Comparison

SAFE Credit Union vs FinDug

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAFE Credit Union

Manage your finances on the go with secure mobile banking. Check balances, view transactions, pay bills, deposit checks remotely, and find nearby ATMs and branches. Access your account 24/7 from your Apple device.

Highlights
  • 24/7 account access
  • View transaction history
  • Bill payment
  • Cash-back offer activation
  • Remote check deposit
  • ATM and branch locator
Features
Read full description

With the SAFE Mobile Banking App, log in to your account securely from your iPhone®, iPod touch®, or iPad®. 24/7 BANKING Check your account balances, view your transaction history, pay bills, view and activate your cash-back offers, and find your nearest branch or ATM. DEPOSIT CHECKS With just a few clicks from your camera, you can deposit a check from wherever you may be. LOCATE Find the closest SAFE branch or ATM or locate fee-free CO-OP ATMs and Shared Branch locations. Our search map provides addresses, phone numbers and map info. Download our free app today and start changing the way you bank! To learn how we protect your privacy, please visit https://www.safecu.org/about_safe/online_privacy_statement.aspx

About

FinDug

Features
Read full description

FinDug is a private, powerful personal finance tracker that helps you understand your money without ads, third-party accounts, or invasive data collection. Track income and expenses, create budgets, scan statements, organize receipts, and explore detailed financial insights—all in one streamlined app. Key Features: Transaction Management Quickly add, edit, duplicate, split, and delete transactions. Record the payee or payor, amount, date, category, payment method, notes, and receipt images. Create recurring or amortized transactions for expenses and income that repeat over time. Smart Statement Import Import bank and credit card statements using on-device text recognition. FinDug creates reviewable transaction drafts, detects potential duplicates, and uses your transaction history to suggest merchants and categories before anything is saved. Flexible Categories and Payment Methods Use FinDug’s built-in options or create your own categories and payment methods. Rename or remove them whenever needed while keeping your financial records consistent. Budgets and Progress Tracking Build custom monthly and annual budgets, compare planned spending with actual results, and monitor your progress through clear visual charts. Auto-fill a budget from recent activity, then customize it to match your goals. Reports and Financial Insights Explore interactive pie, bar, and line charts for expenses, income, net results, and trends over time. Review income statements and analyze your finances by category, payment method, payee or payor, month, year, or a custom date range. Powerful Search and Filters Find transactions quickly with search suggestions, sorting, and advanced filters for categories, payment methods, transaction types, and date ranges. Receipt Organization Capture receipts with your camera or select images from your photo library. Attach them to transactions alongside notes, then view, share, replace, or remove them whenever needed. CSV Import and Export Import CSV files with flexible column mapping and a preview workflow. Export your transaction history for backups, sharing, or further analysis in your preferred spreadsheet software. iCloud Sync Keep your financial records synchronized across your Apple devices through your private iCloud account. None of your data is shared with anyone. Siri and Shortcuts Add transactions quickly using Siri, making it easier to record purchases and income while they are still fresh in your mind. Designed Around Your Privacy No advertisements and no FinDug account required. Your financial information remains under your control, with functions performed on-device. Test drive FinDug with up to 10 transactions, then unlock unlimited access to every feature with a monthly or annual subscription. Eligible subscriptions include a 30-day free trial. Availability and terms may vary by region. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SAFE Credit Union4 screens
FinDug4 screens

Verdict

The call

The clearest difference is in-app purchases: SAFE Credit Union at none against FinDug's 2. SAFE Credit Union also leads on device support (3 vs 1) and iOS requirement (17.0 vs 26.0). FinDug's advantage is update cadence (every 8 days vs every 3 months). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinDug sells 2 in-app purchases, starting at $1.99 per month. SAFE Credit Union asks for nothing beyond the download.

UpkeepUpdate frequency

SAFE Credit Union ships an update every 3 months, FinDug every 8 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
SAFE Credit Union versus FinDug: the parameters behind the verdict, then further details
ParameterSAFE Credit UnionFinDug
PriceFreeFree
Rating4.8 (25K ratings) — better—
Positive reviews52.7% of reviews—
Number of ratings25K — better—
Update frequencyEvery 3 monthsEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS17.0 — better26.0
Further details — not scored
Size237 MB3 MB
Age rating4+4+
DeveloperSAFE Credit UnionAustin James Lange

Bugs and requests

SAFE Credit Union

Reported bugs

3 issues
  • Mobile check deposit not working
  • App crashing on newer iOS versions
  • Inability to close accounts online

Requested features

4 requests
  • Restore app widget functionality
  • Add Zelle integration
  • Improve account organization and customization
  • Enable real-time transaction visibility

FinDug

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SAFE Credit Union

No in-app purchases

2 purchases

FinDug

Subscriptions2
  • Monthly Subscription1 Month trial$1.991 Month
  • Annual Subscription1 Month trial$19.991 Year

Questions

Is SAFE Credit Union free?
SAFE Credit Union is free to download, with no in-app purchases.
Is FinDug free?
FinDug is free to download, with in-app purchases available.
Do SAFE Credit Union or FinDug have ads?
Neither SAFE Credit Union nor FinDug shows ads.
Which is updated more often, SAFE Credit Union or FinDug?
SAFE Credit Union ships an update every 3 months, and FinDug every 8 days. Most recently, SAFE Credit Union was updated on October 30, 2026 and FinDug on October 28, 2026.

Other comparisons