Comparison

Michigan First App vs Extra CU Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Michigan First App

Manage your finances conveniently with a mobile banking experience designed for ease and security. Access all the features of a large bank with personalized local service. Simplify your banking tasks on the go.

Highlights
  • View account balances
  • Check transaction history
  • Transfer funds
  • Pay bills and loans
  • Deposit checks
  • Find branches and ATMs
  • Secure messaging
  • Cardless ATM access
  • Zelle integration
Features
Read full description

At Michigan First Credit Union, we invest in technology so members have access to tools that simplify life, save time and make managing finances easy and convenient. That's why we work hard to create a world-class mobile banking experience. Our app provides the same capabilities as a big bank app, with the local focus on customer service you expect from a credit union. Features of Michigan First Mobile: -View balances -Check transaction history -Transfer funds between accounts -Pay bills -Make loan payments -Deposit checks -Find nearest branches and ATMs -Securely message our 24-hour call center -Cardless ATM Access -Zelle

About

Extra CU Mobile App

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and more. Secure your account with a passcode or biometrics.

Highlights
  • Check balances and transactions
  • Transfer funds between accounts
  • Pay loans and bills
  • Deposit checks remotely
  • Reorder or turn off debit cards
  • Set up balance alerts
  • Aggregate financial accounts
Features
Read full description

Extra CU Mobile Banking allows you to check balances, view your transactions, transfer funds, pay loans, and much more! Here’s what you can do with Extra CU Mobile Banking: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find services near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices. If you have any questions about this application, please contact Extra Credit Union at 586-276-3000.

Screenshots

Michigan First App4 screens
Extra CU Mobile App4 screens

Verdict

The call

Michigan First App and Extra CU Mobile App both sit at 4.8 stars, but that hides the real split: 94% of Michigan First App's written reviews are positive against 47% of Extra CU Mobile App's. Michigan First App also leads on ratings volume (26K vs 2.3K) and monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Michigan First App against 4.8 for Extra CU Mobile App. That said, the two scores are not equally well evidenced: Michigan First App has 26K ratings behind it against 2.3K, so its average is the more settled of the two. Written reviews are what separate them: 94% of Michigan First App's written reviews are positive against 47% of Extra CU Mobile App's.

UpkeepUpdate frequency

Michigan First App ships an update every 6 weeks, Extra CU Mobile App monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Michigan First App versus Extra CU Mobile App: the parameters behind the verdict, then further details
ParameterMichigan First AppExtra CU Mobile App
PriceFreeFree
Rating4.8 (26K ratings) — better4.8 (2.3K ratings)
Positive reviews94.0% of reviews — better46.9% of reviews
Number of ratings26K — better2.3K
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better18.4
Further details — not scored
Size142 MB196 MB
Age rating4+4+
DeveloperMichigan First Credit UnionExtra Credit Union

Customer experience

Michigan First App

All ratings26,159 ratings
Positive97.7%
Neutral1.6%
Negative0.7%
Written reviews367 reviews
Positive94.0%
Neutral3.0%
Negative3.0%

Extra CU Mobile App

All ratings2,311 ratings
Positive94.4%
Neutral1.6%
Negative4.1%
Written reviews32 reviews
Positive46.9%
Neutral3.1%
Negative50.0%

User reviews

Michigan First App

From 26K App Store ratings

What we love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app
  • 💳 Helpful for managing finances
  • 🏦 Positive experience with credit union
  • 💰 Seamless money transfers

Room to improve

  • 🐛 Glitches and bugs
  • 🔒 Security concerns
  • 💳 Issues with debit/credit card management
  • 💰 Overdraft fees and holds on funds
  • 🔍 Limited functionality compared to website

Extra CU Mobile App

From 2.3K App Store ratings

What we love

  • 👍 Excellent customer service
  • 🚀 Convenient mobile app
  • 🔒 Secure banking experience
  • 💡 Helpful for rebuilding credit

Room to improve

  • 🐛 Buggy mobile app updates
  • 💤 Outdated user interface
  • 🙄 Intrusive advertisements
  • 🤔 Confusing navigation

Bugs and requests

Michigan First App

Reported bugs

4 issues
  • App crashes and fails to load
  • Inconsistent syncing of transactions
  • Issues with auto-pay and recurring payments
  • Problems with mobile deposit and fund holds

Requested features

5 requests
  • Improved mobile check deposit process
  • Ability to manage multiple accounts easily
  • Enhanced budgeting and money management tools
  • Faster processing of transactions and payments
  • Integration with digital wallets (e.g., Apple Pay)

Extra CU Mobile App

Reported bugs

3 issues
  • Unable to update app on older devices
  • Mobile deposit issues
  • Crashes and freezes

Requested features

3 requests
  • Improve mobile deposit process
  • Add dark mode option
  • Enhance account overview functionality

In-app purchases

None

Michigan First App

No in-app purchases

None

Extra CU Mobile App

No in-app purchases

Questions

Is Michigan First App free?
Michigan First App is free to download, with no in-app purchases.
Is Extra CU Mobile App free?
Extra CU Mobile App is free to download, with no in-app purchases.
Which has better reviews, Michigan First App or Extra CU Mobile App?
Michigan First App is rated higher. Michigan First App averages 4.8 out of 5 from 26K ratings, while Extra CU Mobile App averages 4.8 from 2.3K ratings.
Do Michigan First App or Extra CU Mobile App have ads?
Neither Michigan First App nor Extra CU Mobile App shows ads.
Which is updated more often, Michigan First App or Extra CU Mobile App?
Michigan First App ships an update every 6 weeks, and Extra CU Mobile App monthly. Most recently, Michigan First App was updated on October 25, 2026 and Extra CU Mobile App on October 24, 2026.

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