iProcess vs PRIVVY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iProcess
Process credit card transactions securely and easily from your mobile device. This point of sale app supports swiped, keyed, and chip transactions, and offers features like transaction history, refunds, and automated tax application.
- Process swiped, keyed, and chip transactions
- View transaction history
- Refund and void transactions
- Automatic tax rate application
- Accept customer signatures
- Email receipts
- Customer Vault management
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iProcess is a secure and simple way to process credit card transactions from your iPhone or iPad. This point of sale app allows you to sign in with your gateway credentials and you can start processing with our supported credit card swipers. Features include: • Process swiped, keyed, and chip sale and credit transactions (card reader sold through your merchant service provider) • View a complete history of mobile transactions • Refund and void previous mobile transactions • Set a tax rate to be automatically applied to all transactions • Accept signatures from your customers • Save location data with transactions • Automatically send email receipts • Share receipts with customers with almost any app on your device • Toggle between multiple merchant accounts with ease • Name your device to easily distinguish between devices in the merchant control panel reporting • View customers you have saved to the Customer Vault (if service is active) • Add, edit, and delete customers from the Customer Vault (if service is active)
PRIVVY
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PRIVVY is an all-in-one Point Of Sale (POS), appointment book, and credit card processor for the independent retailer and service provider. PRIVVY helps new and well established retailers cash out clients, accept credit card payments, book appointments, while managing and growing their business with no monthly subscription fees. PRIVVY is ideal for virtually any type of business. Salons, spas, coffee shops, art fairs, food trucks, tattoo parlors, repair, boutiques, retail, landscaping, apparel, and any business you can imagine. Indie features: • Fastest and easiest point of sale system to learn and operate. Don’t take our word for it, download the app and see for yourself. • Full appointment book with smart appointment search. Daily schedule listing. Visual appointment book with drag/drop editing. Rebook appointments quickly on cash out. • Accept credit cards using an encrypted credit card swipe, manual entry, or photo entry. 2.75% per transaction. Next day funding. True merchant processing account. • Store credit cards on file for quickly cashing out reoccurring customers without a credit card present. • Optionally charge credit card fees back to customers. • Online appointment booking. Allow clients to book appointments in a web browser, even when you are off. Optionally require a credit card to be entered online for big ticket services and charge for no shows. • Discount products or services, perform price changes, apply promotions from the sales screen. • Client facing signature screen with tip option. • Look up products by UPC or QR Code using your camera. • Use facial recognition to check out clients. • Client email receipts. • Reoccurring booking. Book a series of appointments at once. • Block time off for meetings, lunch, days off, and schedule exceptions. • Appointment reminders sent to you and your clients. Appointment confirmation emails sent to clients with option to confirm appointments online. • Smartwatch and iOS notifications sent when clients book an appointment online, or when a client’s appointment is coming up • Dynamic home screen with client queue. View today’s appointments. Check in and check out your appointments directly to the sales screen from the home screen. • Product and service maintenance. Set up all your products and services. Add photos. Set and track product inventory counts. • Client maintenance. Clients can be added directly from the sales screen as well as imported from your contacts. Track sales history and attach notes per visit. • Fast User Switching. Save money by sharing your device. Indie allows multiple users to share one device with secure, fast user switching. • View realtime sales and promotion tracking reports. • Daily sales report sent directly to your email. • Daily motivational messages displayed at the start of the day. • Customize your experience by choosing the color for the app. • Animated, playful graphics makes indie fun and exciting to use. • Universal app. Looks great on your iPhone or iPad. • Free credit card reader for qualifying businesses. http://indieapp.com https://www.defynepayments.com
Screenshots
Verdict
The clearest difference is update cadence: iProcess at every 2 months against PRIVVY's every 8 months. iProcess also leads on iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iProcess ships an update every 2 months, PRIVVY every 8 months. The most recent releases landed on September 30, 2026 and October 7, 2026 respectively.
| Parameter | iProcess | PRIVVY |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (29 ratings) — better | — |
| Positive reviews | 48.6% of reviews | — |
| Number of ratings | 29 — better | — |
| Update frequency | Every 2 months — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 35 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Gateway Processing Services | INDIE CHARGE, LLC |
Bugs and requests
iProcess
Reported bugs
16 issues- Customer Vault not working with iOS
- App crashes when swiping cards
- App crashes when completing transactions
- Terminal ID Missing and Transaction Key Missing errors
- Connectivity issues, app fails to connect to reader
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- Error messages with no troubleshooting
- No date or time stamp on receipts
- Unable to use customer signature
- Cannot add tips
- Card reader not working with extensions or charge ports
- Signature screen turns black
- App not compatible with iOS 8
- iPad screen layout issues
- Email receipt process requires re-entry of email address
- Cannot send email receipts
- Card reader crashes the app
Requested features
20 requests- Add date and time stamp to receipts
- Improve connectivity and reduce error messages
- Allow adding tips in the payment process
- Enable landscape mode on iPad
- Improve visibility and usability of the tip option
Show 15 moreShow fewer
- Restore the ability to swipe cards directly into Customer Vault
- Provide clear contact information and website for support
- Update to be compatible with newer phone ports (e.g., charge port)
- Implement a master account setup online for employees
- Streamline the receipt emailing process
- Improve the tip screen layout for better readability
- Allow customers to erase and redo signatures
- Fix the issue where the signature pad turns black
- Add a checkbox for manual entries
- Allow multiple email addresses for receipts
- Improve the iPad screen layout for sales entry
- Make the email address carry over for receipt sending
- Add tax functionality
- Provide an iPad-specific version of the app
- Fix the card reader crash issue
PRIVVY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iProcess
No in-app purchases
PRIVVY
No in-app purchases









