Comparison

Qualifier Plus IIIx/fx vs PacificCoastAgent ONE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Qualifier Plus IIIx/fx

This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.

Highlights
  • Instant loan payment calculations (P&I, PITI)
  • Buyer qualifying for conventional, FHA, and VA loans
  • Complete cash flow solutions (IRR, NPV, NFV)
  • Amortization schedules with remaining balances
  • Bi-weekly loans and ARMS calculations
  • Rent vs. Buy comparisons
  • Date Math function
Features
Currently charting
Read full description

Two in one: the official Qualifier Plus® IIIx from Calculated Industries for your iPhone and iPad includes two models: #3415 and #3430 (Qualifier Plus IIIfx). And while perhaps obvious, if you change from an iOS device to a non-iOS device, you WILL need to buy a new license as they are incompatible. Advanced Residential and Commercial Mortgage Finance Calculator for Agents, Brokers, Investors, Attorneys, Loan Officers and other Mortgage Industry Professionals The Qualifier Plus® IIIx app from Calculated Industries gives real estate and mortgage professionals the power, portability and ease-of-use of the Qualifier Plus IIIx and Qualifier Plus IIIfx on your iPhone or iPad. Get instant access to P&I, PITI and total loan payments for conventional, FHA and VA loans. Includes complete buyer qualifying and more. Ideal for all real estate finance professionals including agents, brokers, investors, mortgage lenders, title offices and trainers. Need answers to both common and advanced real estate finance problems? Just pull out your iPhone or iPad, tap on the Qualifier Plus icon, and you’ll have the answers for your client in seconds. • Complete Cash Flow solutions including Internal Rate of Return, Net Present Value and Net Future Value • Qualifying keys provide on-the-spot buyer qualifying for conventional, FHA and VA loans • Instantly solve your clients’ real estate finance questions • E-mail loan worksheets to your clients from your iPhone Built-in functions help you find instant solutions for: • Calculate IRR for multiple cash flows • Amortizations with remaining balances • Bi-weekly loans and ARMS • Rent vs. Buy comparisons and estimated tax savings • Future Value, property appreciation FEATURES: • Created by Calculated Industries, the originator of the Real Estate Master and Qualifier Plus Real Estate and mortgage calculators • Amortization screen lets you see all amortization or loan data at once and e-mail it directly from the app screen on your phone • Built-in help – just press and hold the desired key for full, clear definitions, explanations and examples of keystrokes Time-saving Utilities Include: • Date Math function lets you instantly see closing and expire dates • Triple Zero key saves time and keystrokes • Memory Function • User-Definable Preferences — define and store payments per year, taxes and insurance Special Functions: • Entry-editing backspace key – with a swipe of a finger • Works as a standard calculator • Free User Guide available at www.calculated.com SUBSCRIPTION INFORMATION: The first 7 days are free. Subscriptions offered will automatically renew at the end of the chosen period. Payment will be charged to your Apple account upon purchase confirmation. The subscription will automatically renew unless auto-renew is turned off or subscription is canceled in settings at least one day (24-hours) before the subscription period ends. You can manage your subscription and turn off auto-renewal in your Apple account Settings > Account (Apple ID) > Subscriptions. TRADEMARKS: Qualifer Plus® is a registered trademark of Calculated Industries, Inc.

About

PacificCoastAgent ONE

This app provides real estate professionals with city/county-specific closing cost calculations and seller net sheets. Generate professional buyer estimates and seller net sheets quickly for clients. Offers a free plan for basic estimates and a premium subscription for advanced features.

Highlights
  • City/county specific closing cost calculations
  • Professional seller net sheets
  • Buyer estimates
  • Free plan for basic estimates
  • Premium subscription for advanced features
  • 30-day free trial for premium
Features
Read full description

PacificCoastAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. PacificCoastAgent ONE is jam-packed with features that are sure to wow your clients! Visit pacificcoastagent.com for more details. ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

Screenshots

Qualifier Plus IIIx/fx4 screens
PacificCoastAgent ONE4 screens

Verdict

The call

The clearest difference is monetization model: PacificCoastAgent ONE at freemium against Qualifier Plus IIIx/fx's subscription. PacificCoastAgent ONE also leads on update cadence (every 2 months vs every 10 months) and review sentiment (100% vs 89%). Qualifier Plus IIIx/fx's advantage is ratings volume (3.5K vs 10) and chart position (#155 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Qualifier Plus IIIx/fx sells 2 in-app purchases, starting at $5.99 per month and PacificCoastAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Qualifier Plus IIIx/fx against 5.0 for PacificCoastAgent ONE. That said, the two scores are not equally well evidenced: Qualifier Plus IIIx/fx has 3.5K ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 89% of Qualifier Plus IIIx/fx's written reviews are positive against 100% of PacificCoastAgent ONE's.

UpkeepUpdate frequency

Qualifier Plus IIIx/fx ships an update every 10 months, PacificCoastAgent ONE every 2 months. The most recent releases landed on October 17, 2026 and October 3, 2026 respectively.

Scorecard5 real differences · 6 level
Qualifier Plus IIIx/fx versus PacificCoastAgent ONE: the parameters behind the verdict, then further details
ParameterQualifier Plus IIIx/fxPacificCoastAgent ONE
PriceFreeFree
Rating4.9 (3.5K ratings)5.0 (10 ratings) — better
Positive reviews89.2% of reviews100.0% of reviews — better
Number of ratings3.5K — better10
Update frequencyEvery 10 monthsEvery 2 months — better
AdsNoNo
In-app purchasesYesYes
MonetizationSubscriptionFreemium — better
Best chart rank#155 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size28 MB357 MB
Age rating12+9+
DeveloperCalculated IndustriesPalmAgent Software

Customer experience

Qualifier Plus IIIx/fx

All ratings3,466 ratings
Positive98.5%
Neutral0.6%
Negative0.9%
Written reviews74 reviews
Positive89.2%
Neutral1.4%
Negative9.5%

PacificCoastAgent ONE

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Qualifier Plus IIIx/fx

Reported bugs

2 issues
  • Numbers not saving or changing
  • Compatibility issues with newer devices

Requested features

3 requests
  • Dark mode option
  • Basic free version
  • Improved user guide and documentation

PacificCoastAgent ONE

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Qualifier Plus IIIx/fx

Subscriptions2
  • 1 Month Full Access7 Days trial$5.991 Month
  • 1 Year Full Access7 Days trial$29.991 Year
2 purchases

PacificCoastAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year

Questions

Is Qualifier Plus IIIx/fx free?
Qualifier Plus IIIx/fx is free to download, with in-app purchases available.
Is PacificCoastAgent ONE free?
PacificCoastAgent ONE is free to download, with in-app purchases available.
Which has better reviews, Qualifier Plus IIIx/fx or PacificCoastAgent ONE?
PacificCoastAgent ONE is rated higher. Qualifier Plus IIIx/fx averages 4.9 out of 5 from 3.5K ratings, while PacificCoastAgent ONE averages 5.0 from 10 ratings.
Do Qualifier Plus IIIx/fx or PacificCoastAgent ONE have ads?
Neither Qualifier Plus IIIx/fx nor PacificCoastAgent ONE shows ads.
Which is updated more often, Qualifier Plus IIIx/fx or PacificCoastAgent ONE?
Qualifier Plus IIIx/fx ships an update every 10 months, and PacificCoastAgent ONE every 2 months. Most recently, Qualifier Plus IIIx/fx was updated on October 17, 2026 and PacificCoastAgent ONE on October 3, 2026.

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