Qualifier Plus IIIx/fx vs LendingPad
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Qualifier Plus IIIx/fx
This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.
- Instant loan payment calculations (P&I, PITI)
- Buyer qualifying for conventional, FHA, and VA loans
- Complete cash flow solutions (IRR, NPV, NFV)
- Amortization schedules with remaining balances
- Bi-weekly loans and ARMS calculations
- Rent vs. Buy comparisons
- Date Math function
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Two in one: the official Qualifier Plus® IIIx from Calculated Industries for your iPhone and iPad includes two models: #3415 and #3430 (Qualifier Plus IIIfx). And while perhaps obvious, if you change from an iOS device to a non-iOS device, you WILL need to buy a new license as they are incompatible. Advanced Residential and Commercial Mortgage Finance Calculator for Agents, Brokers, Investors, Attorneys, Loan Officers and other Mortgage Industry Professionals The Qualifier Plus® IIIx app from Calculated Industries gives real estate and mortgage professionals the power, portability and ease-of-use of the Qualifier Plus IIIx and Qualifier Plus IIIfx on your iPhone or iPad. Get instant access to P&I, PITI and total loan payments for conventional, FHA and VA loans. Includes complete buyer qualifying and more. Ideal for all real estate finance professionals including agents, brokers, investors, mortgage lenders, title offices and trainers. Need answers to both common and advanced real estate finance problems? Just pull out your iPhone or iPad, tap on the Qualifier Plus icon, and you’ll have the answers for your client in seconds. • Complete Cash Flow solutions including Internal Rate of Return, Net Present Value and Net Future Value • Qualifying keys provide on-the-spot buyer qualifying for conventional, FHA and VA loans • Instantly solve your clients’ real estate finance questions • E-mail loan worksheets to your clients from your iPhone Built-in functions help you find instant solutions for: • Calculate IRR for multiple cash flows • Amortizations with remaining balances • Bi-weekly loans and ARMS • Rent vs. Buy comparisons and estimated tax savings • Future Value, property appreciation FEATURES: • Created by Calculated Industries, the originator of the Real Estate Master and Qualifier Plus Real Estate and mortgage calculators • Amortization screen lets you see all amortization or loan data at once and e-mail it directly from the app screen on your phone • Built-in help – just press and hold the desired key for full, clear definitions, explanations and examples of keystrokes Time-saving Utilities Include: • Date Math function lets you instantly see closing and expire dates • Triple Zero key saves time and keystrokes • Memory Function • User-Definable Preferences — define and store payments per year, taxes and insurance Special Functions: • Entry-editing backspace key – with a swipe of a finger • Works as a standard calculator • Free User Guide available at www.calculated.com SUBSCRIPTION INFORMATION: The first 7 days are free. Subscriptions offered will automatically renew at the end of the chosen period. Payment will be charged to your Apple account upon purchase confirmation. The subscription will automatically renew unless auto-renew is turned off or subscription is canceled in settings at least one day (24-hours) before the subscription period ends. You can manage your subscription and turn off auto-renewal in your Apple account Settings > Account (Apple ID) > Subscriptions. TRADEMARKS: Qualifer Plus® is a registered trademark of Calculated Industries, Inc.
LendingPad
This finance app helps loan officers manage leads, borrowers, and loan applications. It enables credit checks, AUS runs, and quick access to loan file documentation, empowering efficient borrower focus.
- Lead management
- Borrower prequalification
- Credit checks
- AUS runs
- Loan file documentation lookup
- Mobile loan management
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LendingPad app allows users to create leads, manage loans, prequalify borrowers, perform credit checks, run AUS, and look up documentation in a loan file. Loan officers are empowered to be effective, efficient, and to focus on borrowers anytime, anywhere.
Screenshots
Verdict
The clearest difference is review sentiment: Qualifier Plus IIIx/fx at 89% against LendingPad's 31%. Qualifier Plus IIIx/fx also leads on rating (4.9 vs 2.4) and ratings volume (3.5K vs 21). LendingPad's advantage is in-app purchases (none vs 2) and update cadence (every 4 months vs every 10 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Qualifier Plus IIIx/fx sells 2 in-app purchases, starting at $5.99 per month. LendingPad asks for nothing beyond the download.
Qualifier Plus IIIx/fx holds the better App Store score, 4.9 against 2.4. That said, the two scores are not equally well evidenced: Qualifier Plus IIIx/fx has 3.5K ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 89% of Qualifier Plus IIIx/fx's written reviews are positive against 31% of LendingPad's.
Qualifier Plus IIIx/fx ships an update every 10 months, LendingPad every 4 months. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.
| Parameter | Qualifier Plus IIIx/fx | LendingPad |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (3.5K ratings) — better | 2.4 (21 ratings) |
| Positive reviews | 89.2% of reviews — better | 30.8% of reviews |
| Number of ratings | 3.5K — better | 21 |
| Update frequency | Every 10 months | Every 4 months — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Subscription | Free — better |
| Best chart rank | #139 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 28 MB | 10 MB |
| Age rating | 12+ | 4+ |
| Developer | Calculated Industries | LendingPad Corp |
Customer experience
Qualifier Plus IIIx/fx
LendingPad
Bugs and requests
Qualifier Plus IIIx/fx
Reported bugs
2 issues- Numbers not saving or changing
- Compatibility issues with newer devices
Requested features
3 requests- Dark mode option
- Basic free version
- Improved user guide and documentation
LendingPad
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Qualifier Plus IIIx/fx
- 1 Month Full Access7 Days trial$5.991 Month
- 1 Year Full Access7 Days trial$29.991 Year
LendingPad
No in-app purchases
Questions
Is Qualifier Plus IIIx/fx free?
Is LendingPad free?
Which has better reviews, Qualifier Plus IIIx/fx or LendingPad?
Do Qualifier Plus IIIx/fx or LendingPad have ads?
Which is updated more often, Qualifier Plus IIIx/fx or LendingPad?
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