Schwab Mobile vs SRT CLT

Invest, research, bank, trade, and more—all in one app. In addition to investing and trading stocks, options, exchange-traded funds (ETFs), and mutual funds, Schwab Mobile gives you the power to move your money, track your portfolio, deposit checks, and manage your financial life wherever you go. Why choose Schwab Mobile? · See all your accounts in one place: both Schwab and external accounts. · Transfer funds easily with mobile check deposit and account linking. · Trade intuitively with a Trade Ticket that populates relevant data as you build your order. · $0 online commissions on listed stock, ETF, and options trades (plus $0.65 per contract for options). · Get real-time quotes, breaking news, and advanced market insights. · Build watchlists, track trends, and customize your app experience. · Access expert content, including videos, podcasts, and articles. · Secure, fast login with fingerprint, Face ID, or passcode. Download the app or learn more at schwab.com/mobile. Investment and Insurance Products: Not a Deposit • Not FDIC Insured • Not Insured by any Federal Government Agency • No Bank Guarantee • May Lose Value Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment. Apple, the Apple logo, iPad, iPhone, and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Schwab Mobile requires a wireless signal or mobile connection. System availability and response times are subject to market conditions and your mobile connection limitations. Functionality may vary by operating system and/or device. Schwab Mobile Deposit service is subject to certain eligibility requirements, limitations, and other conditions. Enrollment is not guaranteed and standard hold policies apply. Mobile carrier data charges may apply. (http://content.schwab.com/mobile/mobile-deposit.html) Standard online $0 commission does not apply to over-the-counter (OTC) equities, transaction-fee mutual funds, futures, fixed-income investments, or trades placed directly on a foreign exchange or in the Canadian market. Options trades will be subject to the standard $0.65 per-contract fee. Service charges apply for trades placed through a broker ($25) or by automated phone ($5). Industry fees, ADR, and Stock Borrow fees still apply. See the Charles Schwab Pricing Guide for Individual Investors for additional details. (https://www.schwab.com/legal/schwab-pricing-guide-for-individualinvestors) Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Call Schwab at 1-800-435-4000 for a current copy © 2026 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0726-JB6G)

Explore the new app for plan participants from Schwab Retirement Technologies® (Schwab RT). For information about licensing this app, please contact schwabrt@schwab.com. FEATURES FOR PLAN ADMINISTRATORS • Brand your licensed app with your own icon, logo, and colors • Provide plan-specific branding after participants log in FEATURES FOR PLAN PARTICIPANTS • Use biometrics to log in conveniently and securely • Check balances, portfolio performance, and recent transactions • View and update investment elections • Snap photos of documents and upload them securely to the plan administrator • Get a retirement income forecast • View educational videos about saving and investing principles • Research investment performance • Manage beneficiaries and other profile information DISCLOSURE vWise is not affiliated with or employed by the Charles Schwab Corporation. Schwab RT does not supervise third party firms and takes no responsibility to monitor the services they provide to you. The Charles Schwab Corporation provides services to retirement plans and participants through its separate but affiliated subsidiaries: Charles Schwab & Co., Inc., Charles Schwab Trust Bank, and Schwab Retirement Technologies, Inc.® (Schwab RT). Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Trust, custody and deposit products and services are available through Charles Schwab Trust Bank, Member FDIC. Schwab RT is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent Third Party Administrators. ©2021. Schwab Retirement Technologies, Inc. All rights reserved. (0421-15JV)