Comparison

Associated Credit Union vs CBGA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Associated Credit Union

Manage your finances on the go with this mobile banking app. View balances, transfer funds, pay bills, deposit checks, and find nearby branches and ATMs. Enjoy a seamless experience on your iPhone, iPod Touch, or iPad.

Highlights
  • View account balances
  • Review transaction history
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Locate branches and ATMs
Features
Read full description

The ACU mobile App allows you to access your money — anytime, anywhere. You can view your account balances, view recent transaction history, transfer funds, pay bills, view and activate your Purchase Rewards offers, deposit checks, locate branches and ATMs and pay bills from virtually anywhere on your iPhone, iPod Touch or iPad. Now, offering an even better experience on your iPad! Associated Credit Union, located in metro Atlanta, is a full-service financial institution with competitive loans and mortgages, account services, and savings and checking accounts. It also has a Division in Augusta, Georgia, CSRA Credit Union. To learn how we protect your privacy, please visit https://www.acuonline.org/home/home/

About

CBGA

Manage your finances on the go with this mobile banking application. Deposit checks, view account balances, transfer funds, and pay bills conveniently. Easily locate nearby branches and ATMs using your device's GPS.

Highlights
  • Mobile check deposits
  • Account balance and transaction history
  • Inter-account transfers
  • Bill payment
  • Branch and ATM locator
Features
Read full description

Start banking wherever you are with CBGA- Citizens Bank of Georgia Mobile Banking for iPhone! Available to all Citizens Bank of Georgia online banking customers. CBGA- Citizens Bank of Georgia Mobile Banking allows you to make deposits, check balances, make transfers, pay bills and find locations. Need to find a Branch or ATM closest to you? With Find Near Me, CBGA- Citizens Bank of Georgia Mobile Banking will discover your location and provide you with addresses and phone numbers on the fly. Available features include: Deposits- Make deposits anywhere, anytime. Accounts- Check your latest account balance and search recent transactions by date, amount, or check number. Transfers- Easily transfer cash between your accounts. Bill Payment- Pay bills with the push of a button. Locations- Find nearby Branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by zip code or address.

Screenshots

Associated Credit Union4 screens
CBGA4 screens

Verdict

The call

The clearest difference is ads: Associated Credit Union at none against CBGA's shown. Associated Credit Union also leads on monetization model (free vs free with in-app purchases) and ratings volume (11K vs 646). CBGA's advantage is review sentiment (83% vs 65%) and iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Associated Credit Union against 4.8 for CBGA. That said, the two scores are not equally well evidenced: Associated Credit Union has 11K ratings behind it against 646, so its average is the more settled of the two. Written reviews are what separate them: 65% of Associated Credit Union's written reviews are positive against 83% of CBGA's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. Both last shipped on October 29, 2026.

Scorecard5 real differences · 5 level
Associated Credit Union versus CBGA: the parameters behind the verdict, then further details
ParameterAssociated Credit UnionCBGA
PriceFreeFree
Rating4.8 (11K ratings) — better4.8 (646 ratings)
Positive reviews64.8% of reviews83.3% of reviews — better
Number of ratings11K — better646
Update frequencyEvery 4 monthsEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size122 MB116 MB
Age rating4+4+
DeveloperAssociated Credit UnionThe Citizens Bank of Georgia

Customer experience

Associated Credit Union

All ratings10,596 ratings
Positive96.8%
Neutral1.4%
Negative1.8%
Written reviews108 reviews
Positive64.8%
Neutral6.5%
Negative28.7%

CBGA

All ratings595 ratings
Positive96.1%
Neutral2.2%
Negative1.7%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Bugs and requests

Associated Credit Union

Reported bugs

4 issues
  • Mobile deposit not working with iOS 16
  • App crashes after iOS 14.3 update
  • Login issues on new devices
  • App freezes when trying to deposit checks

Requested features

4 requests
  • Add Zelle integration
  • Improve mobile deposit experience
  • Expand credit card options
  • Implement Face ID/Biometric login

CBGA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Associated Credit Union

No in-app purchases

None

CBGA

No in-app purchases

Questions

Is Associated Credit Union free?
Associated Credit Union is free to download, with no in-app purchases.
Is CBGA free?
CBGA is free to download, with no in-app purchases.
Which has better reviews, Associated Credit Union or CBGA?
Associated Credit Union is rated higher. Associated Credit Union averages 4.8 out of 5 from 11K ratings, while CBGA averages 4.8 from 646 ratings.
Do Associated Credit Union or CBGA have ads?
CBGA shows ads; Associated Credit Union does not.
Which is updated more often, Associated Credit Union or CBGA?
Associated Credit Union ships an update every 4 months, and CBGA every 4 months. Most recently, Associated Credit Union was updated on October 29, 2026 and CBGA on October 29, 2026.

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