Comparison

Associated Credit Union vs DebtApp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Associated Credit Union

Manage your finances on the go with this mobile banking app. View balances, transfer funds, pay bills, deposit checks, and find nearby branches and ATMs. Enjoy a seamless experience on your iPhone, iPod Touch, or iPad.

Highlights
  • View account balances
  • Review transaction history
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Locate branches and ATMs
Features
Read full description

The ACU mobile App allows you to access your money — anytime, anywhere. You can view your account balances, view recent transaction history, transfer funds, pay bills, view and activate your Purchase Rewards offers, deposit checks, locate branches and ATMs and pay bills from virtually anywhere on your iPhone, iPod Touch or iPad. Now, offering an even better experience on your iPad! Associated Credit Union, located in metro Atlanta, is a full-service financial institution with competitive loans and mortgages, account services, and savings and checking accounts. It also has a Division in Augusta, Georgia, CSRA Credit Union. To learn how we protect your privacy, please visit https://www.acuonline.org/home/home/

About

DebtApp

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

Highlights
  • View unsecured debt balances
  • Track current savings
  • Manage creditor settlement offers
  • Access negotiated deals
Features
Read full description

DebtApp is a mobile application allowing our clients to view their unsecured debt, and current savings and manage offers we’ve negotiated for them to settle their debt with their creditors.

Screenshots

Associated Credit Union4 screens
DebtApp4 screens

Verdict

The call

The clearest difference is rating: Associated Credit Union at 4.8 against DebtApp's 4.2. Associated Credit Union also leads on review sentiment (65% vs 33%) and ratings volume (11K vs 73). DebtApp's advantage is update cadence (every 6 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Associated Credit Union holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Associated Credit Union has 11K ratings behind it against 73, so its average is the more settled of the two. Written reviews point the same way: 65% of Associated Credit Union's written reviews are positive against 33% of DebtApp's.

UpkeepUpdate frequency

Associated Credit Union ships an update every 4 months, DebtApp every 6 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Associated Credit Union versus DebtApp: the parameters behind the verdict, then further details
ParameterAssociated Credit UnionDebtApp
PriceFreeFree
Rating4.8 (11K ratings) — better4.2 (73 ratings)
Positive reviews64.8% of reviews — better33.3% of reviews
Number of ratings11K — better73
Update frequencyEvery 4 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.0
Further details — not scored
Size122 MB117 MB
Age rating4+4+
DeveloperAssociated Credit UnionDebtApp, LLC

Customer experience

Associated Credit Union

All ratings10,596 ratings
Positive96.8%
Neutral1.4%
Negative1.8%
Written reviews108 reviews
Positive64.8%
Neutral6.5%
Negative28.7%

DebtApp

All ratings73 ratings
Positive79.5%
Neutral2.7%
Negative17.8%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

Associated Credit Union

Reported bugs

4 issues
  • Mobile deposit not working with iOS 16
  • App crashes after iOS 14.3 update
  • Login issues on new devices
  • App freezes when trying to deposit checks

Requested features

4 requests
  • Add Zelle integration
  • Improve mobile deposit experience
  • Expand credit card options
  • Implement Face ID/Biometric login

DebtApp

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Associated Credit Union

No in-app purchases

None

DebtApp

No in-app purchases

Questions

Is Associated Credit Union free?
Associated Credit Union is free to download, with no in-app purchases.
Is DebtApp free?
DebtApp is free to download, with no in-app purchases.
Which has better reviews, Associated Credit Union or DebtApp?
Associated Credit Union is rated higher. Associated Credit Union averages 4.8 out of 5 from 11K ratings, while DebtApp averages 4.2 from 73 ratings.
Do Associated Credit Union or DebtApp have ads?
Neither Associated Credit Union nor DebtApp shows ads.
Which is updated more often, Associated Credit Union or DebtApp?
Associated Credit Union ships an update every 4 months, and DebtApp every 6 weeks. Most recently, Associated Credit Union was updated on November 1, 2026 and DebtApp on November 3, 2026.

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