KIB Mobile vs NBK Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KIB Mobile
Manage all your banking needs in one place with an intuitive interface. Track accounts, cards, and investments, make payments, and split bills effortlessly. Enjoy proactive services and a rewarding loyalty program.
- Unified account, card, and investment dashboard
- Proactive and customizable financial services
- KIBPay for seamless payments and bill splitting
- Kuwait's best rewards program with points redemption
- Full visibility and control over loans and finances
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**Introducing the all-new, revolutionary KIB retail mobile application**, designed to bring you a seamless banking experience like never before. Get ready to embark on a journey of unparalleled convenience, where managing your finances becomes effortless and intuitive. With our new app, we have reimagined every aspect to provide you with a seamless experience that puts banking at your fingertips. Say goodbye to the days of complex interfaces and disjointed services. Our enhanced usability and intuitive design ensure that everything you need is easily accessible, giving you complete control over your financial world. --- **One of the standout features of our app** is the ability to manage your accounts, cards, and investments all in one place. Our unified dashboard provides a comprehensive overview of your financial portfolio, empowering you to make informed decisions with ease. From monitoring transactions to analyzing your investments, it's all conveniently consolidated for your convenience. --- But that's not all — we understand the value of your time. That's why we have implemented proactive and customizable services to save you precious minutes in your busy day. From smart notifications that keep you updated on your account activity to personalized recommendations tailored to your financial goals, our app goes above and beyond to simplify your financial journey. --- **Our innovative KIBPay service** revolutionizes the way you handle payments, top-ups, and bill splitting. Imagine the convenience of making payments seamlessly, transferring funds effortlessly, and even splitting bills among friends or family members with just a few taps. It's a game-changer that brings unparalleled ease and efficiency to your financial transactions. --- **And if you love rewards, you're in for a treat.** Join the best rewards program in Kuwait and unlock a world of exclusive benefits. Earn points with every interaction and transaction, and then redeem them for exciting vouchers, products, or unforgettable travel experiences. It's our way of showing appreciation for your loyalty and giving back to you, our valued customer. --- But it doesn't end there. We believe in providing you with full visibility and control over your financing. With our app, you gain complete insight into your loans and finances. Say goodbye to guesswork and hello to instant access to information. Take immediate action on your financing — whether it's viewing details, making payments, or managing your repayment schedule. It's all right at your fingertips, empowering you to make smart financial choices. --- **The new KIB retail app is the epitome of simplicity and sophistication.** We have crafted an experience that seamlessly blends powerful features with an elegant user interface. Every detail has been meticulously designed to offer you a delightful and intuitive banking experience. --- **Ready to embark on your seamless banking journey?** Download the new KIB retail app today and witness the future of banking unfold in the palm of your hand. Simplify your finances, save time, and experience banking reimagined. --- ### Features Description: **Service Features:** * Account Balance & Transaction History * Cheque Book Request * Report Lost/Stolen or Damaged Card * Credit Card Payment, Details & Transaction History * Prepaid Cards Payment, Details & Transaction History * Finance Account Details * Investment Account Details * Funds Transfers: Between Own Account, Within KIB, Local & International Bank Transfers --- **For general inquiries & support**, please contact us at KIB Contact Center at **1866866**, and we will be glad to answer any questions you may have. --- ### Safety & Security: This service is safe and protected by **256-bit encryption**, the same also used in KIB Online service.
NBK Mobile Banking
Manage your bank accounts, cards, and finances with a user-friendly mobile banking experience. Perform transactions, redeem rewards, and access banking services securely from anywhere.
