全民生活 vs 网商银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
全民生活
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应用介绍 【精选】发现生活精彩，想你所想，一键直达海量精彩 【权益】专属权益中心，非凡礼遇、卡片权益、达标好礼，一站式享权中心 【聚惠民生】解锁聚惠全场景，活动日历、5折餐饮、尊享月卡，聚惠全能助手 【金融】随需而贷 账单管理一站式金融服务 【我的】管理账户信息，安全设置，支持版本切换，为客户的金融服务保驾护航 获奖情况： 2024中国银行保险报金融消费者权益保护优秀案例 2024银行家年度网络金融创新优秀案例 2024“数英奖•DAOY 年度奖”金融领域年度品牌称号 2023年中国网财经中国鼎金融业年度金融消费权益保护优秀案例 2022福布斯中国客户服务企业TOP 100 2022中国银联云闪付网络平台推广突出贡献奖 2022消费日报社消费市场行业影响力品牌 2021“十四五”开局金融行业“最佳消费者体验信用卡/信用产品” 2020中国扶贫基金会杰出贡献荣誉 2020银行家杂志十佳金融科技创新奖 2020中国社会科学研究院金融研究所中国金融创新奖 2019中国人民银行年度银行科技发展奖二等奖
网商银行
This internet bank offers efficient and convenient financial services, aiming to support the real economy and practice inclusive finance. It provides a one-stop platform for loans, wealth management, and bank deposits.
- Loan services
- Wealth management
- Bank deposits
- Efficient financial services
- Convenient platform
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浙江网商银行是经中国原银保监会批准设立的互联网银行，于 2015 年 6 月 25 日正式开业。网商银行以支持实体经济、践行普惠金融为使命，希望做互联网银行的探索者和普惠金融的实践者，为用户提供高效、便捷的金融服务
Screenshots
Verdict
The clearest difference is rating: 全民生活 at 4.0 against 网商银行's 2.5. 全民生活 also leads on ratings volume (17K vs 46). 网商银行's advantage is review sentiment (65% vs 55%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
全民生活 holds the better App Store score, 4.0 against 2.5. That said, the two scores are not equally well evidenced: 全民生活 has 17K ratings behind it against 46, so its average is the more settled of the two. Written reviews complicate that: 55% of 全民生活's written reviews are positive against 65% of 网商银行's, so the app with the better star average is not the one people write more warmly about.
全民生活 ships an update every 3 weeks, 网商银行 fortnightly. The most recent releases landed on September 26, 2026 and September 22, 2026 respectively.
| Parameter | 全民生活 | 网商银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (17K ratings) — better | 2.5 (46 ratings) |
| Positive reviews | 55.2% of reviews | 64.9% of reviews — better |
| Number of ratings | 17K — better | 46 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13 |
| Further details — not scored | ||
| Size | 203 MB | 226 MB |
| Age rating | 4+ | 4+ |
| Developer | China Minsheng Banking Co., Ltd. | Zhejiang E-Commerce Bank Co.Ltd |
Customer experience
全民生活
网商银行
In-app purchases
全民生活
No in-app purchases
网商银行
No in-app purchases
