Comparison

Community Choice e vs DivDat Mobile Payments App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Community Choice e

Manage your finances on the go with this mobile banking application. Access your accounts, view transaction history, transfer funds, and make deposits conveniently and securely from your device.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay loans
  • Make e-Deposits
  • P2P payments
Features
Read full description

Community Choice Mobile e-Banking allows you to access your account when it is convenient for you - anytime, anywhere! It's fast and free. Features: -Check Balances -View Transaction History -Transfer Funds -Pay Loans -Make e-Deposits -P2P Payments

About

DivDat Mobile Payments App

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Highlights
  • Add local billers
  • Multiple payment methods
  • Payment reminders
  • Auto-Pay option
  • QR code for kiosk use
  • Text-to-Pay option
  • Historical payment tracking
Features
Read full description

DivDat’s Mobile App brings the same convenience as our Bill Payment Kiosks to users 24/7/365 on-the-go. Users can quickly create a profile, then add local area billers like municipalities, county treasurers’ offices, local utility companies, and other essential billers in the area to one convenient mobile payments platform. Pay with credit card, debit card, personal check, or even cash, in conjunction with DivDat’s Bill Payment Kiosk. Free to download and use, transaction fees and partial payment capabilities are biller-specific. FEATURES INCLUDE: - User profile-driven saved accounts, billers, and payment methods - Standardized, simple-to-use, secure payment workflow - App presents local area DivDat Payment Network billers, so consumers can add repeat billers and accounts to their payment profiles for increased convenience in account look-ups and repeat payments - Accepts payments made by credit cards, PIN-less debit cards, and personal and business checks (which convert to ACH for processing) - User-specific scannable QR Code for use in conjunction with the DivDat Bill Payment Kiosks for quick and easy account look-ups - Configurable payment reminders alert users to bills coming due, as the due date approaches, as payments become past due, or as users geographically approach a DivDat Bill Payment Kiosk (with turn-by-turn directions) - Opt into our DivDat’s convenient and secure Auto-Pay option - Users receive receipts via text message or email, immediately following payment, and can view historical payment detail at any time - NEW FEATURE: Opt-in to Text-to-Pay and enjoy ultimate payments efficiency, on the go Here’s how it works: Add the repeat billers you need to pay. Then, add your associated accounts, like taxes, water bills, electricity bills, and more. Set payment reminders or sign-up for Auto Pay and never miss a scheduled payment again. NEW FEATURE: Now, you can opt-in to Text-to-Pay, and pay bills as they come due in three simple steps! Other features include historical payment look-up, queryable across kiosk and mobile transactions and turn-by-turn directions to the nearest DivDat kiosk, and a bar code scanner to scan and find/return their accounts at the kiosk, for those who chose to pay with cash. No more paper statements, address or account numbers to type in. Available on the App Store for iOS, DivDat’s Mobile App is free to download and easy to use. Download it today!

Screenshots

Community Choice e4 screens
DivDat Mobile Payments App4 screens

Verdict

The call

Community Choice e and DivDat Mobile Payments App both sit at 4.6 stars, but that hides the real split: 85% of Community Choice e's written reviews are positive against 41% of DivDat Mobile Payments App's. DivDat Mobile Payments App's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (11.0 vs 16.0). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DivDat Mobile Payments App holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 4.6K and 5.7K respectively. Written reviews complicate that: 85% of Community Choice e's written reviews are positive against 41% of DivDat Mobile Payments App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 26, 2026.

Scorecard3 real differences · 7 level
Community Choice e versus DivDat Mobile Payments App: the parameters behind the verdict, then further details
ParameterCommunity Choice eDivDat Mobile Payments App
PriceFreeFree
Rating4.6 (4.6K ratings)4.8 (5.7K ratings) — better
Positive reviews84.9% of reviews — better41.4% of reviews
Number of ratings4.6K5.7K — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.011.0 — better
Further details — not scored
Size49 MB23 MB
Age rating4+4+
DeveloperCommunity Choice Credit UnionDivDat

Customer experience

Community Choice e

All ratings4,498 ratings
Positive91.8%
Neutral2.4%
Negative5.8%
Written reviews615 reviews
Positive84.9%
Neutral4.7%
Negative10.4%

DivDat Mobile Payments App

All ratings4,134 ratings
Positive96.3%
Neutral1.8%
Negative1.9%
Written reviews70 reviews
Positive41.4%
Neutral4.3%
Negative54.3%

User reviews

Community Choice e

From 4.6K App Store ratings

What we love

  • 👍 Easy to navigate
  • 🚀 Convenient and user-friendly
  • 🔒 Secure and safe
  • 💡 Helpful features like budgeting and credit score tracking
  • 👍 Excellent customer service

Room to improve

  • 🐛 Occasional bugs and glitches
  • 🔍 Difficult to find certain features or information
  • 🔄 Frequent app updates that change the interface
  • 🔍 Confusing layout and navigation

DivDat Mobile Payments App

From 5.7K App Store ratings

What we love

  • 👍 Convenient and easy to use
  • 💡 Streamlined and always accessible
  • 👍 User-friendly design
  • 👍 Saves time
  • 👍 Excellent tech support

Room to improve

  • 🐛 Slow performance and errors
  • 🐛 Payment processing issues
  • 🐛 Unreliable app functionality
  • 💰 Excessive service fees
  • 🐛 Inconsistent account/bill display

Bugs and requests

Community Choice e

Reported bugs

3 issues
  • Remote check deposit not working consistently
  • Login issues and inability to use biometric authentication
  • Inaccurate credit card transaction history

Requested features

4 requests
  • Add Zelle integration
  • Improve account linking and external account management
  • Provide real-time transaction notifications
  • Simplify bill pay and loan management features

DivDat Mobile Payments App

Reported bugs

4 issues
  • App crashes when entering phone number
  • Inaccurate bill amounts displayed
  • Inability to find/link accounts
  • Payments not properly recorded

Requested features

4 requests
  • Ability to delete planned payments
  • Support for all payment methods
  • Improved error messaging
  • Integration with city water/tax portals

In-app purchases

None

Community Choice e

No in-app purchases

None

DivDat Mobile Payments App

No in-app purchases

Questions

Is Community Choice e free?
Community Choice e is free to download, with no in-app purchases.
Is DivDat Mobile Payments App free?
DivDat Mobile Payments App is free to download, with no in-app purchases.
Which has better reviews, Community Choice e or DivDat Mobile Payments App?
DivDat Mobile Payments App is rated higher. Community Choice e averages 4.6 out of 5 from 4.6K ratings, while DivDat Mobile Payments App averages 4.8 from 5.7K ratings.
Do Community Choice e or DivDat Mobile Payments App have ads?
Neither Community Choice e nor DivDat Mobile Payments App shows ads.
Which is updated more often, Community Choice e or DivDat Mobile Payments App?
Community Choice e ships an update every 3 months, and DivDat Mobile Payments App every 3 months. Most recently, Community Choice e was updated on October 26, 2026 and DivDat Mobile Payments App on October 26, 2026.

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