Expense Tool vs Spend Pulse

Organize your own and shared expenses. Do you and your partner want to log how much you're spending for your household and merge the expenses entered on your individual devices? Are you on holidays with friends and want to know how much you are spending? If you are sharing your expenses, do you need a tool to document your balances and debts to one another? Are you sharing a holiday or a household with others and would you like everyone to log their own expenses into one common list, each on their own device? Do you want to know how much you're spending for your hobby, on your business trip, or any other expenses? Use Expense Tool, create an expense set and start entering your data. Your expenses can be listed, shown on a map, exported (by email or to a file) and printed. Expense Sets can be synced across your own devices via iCloud, shared with other people, or transferred directly from device to device. If more than one person is part of an expense set, you get a summary showing the total of all individual expenses and the balance of the shared expenses. Features: • Define Expense Sets with custom settings • Add expenses and optionally attach receipts, photos and locations • Fast data capture: Select with autocompletion what you've already entered • List your expenses: all, by month, by week or within a custom timeframe • Expense list sections: by person, by expense caption • Summary and Balance of shared expenses • Overview of all expense sets • iCloud Synchronization — enable per Expense Set • iCloud Sharing — share an Expense Set with others • Export your data: email, PDF, or save to a file (CSV with receipts and photos, bundled as a .zip) • Receipts: Document Scanner (iOS only) • Printing • Data Exchange between iPhone, iPad and Mac • Geocoding and map integration • Backup and Import • Passcode Lock (iOS only) • iPhone, iPad, Mac • Languages: English, German, Italian, French, Spanish Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms and Conditions: https://www.jo-tools.ch/expense-tool/terms_and_conditions.html Privacy Policy: https://www.jo-tools.ch/expense-tool/privacy_policy.html Support / FAQ: https://www.jo-tools.ch/expense-tool/

Your money, in real time. Spend Pulse is the privacy-first money tracker for people who want real clarity — not another app begging for your bank password. No linking. No data selling. Just a fast, beautiful way to see exactly where your money goes. NO BANK LINKING — EVER Your security is guaranteed because we never touch your bank. Nothing to re-authenticate every week, nothing to leak. You log what matters in seconds, and your data stays yours. WHY MANUAL TRACKING WINS Automation makes you passive. Spend Pulse makes you aware. Logging with our quick-entry keypad — or scanning a receipt — builds a mindful-spending habit that auto-import apps can't teach. KEY FEATURES Fast, focused entry A dedicated amount keypad, smart category and merchant suggestions, and one-tap income or expense logging. Receipt scanning built in Snap a receipt and let on-device text recognition pull the amount, merchant, and date automatically — then search your receipts later. Insights that actually explain A clean analytics hub with Overview, Spending, Income, and Assets — cash-flow trends, top categories and merchants, budget health, income sources, net worth, and debt payoff, all with clear value labels. AI Analyst Get a holistic read on your income, spending, debt, and savings — in plain language, not just charts. Prefer to go fully manual? Turn it off anytime in Settings. Made for couples & households Track shared bills without merging bank accounts. Instant sync across devices, see who paid for what, and keep personal spending private within a shared group. Budgets that match your payday Don't get paid on the 1st? Set your budget cycle to reset on your actual payday, so your numbers match real life. Everything in one place Accounts, monthly budgets, custom categories, recurring bills, one-time and recurring income, debt payoff, and savings/investment goals — plus Financial Goals like an emergency fund, net-worth target, and debt-free date. Travel ready Built-in multi-currency support so you can spend abroad and track at home. Privacy Mode Blur every amount with one tap for glances in public. Native iOS design Full dark mode, fluid animations, and haptics that feel right at home on iPhone. OUR PRIVACY PROMISE We access no banks. We sell no data. We're funded by people like you — not advertisers. Take back control of your financial life. Download Spend Pulse and start your 1-Month Free Trial. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/