Comparison

KIB Mobile vs Tam

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KIB Mobile

Manage all your banking needs in one place with an intuitive interface. Track accounts, cards, and investments, make payments, and split bills effortlessly. Enjoy proactive services and a rewarding loyalty program.

Highlights
  • Unified account, card, and investment dashboard
  • Proactive and customizable financial services
  • KIBPay for seamless payments and bill splitting
  • Kuwait's best rewards program with points redemption
  • Full visibility and control over loans and finances
Features
Read full description

**Introducing the all-new, revolutionary KIB retail mobile application**, designed to bring you a seamless banking experience like never before. Get ready to embark on a journey of unparalleled convenience, where managing your finances becomes effortless and intuitive. With our new app, we have reimagined every aspect to provide you with a seamless experience that puts banking at your fingertips. Say goodbye to the days of complex interfaces and disjointed services. Our enhanced usability and intuitive design ensure that everything you need is easily accessible, giving you complete control over your financial world. --- **One of the standout features of our app** is the ability to manage your accounts, cards, and investments all in one place. Our unified dashboard provides a comprehensive overview of your financial portfolio, empowering you to make informed decisions with ease. From monitoring transactions to analyzing your investments, it's all conveniently consolidated for your convenience. --- But that's not all — we understand the value of your time. That's why we have implemented proactive and customizable services to save you precious minutes in your busy day. From smart notifications that keep you updated on your account activity to personalized recommendations tailored to your financial goals, our app goes above and beyond to simplify your financial journey. --- **Our innovative KIBPay service** revolutionizes the way you handle payments, top-ups, and bill splitting. Imagine the convenience of making payments seamlessly, transferring funds effortlessly, and even splitting bills among friends or family members with just a few taps. It's a game-changer that brings unparalleled ease and efficiency to your financial transactions. --- **And if you love rewards, you're in for a treat.** Join the best rewards program in Kuwait and unlock a world of exclusive benefits. Earn points with every interaction and transaction, and then redeem them for exciting vouchers, products, or unforgettable travel experiences. It's our way of showing appreciation for your loyalty and giving back to you, our valued customer. --- But it doesn't end there. We believe in providing you with full visibility and control over your financing. With our app, you gain complete insight into your loans and finances. Say goodbye to guesswork and hello to instant access to information. Take immediate action on your financing — whether it's viewing details, making payments, or managing your repayment schedule. It's all right at your fingertips, empowering you to make smart financial choices. --- **The new KIB retail app is the epitome of simplicity and sophistication.** We have crafted an experience that seamlessly blends powerful features with an elegant user interface. Every detail has been meticulously designed to offer you a delightful and intuitive banking experience. --- **Ready to embark on your seamless banking journey?** Download the new KIB retail app today and witness the future of banking unfold in the palm of your hand. Simplify your finances, save time, and experience banking reimagined. --- ### Features Description: **Service Features:** * Account Balance & Transaction History * Cheque Book Request * Report Lost/Stolen or Damaged Card * Credit Card Payment, Details & Transaction History * Prepaid Cards Payment, Details & Transaction History * Finance Account Details * Investment Account Details * Funds Transfers: Between Own Account, Within KIB, Local & International Bank Transfers --- **For general inquiries & support**, please contact us at KIB Contact Center at **1866866**, and we will be glad to answer any questions you may have. --- ### Safety & Security: This service is safe and protected by **256-bit encryption**, the same also used in KIB Online service.

About

Tam

Manage your finances with a modern, intuitive banking app. Open an account, get instant virtual cards, and enjoy easy money transfers. Earn rewards as you use the service and customize your virtual card with unique designs.