- Onboard new customers
- Manage debit, prepaid, and credit cards
- Transfer funds locally and internationally
- Redeem credit card rewards
- Access banking notifications
- Locate branches and ATMs
- Cardless withdrawals
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A New Experience Tailored For You. Introducing the new NBK Mobile Banking App with an elevated user-friendly design, easier navigation, faster transactions and more personalized secure experience. In addition to the various features, including: • Onboard to NBK as a new customer • Learn more about the best offers and products • Redeem your credit card rewards • Manage your debit, prepaid and credit cards • Log in with Touch ID or Face ID • View the history of transactions made on your accounts and credit cards • Transfer funds between your accounts, or to a beneficiary locally or internationally and the ability to track them • Transfer money from your credit card to your account (cash advance) • Access all our banking notifications gathered in one place with NBK Push Notifications • Transfer to brokerage account • Transfer to/from Watani International Brokerage • Transfer money to your NBK Capital SmartWealth investment account • Add local and international beneficiaries • Enjoy NBK Quick Pay • Enjoy Bill Splitting • Make payments to your credit cards and telephone bills • Open NBK Deposits • Request account statements and checkbooks • View participating outlets in NBK Rewards Program • Display common questions • Make cardless withdrawal • Locate your nearest NBK Branch, ATM or CDM in Kuwait • Contact us by calling NBK from inside and outside Kuwait or through our social media network • Locate branches and ATMs through the Augmented Reality feature • View travel tips • Use Al Jawhara, loan and term deposit calculators • View the exchange rate • Create NBK Prepaid Cards with different currencies • Open accounts in Kuwaiti Dinar and other currencies • Activate dormant accounts • View NBK Miles and Rewards Points • Use live chat • Increase your monthly transfer limit • Block and unblock your cards while traveling • Update your email and mobile number • View the details of Watani Money Market Funds and investment funds • Establish standing orders • Make currency exchange • Replace lost/ stolen card • Enable Dark Mode And much more The new NBK Mobile Banking App allows you to manage your account anytime, anywhere. It is available in Arabic and English. For support, please call 1801801 or contact us on NBK WhatsApp 1801801. Our trained agents will be more than happy to assist around the clock.
Screenshots
Verdict
KIB Mobile and NBK Mobile Banking both sit at 4.5 stars, but that hides the real split: 74% of NBK Mobile Banking's written reviews are positive against 45% of KIB Mobile's. NBK Mobile Banking also leads on ratings volume (45K vs 3.2K) and device support (4 vs 2). KIB Mobile's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 9 days vs monthly). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NBK Mobile Banking holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: NBK Mobile Banking has 45K ratings behind it against 3.2K, so its average is the more settled of the two. Written reviews point the same way: 45% of KIB Mobile's written reviews are positive against 74% of NBK Mobile Banking's.
KIB Mobile ships an update every 9 days, NBK Mobile Banking monthly. Both last shipped on October 29, 2026.
| Parameter | KIB Mobile | NBK Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (3.2K ratings) | 4.7 (45K ratings) — better |
| Positive reviews | 45.3% of reviews | 73.6% of reviews — better |
| Number of ratings | 3.2K | 45K — better |
| Update frequency | Every 9 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 320 MB | 375 MB |
| Age rating | 4+ | 4+ |
| Developer | Kuwait International Bank | National Bank of Kuwait |
Customer experience
KIB Mobile
NBK Mobile Banking
User reviews
KIB Mobile
From 3.2K App Store ratingsWhat we love
- 👍 Excellent app features
- 🚀 Smooth and fast performance
- 💡 Great app transformation and updates
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading and unresponsive at times
- 🔍 Lack of search functionality in transaction history
NBK Mobile Banking
From 45K App Store ratingsWhat we love
- 💡 Helpful app with many banking services
- 👍 User-friendly and convenient
- 🚀 Easy to use and navigate
Room to improve
- 🐛 Frequent crashes and loading issues
- 🐛 Performance problems and slow response
- 🔒 Security issues with device detection
Bugs and requests
KIB Mobile
Reported bugs
3 issues- Net worth feature not loading
- Deposit opening error after OTP
- Login freezing and not working
Requested features
3 requests- Add ability to close deposits online
- Improve readability of dark mode
- Allow moving and rearranging of widgets
NBK Mobile Banking
Reported bugs
4 issues- App detects device as jailbroken incorrectly
- Face ID and self-service features not working
- Compatibility issues with recent iOS updates
- Frequent app crashes and shutdowns
Requested features
4 requests- Add ability to pay loans anytime
- Provide online bank statements in the app
- Improve credit card and KNet access abroad
- Add option to rename/edit account names
In-app purchases
KIB Mobile
No in-app purchases
NBK Mobile Banking
No in-app purchases
Questions
Is KIB Mobile free?
Is NBK Mobile Banking free?
Which has better reviews, KIB Mobile or NBK Mobile Banking?
Do KIB Mobile or NBK Mobile Banking have ads?
Which is updated more often, KIB Mobile or NBK Mobile Banking?
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