile check deposit process
- Ability to manage multiple accounts easily
- Enhanced budgeting and money management tools
- Faster processing of transactions and payments
- Integration with digital wallets (e.g., Apple Pay)
Flagship CFCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Michigan First App
No in-app purchases
Flagship CFCU
No in-app purchases
Questions
Is Michigan First App free?
Is Flagship CFCU free?
Which has better reviews, Michigan First App or Flagship CFCU?
Do Michigan First App or Flagship CFCU have ads?
Which is updated more often, Michigan First App or Flagship CFCU?
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