Community Choice e vs DivDat Mobile Payments App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Community Choice e
Manage your finances on the go with this mobile banking application. Access your accounts, view transaction history, transfer funds, and make deposits conveniently and securely from your device.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Pay loans
- Make e-Deposits
- P2P payments
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Community Choice Mobile e-Banking allows you to access your account when it is convenient for you - anytime, anywhere! It's fast and free. Features: -Check Balances -View Transaction History -Transfer Funds -Pay Loans -Make e-Deposits -P2P Payments
DivDat Mobile Payments App
Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.
- Add local billers
- Multiple payment methods
- Payment reminders
- Auto-Pay option
- QR code for kiosk use
- Text-to-Pay option
- Historical payment tracking
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DivDat’s Mobile App brings the same convenience as our Bill Payment Kiosks to users 24/7/365 on-the-go. Users can quickly create a profile, then add local area billers like municipalities, county treasurers’ offices, local utility companies, and other essential billers in the area to one convenient mobile payments platform. Pay with credit card, debit card, personal check, or even cash, in conjunction with DivDat’s Bill Payment Kiosk. Free to download and use, transaction fees and partial payment capabilities are biller-specific. FEATURES INCLUDE: - User profile-driven saved accounts, billers, and payment methods - Standardized, simple-to-use, secure payment workflow - App presents local area DivDat Payment Network billers, so consumers can add repeat billers and accounts to their payment profiles for increased convenience in account look-ups and repeat payments - Accepts payments made by credit cards, PIN-less debit cards, and personal and business checks (which convert to ACH for processing) - User-specific scannable QR Code for use in conjunction with the DivDat Bill Payment Kiosks for quick and easy account look-ups - Configurable payment reminders alert users to bills coming due, as the due date approaches, as payments become past due, or as users geographically approach a DivDat Bill Payment Kiosk (with turn-by-turn directions) - Opt into our DivDat’s convenient and secure Auto-Pay option - Users receive receipts via text message or email, immediately following payment, and can view historical payment detail at any time - NEW FEATURE: Opt-in to Text-to-Pay and enjoy ultimate payments efficiency, on the go Here’s how it works: Add the repeat billers you need to pay. Then, add your associated accounts, like taxes, water bills, electricity bills, and more. Set payment reminders or sign-up for Auto Pay and never miss a scheduled payment again. NEW FEATURE: Now, you can opt-in to Text-to-Pay, and pay bills as they come due in three simple steps! Other features include historical payment look-up, queryable across kiosk and mobile transactions and turn-by-turn directions to the nearest DivDat kiosk, and a bar code scanner to scan and find/return their accounts at the kiosk, for those who chose to pay with cash. No more paper statements, address or account numbers to type in. Available on the App Store for iOS, DivDat’s Mobile App is free to download and easy to use. Download it today!
Screenshots
Verdict
Community Choice e and DivDat Mobile Payments App both sit at 4.6 stars, but that hides the real split: 85% of Community Choice e's written reviews are positive against 41% of DivDat Mobile Payments App's. DivDat Mobile Payments App's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (11.0 vs 16.0). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DivDat Mobile Payments App holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 4.6K and 5.7K respectively. Written reviews complicate that: 85% of Community Choice e's written reviews are positive against 41% of DivDat Mobile Payments App's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 26, 2026.
| Parameter | Community Choice e | DivDat Mobile Payments App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (4.6K ratings) | 4.8 (5.7K ratings) — better |
| Positive reviews | 84.9% of reviews — better | 41.4% of reviews |
| Number of ratings | 4.6K | 5.7K — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 49 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Community Choice Credit Union | DivDat |
Customer experience
Community Choice e
DivDat Mobile Payments App
User reviews
Community Choice e
From 4.6K App Store ratingsWhat we love
- 👍 Easy to navigate
- 🚀 Convenient and user-friendly
- 🔒 Secure and safe
- 💡 Helpful features like budgeting and credit score tracking
- 👍 Excellent customer service
Room to improve
- 🐛 Occasional bugs and glitches
- 🔍 Difficult to find certain features or information
- 🔄 Frequent app updates that change the interface
- 🔍 Confusing layout and navigation
DivDat Mobile Payments App
From 5.7K App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 💡 Streamlined and always accessible
- 👍 User-friendly design
- 👍 Saves time
- 👍 Excellent tech support
Room to improve
- 🐛 Slow performance and errors
- 🐛 Payment processing issues
- 🐛 Unreliable app functionality
- 💰 Excessive service fees
- 🐛 Inconsistent account/bill display
Bugs and requests
Community Choice e
Reported bugs
3 issues- Remote check deposit not working consistently
- Login issues and inability to use biometric authentication
- Inaccurate credit card transaction history
Requested features
4 requests- Add Zelle integration
- Improve account linking and external account management
- Provide real-time transaction notifications
- Simplify bill pay and loan management features
DivDat Mobile Payments App
Reported bugs
4 issues- App crashes when entering phone number
- Inaccurate bill amounts displayed
- Inability to find/link accounts
- Payments not properly recorded
Requested features
4 requests- Ability to delete planned payments
- Support for all payment methods
- Improved error messaging
- Integration with city water/tax portals
In-app purchases
Community Choice e
No in-app purchases
DivDat Mobile Payments App
No in-app purchases
Questions
Is Community Choice e free?
Is DivDat Mobile Payments App free?
Which has better reviews, Community Choice e or DivDat Mobile Payments App?
Do Community Choice e or DivDat Mobile Payments App have ads?
Which is updated more often, Community Choice e or DivDat Mobile Payments App?
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