Comparison

Schwab Mobile vs LEAR.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Schwab Mobile

Manage your investments, research market trends, and conduct banking all within a single application. Track your portfolio, deposit checks, and trade stocks, ETFs, and options with intuitive tools and real-time insights.

Highlights
  • Consolidated account view
  • Mobile check deposit
  • Intuitive trade ticket
  • Real-time quotes and news
  • Customizable watchlists
  • Expert financial content
Features
Currently charting
Read full description

Invest, research, bank, trade, and more—all in one app. In addition to investing and trading stocks, options, exchange-traded funds (ETFs), and mutual funds, Schwab Mobile gives you the power to move your money, track your portfolio, deposit checks, and manage your financial life wherever you go. Why choose Schwab Mobile? · See all your accounts in one place: both Schwab and external accounts. · Transfer funds easily with mobile check deposit and account linking. · Trade intuitively with a Trade Ticket that populates relevant data as you build your order. · $0 online commissions on listed stock, ETF, and options trades (plus $0.65 per contract for options). · Get real-time quotes, breaking news, and advanced market insights. · Build watchlists, track trends, and customize your app experience. · Access expert content, including videos, podcasts, and articles. · Secure, fast login with fingerprint, Face ID, or passcode. Download the app or learn more at schwab.com/mobile. Investment and Insurance Products: Not a Deposit • Not FDIC Insured • Not Insured by any Federal Government Agency • No Bank Guarantee • May Lose Value Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment. Apple, the Apple logo, iPad, iPhone, and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Schwab Mobile requires a wireless signal or mobile connection. System availability and response times are subject to market conditions and your mobile connection limitations. Functionality may vary by operating system and/or device. Schwab Mobile Deposit service is subject to certain eligibility requirements, limitations, and other conditions. Enrollment is not guaranteed and standard hold policies apply. Mobile carrier data charges may apply. (http://content.schwab.com/mobile/mobile-deposit.html) Standard online $0 commission does not apply to over-the-counter (OTC) equities, transaction-fee mutual funds, futures, fixed-income investments, or trades placed directly on a foreign exchange or in the Canadian market. Options trades will be subject to the standard $0.65 per-contract fee. Service charges apply for trades placed through a broker ($25) or by automated phone ($5). Industry fees, ADR, and Stock Borrow fees still apply. See the Charles Schwab Pricing Guide for Individual Investors for additional details. (https://www.schwab.com/legal/schwab-pricing-guide-for-individualinvestors) Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Call Schwab at 1-800-435-4000 for a current copy © 2026 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0726-JB6G)

About

LEAR.

Features
Read full description

LEAR puts 46 professional finance calculators in your pocket — across real estate, auto, construction, small business, marketing, franchise, and personal finance. • Run any calculator free during your 14-day trial — fully offline, results identical to the web. • Learn the formula behind every number: a plain-language concept, a worked example, and the mistakes to avoid. • Save deals into projects, generate branded PDF reports, and export CSV. • Sign in with Apple; sync across devices through your LEAR account. Upgrade to Pro, Team, or Enterprise to keep calculators unlocked and add projects, reports, and team analytics. Subscriptions are managed through your LEAR account. Terms of Use (EULA): https://learonline.com/terms Privacy Policy: https://learonline.com/privacy

Screenshots

Schwab Mobile4 screens
LEAR.4 screens

Verdict

The call

The clearest difference is in-app purchases: Schwab Mobile at none against LEAR.'s 4. Schwab Mobile also leads on chart position (#69 vs unranked). LEAR.'s advantage is iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LEAR. sells 4 in-app purchases, starting at $14.99 per month. Schwab Mobile asks for nothing beyond the download.

Scorecard3 real differences · 8 level
Schwab Mobile versus LEAR.: the parameters behind the verdict, then further details
ParameterSchwab MobileLEAR.
PriceFreeFree
Rating4.8 (1.2M ratings) — better—
Positive reviews58.7% of reviews—
Number of ratings1.2M — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
Best chart rank#69 — better—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS18.015.1 — better
Further details — not scored
Size260 MB35 MB
Age rating4+4+
DeveloperThe Charles Schwab CorporationGlobal Intercultural Consulting

Bugs and requests

Schwab Mobile

Reported bugs

4 issues
  • Touch ID/Face ID authentication issues
  • Delayed dividend and balance updates
  • Inconsistent stock price data across app
  • Inability to transfer funds on mobile app

Requested features

5 requests
  • Real-time price updates
  • Ability to set price alerts
  • Improved options trading functionality
  • Customizable portfolio views
  • Seamless integration with external bank accounts

LEAR.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Schwab Mobile

No in-app purchases

4 purchases

LEAR.

Subscriptions4
  • Pro Monthly$14.991 Month
  • Team Monthly$49.991 Month
  • Pro Annual$149.991 Year
Show 1 more
  • Team Annual$499.991 Year

Questions

Is Schwab Mobile free?
Schwab Mobile is free to download, with no in-app purchases.
Is LEAR. free?
LEAR. is free to download, with in-app purchases available.
Do Schwab Mobile or LEAR. have ads?
Neither Schwab Mobile nor LEAR. shows ads.

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