MSEB Flex Benefits vs ATC WebWise Plus

Make the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • View and Manage your HSA investments • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX®

WebWise Plus is Adirondack Trust’s enhanced banking app that helps your dollars make sense. It’s never been simpler to manage your money and receive personalized insights into your account activity. • Powerful, personalized budgeting tools • Set financial goals—and receive the feedback to achieve them • Link online accounts from many institutions for a holistic snapshot • Pay bills and deposit checks with just a tap Options for business WebWise Plus’s upgraded business tools were built with business owners like yourself in mind. Exciting dynamic features make managing your business’s money easier and more accessible than ever. Our enhanced experience includes everything you love about mobile banking—like remote check deposit and online account access—and so much more: • Intuitive, easy-to-use interface • Link online accounts from many related businesses for a holistic snapshot • Powerful money-management tools like wire transfers and templates, ACH origination, stop payments, and scheduled transfers • Check positive pay processing and online check positive pay exception decisioning