Comparison

Bank Millennium vs GlobalTips Guest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bank Millennium

Manage your finances with a comprehensive mobile banking app. Track accounts, make transfers, manage cards, and access loans and deposits. Offers features like BLIK payments, insurance, and loyalty card services.

Highlights
  • Account management and transfers
  • Card management and payments
  • Deposit and loan management
  • BLIK mobile payments
  • Insurance services
  • Loyalty card integration
  • Finance Manager tool
Features
Read full description

Bank Millennium mobile app easily adapts to individual needs. It is convenient, easy to use and offers a far wider freedom when it comes to managing finances your way. The mobile app is available in Polish and English. Accounts: • Balance account, history and details • Transfers between own accounts, domestic, instant, to phone number • ZUS and tax transfer • Phone top-ups • Defining and editing beneficiaries • Applying for overdraft and overdraft increase • Account number sharing • Downloading and sending PDF files with transaction confirmation • Repeating transfers • Return transfer • Upcoming payments list • My finances summary Cards (debit, credit, prepaid): • Adding cards to your Apple Pay wallet from the mobile app • Cards history • Repaying credit cards • Transfers from credit cards • Topping up prepaid cards • Increasing credit card limit (available as a special offer) • Activation/blocking cards • Defining/changing PIN code • Changing transaction limits • Blocking cards outside EU • Convenient instalments on a credit card Deposits: • Viewing deposit details • Opening a deposit • Deposit redemption Loans: • Details, repayment plan and credit history • Taking new loans (available as a special offer) Insurance: • Motor insurance • Travel insurance BLIK mobile payments: • BLIK transfer to mobile • Payments in traditional and online shops • Withdrawals from ATMs • Issuing checks Other: • Apple Watch • Login with Touch ID • 3D Touch support • Tickets and parking fares • Cinema tickets • Automatic payments for motorways • Widgets before logging in with account and card balance, BLIK codes, access to loyalty cards • Bank branches and ATMs map • Exchange rates • App desktop customization • Finance Manager • Loyalty cards service • Push notifications Access to the mobile app is protected with an individual PIN code (or Touch ID service), and operations have to be additionally confirmed with a password. More about Bank Millennium mobile app at https://www.bankmillennium.pl/en/electronic-banking/mobile-banking/mobile-application-individuals-business. More about Bank Millennium products at https://www.bankmillennium.pl/en/.

About

GlobalTips Guest

Easily leave cashless tips for service staff at participating establishments. Simply scan a QR code or tap a card, select your tip amount and payment method, and optionally leave a review. Receive 100% of your tip directly.

Highlights
  • Cashless tipping
  • QR code scanning
  • NFC card tap
  • Multiple payment methods
  • Rate dining experience
  • Leave reviews
Read full description

Having a great time? Send your waiter some cashless appreciation with GlobalTips! There are only 3 simple steps to follow: 1. Whenever you are at a participating restaurant, hold your iPhone near the GlobalTips card or sticker or point your camera at the GlobalTips QR code. 2. Choose tip amount and payment method. In addition to Apple Pay, GlobalTips accepts a wide range of credit and debit cards. 3. You can also rate your dining experience and add a quick review if you wish. Tipping with GlobalTips means your waiter gets 100% of your tip. It has never been easier to tip cashless!

Screenshots

Bank Millennium4 screens
GlobalTips Guest4 screens

Verdict

The call

The clearest difference is ratings volume: Bank Millennium at 1.4K against GlobalTips Guest's 11. Bank Millennium also leads on device support (3 vs 1). GlobalTips Guest's advantage is update cadence (every 8 days vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bank Millennium holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Bank Millennium has 1.4K ratings behind it against 11, so its average is the more settled of the two.

UpkeepUpdate frequency

Bank Millennium ships an update monthly, GlobalTips Guest every 8 days. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Bank Millennium versus GlobalTips Guest: the parameters behind the verdict, then further details
ParameterBank MillenniumGlobalTips Guest
PriceFreeFree
Rating4.8 (1.4K ratings) — better4.6 (11 ratings)
Positive reviews77.2% of reviews—
Number of ratings1.4K — better11
Update frequencyMonthlyEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS16.4 — better17.0
Further details — not scored
Size271 MB13 MB
Age rating4+4+
DeveloperMillennium bcpGLOBALTIPS EUROPE UAB

Customer experience

Bank Millennium

All ratings1,423 ratings
Positive96.0%
Neutral1.3%
Negative2.7%
Written reviews302 reviews
Positive77.2%
Neutral5.0%
Negative17.9%

GlobalTips Guest

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%

Bugs and requests

Bank Millennium

Reported bugs

4 issues
  • App crashes on login
  • Transaction history not displaying correctly
  • Unable to link app to account
  • Compatibility issues with iOS 7 and newer

Requested features

4 requests
  • Add support for Apple Pay
  • Introduce swipe back gesture
  • Optimize app for tablet devices
  • Improve transaction history display

GlobalTips Guest

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Bank Millennium

No in-app purchases

None

GlobalTips Guest

No in-app purchases

Questions

Is Bank Millennium free?
Bank Millennium is free to download, with no in-app purchases.
Is GlobalTips Guest free?
GlobalTips Guest is free to download, with no in-app purchases.
Which has better reviews, Bank Millennium or GlobalTips Guest?
Bank Millennium is rated higher. Bank Millennium averages 4.8 out of 5 from 1.4K ratings, while GlobalTips Guest averages 4.6 from 11 ratings.
Do Bank Millennium or GlobalTips Guest have ads?
Neither Bank Millennium nor GlobalTips Guest shows ads.
Which is updated more often, Bank Millennium or GlobalTips Guest?
Bank Millennium ships an update monthly, and GlobalTips Guest every 8 days. Most recently, Bank Millennium was updated on October 26, 2026 and GlobalTips Guest on October 24, 2026.

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