Highlights
  • Open account on the go
  • Instant virtual debit/prepaid card
  • Easy money transfers
  • Fun rewards program
  • Customizable virtual card designs
  • Add card to Apple Pay
Features
Read full description

Tam Mobile Banking app makes your banking experience even more convenient than ever before with a fresh and intuitive design. TAM banking features allow you to live locally and think globally, It’s more than a bank, it’s a lifestyle. -Open an account on the go. Download the Tam app and open your online bank account —right from your phone. Get a tam virtual card and start using it right away. You can add your Tam card to Apple Pay. -Instant virtual debit and prepaid Tam Card. Get your virtual card instantly and enjoy the unlimited features with the extra layer of security of the Tam virtual card. Tam prepaid card is the smarter way to pay. Not just that— our prepaid cards also offer ease of use, simplicity, and the convenience of highly-desired rewards. -Transfers made fun and easy. Sending and receiving money has never been easier and more fun. With one tap , you can send and receive money from your friends and family. - Fun rewards program The more you use Tam, the more you get. Join TAM and discover a world of rewards, unique benefits, and exceptional events, experience the extraordinary. - Dozens of cool designs to choose from your virtual card. Customize your Tam virtual card the way you prefer. Let your card represent the real you.

Screenshots

KIB Mobile4 screens
Tam4 screens

Verdict

The call

KIB Mobile and Tam both sit at 4.5 stars, but that hides the real split: 70% of Tam's written reviews are positive against 45% of KIB Mobile's. Tam also leads on iOS requirement (13.2 vs 15.0). KIB Mobile's advantage is update cadence (every 9 days vs monthly). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for KIB Mobile against 4.5 for Tam. Both are backed by a comparable volume of ratings — 3K and 1.6K respectively. Written reviews are what separate them: 45% of KIB Mobile's written reviews are positive against 70% of Tam's.

UpkeepUpdate frequency

KIB Mobile ships an update every 9 days, Tam monthly. The most recent releases landed on September 13, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
KIB Mobile versus Tam: the parameters behind the verdict, then further details
ParameterKIB MobileTam
PriceFreeFree
Rating4.5 (3K ratings)4.5 (1.6K ratings)
Positive reviews45.3% of reviews70.2% of reviews — better
Number of ratings3K — better1.6K
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.2 — better
Further details — not scored
Size244 MB207 MB
Age rating4+4+
DeveloperKuwait International BankKuwait Finance House

Customer experience

KIB Mobile

All ratings3,046 ratings
Positive87.8%
Neutral2.7%
Negative9.6%
Written reviews64 reviews
Positive45.3%
Neutral3.1%
Negative51.6%

Tam

All ratings1,610 ratings
Positive86.8%
Neutral1.9%
Negative11.4%
Written reviews104 reviews
Positive70.2%
Neutral1.9%
Negative27.9%

User reviews

KIB Mobile

From 3K App Store ratings

What we love

  • 👍 Excellent app features
  • 🚀 Smooth and fast performance
  • 💡 Great app transformation and updates

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⏱️ Slow loading and unresponsive at times
  • 🔍 Lack of search functionality in transaction history

Tam

From 1.6K App Store ratings

What we love

  • ❤️ Excellent
  • 🤩 Incredible
  • 👍 Wonderful
  • 👍 Great
  • 👍 Fantastic

Room to improve

  • 🐛 Slow and buggy
  • 🐛 Crashes frequently
  • 🔒 Lack of privacy
  • 🔋 High battery consumption

Bugs and requests

KIB Mobile

Reported bugs

3 issues
  • Net worth feature not loading
  • Deposit opening error after OTP
  • Login freezing and not working

Requested features

3 requests
  • Add ability to close deposits online
  • Improve readability of dark mode
  • Allow moving and rearranging of widgets

Tam

Reported bugs

3 issues
  • Login issues for non-Kuwaitis
  • Frequent crashes and freezes
  • Slow performance

Requested features

4 requests
  • Add plastic card option
  • Allow name changes
  • Add more banks for transfers
  • Improve speed and stability

In-app purchases

None

KIB Mobile

No in-app purchases

None

Tam

No in-app purchases

Questions

Is KIB Mobile free?
KIB Mobile is free to download, with no in-app purchases.
Is Tam free?
Tam is free to download, with no in-app purchases.
Which has better reviews, KIB Mobile or Tam?
KIB Mobile and Tam are both rated 4.5 out of 5 on the App Store, from 3K and 1.6K ratings respectively.
Do KIB Mobile or Tam have ads?
Neither KIB Mobile nor Tam shows ads.
Which is updated more often, KIB Mobile or Tam?
KIB Mobile ships an update every 9 days, and Tam monthly. Most recently, KIB Mobile was updated on September 13, 2026 and Tam on September 22, 2026.

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